MULTI FRUITS
ActiveThe computed 12-month bankruptcy probability of MULTI FRUITS is 1.7% (moderate). The 2025 annual accounts show negative equity (€-3k) and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 18024 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+16
Solvency42▲+5
Growth70▼-2
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.66 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.1%
Return on assets
59.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 18024 sector peers (2025).
NBB · sector comparisonPosition among 18024 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
3 d late
2024
30 d late
2023
8 d late
2022
25 d late
2021
18 d early
2020
4 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€252k▲ 7.8%
2024 · €233k
2022: €178k
2024: €233k
2022 → 2025
EBIT margin
10.7%▲ 12.3pp
2024 · -1.6%
2022: -18.6%
2024: -1.6%
2022 → 2025
Net result
€25k
2024 · €-4k
2018: €-8k
2019: €-3k
2020: €8k
2021: €-3k
2022: €-33k
2023: €-4k
2024: €-4k
2018 → 2025
Working capital
€-5k▲ 83.7%
2024 · €-29k
2018: €11k
2019: €10k
2020: €16k
2021: €13k
2022: €-21k
2023: €-25k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€178k€233k€252k▲ 7.8%
Equity€13k-€-21k€-25k▼ 21.1%€-29k▼ 14.9%€-3k▲ 88.0%
Operating result€-3k-€-33k▼ 1,165%€-4k▲ 87.2%€-4k▲ 14.5%€27k
Net result€-3k-€-33k▼ 957%€-4k▲ 87.0%€-4k▲ 14.6%€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €4k in 2024, the highest year so far.
Balance-sheet composition
Assets €42k
Fixed assets
€1k
Current assets
€41k
Key figures and ratios
EBITDA
€27k▲
2024 · €-2k
Cash flow
€25k▲
2024 · €-2k
Solvency
-8.1%▲
2024 · -52.4%
Current ratio
0.90▲
2024 · 0.66
Quick ratio
0.30▲
2024 · 0.20
Debt / equity
-13.33▼
2024 · -2.91
ROE
-736.5%▼
2024 · 13.0%
ROA
59.7%▲
2024 · -6.8%
Interest coverage
555.44▲
2024 · -24.96
Debt
€46k▼
2024 · €83k
Debt ≤ 1 year
€46k▼
2024 · €83k
Income taxes
€2k
Staff costs
€6k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€42k▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€55k€41k▼
Stocks and contracts in progress3€38k€27k▼
Stocks30/36€38k€27k▼
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€3k-
Other amounts receivable41€533€1k▲
Cash at bank and in hand54/58€13k€12k▼
Deferred charges and accrued income490/1€205€12▼
Equity and liabilities
Total equity and liabilities10/49€55k€42k▼
Equity10/15€-29k€-3k▲
Contributions10/11€19k€19k=
Reserves13€2k€27k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€25k
Profit (loss) carried forward14€-49k€-49k=
Amounts payable17/49€83k€46k▼
Amounts payable within one year42/48€83k€46k▼
Trade debts44€75k€26k▼
Suppliers440/4€75k€26k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3-€2k
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€5k€14k▲
Income statement
Code20242025
Turnover70€233k€252k▲
Goods, raw materials, services and sundry goods60/61€201k€209k▲
Remuneration, social security and pensions62€29k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€144▼
Other operating charges640/8€6k€9k▲
Gross operating margin9900€33k€42k▲
Operating profit (loss)9901€-4k€27k▲
Financial charges65/66B€92€49▼
Recurring financial charges65€92€49▼
Profit (loss) for the period before taxes9903€-4k€27k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-4k€25k▲
Profit (loss) for the period to be appropriated9905€-4k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-24k▲
Profit (loss) brought forward from the previous period14P€-45k€-49k▼
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achille Jonasstraat 21070 AnderlechtGround area
118 m²
Building footprint
117 m²
Volume, LiDAR
1,675 m³
Parcel 21304B0016/00B014, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MULTI FRUITS
since 20162.251.659.416
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0016/00B014 | Brussels | 118 m² | 1 · 117 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.251.659.416
Similar companies · same sector, comparable size
ADEL
BE 0824.109.327
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DYW SERVICES
BE 1013.343.954
Koekelberg · Eq €13k
PARMEET
BE 0837.610.539
Antwerpen · Eq €13k
D.SU
BE 0840.333.566
Anderlecht · Eq €13k
MEERZA
BE 0843.019.773
Brussel · Eq €13k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.