Turnover
≈ €400,000 estimated
The micro format states no turnover.
SALMANE
Lifetime
7 annual accounts with figures on one time axispeak €41,546 (2025)
€41,546
lowest -€16,651 (2020)
€1,719
peak €33,903 (2025)
€33,903
€17,430
Board2 names since 2021
1 directorEL GHARBI Abdelhak
Documentsfilings and deeds
28-08-202628 days late
2025micro format
1 establishment registeredNo figures for the year before
Key points
from the 2025 annual accountsFilings
7 annual accounts 7 late
The 2018 accounts came latest: 146 days after the end of the period.
At the same address
99 companies
Checked score
68
Healthy
Financially stronger than 73% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 6.0%▲ +4.3 percentage points vs 12-2024
02-2025: 6.7%▲ +0.7 percentage points vs 01-2025
03-2025: 6.8%▲ +0.1 percentage points vs 02-2025
04-2025: 7.4%▲ +0.6 percentage points vs 03-2025
05-2025: 7.3%▼ -0.1 percentage points vs 04-2025
06-2025: 6.9%▼ -0.4 percentage points vs 05-2025
07-2025: 7.4%▲ +0.5 percentage points vs 06-2025
08-2025: 11.6%▲ +4.2 percentage points vs 07-2025
09-2025: 13.2%▲ +1.6 percentage points vs 08-2025
10-2025: 21.5%▲ +8.3 percentage points vs 09-2025
11-2025: 21.5%● unchanged vs 10-2025
12-2025: 23.0%▲ +1.5 percentage points vs 11-2025
01-2026: ≥ 25%▲ +3.1 percentage points vs 12-2025
02-2026: ≥ 25%● unchanged vs 01-2026
03-2026: ≥ 25%● unchanged vs 02-2026highest value
04-2026: ≥ 25%● unchanged vs 03-2026
05-2026: ≥ 25%● unchanged vs 04-2026
06-2026: 25.0%▼ -0.3 percentage points vs 05-2026
07-2026: 25.0%● unchanged vs 06-2026
08-2026: 18.1%▼ -6.9 percentage points vs 07-2026
09-2026: 1.1%▼ -17.0 percentage points vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €51,333
Ex-officio strike-off in the KBO
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.93, cash €18,291
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 84% on liquidity and 57% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as SALMANE has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
That fits the bankruptcy probability of SALMANE itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for SALMANE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.93 (1.78 in 2023), above the usual 1.5. Short-term debt is 34% and cash 35.6% of total assets. 34% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
28 days late
2023
29 days late
2022
17 days late
2021
24 days late
2020
4 days late
2019
146 days late
2018
146 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 56 days after the deadline. In the sector (NACE 47), the median for financial year 2023 was on the deadline day, and 48% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- El Gharbi Noureddinedeed of 05-04-2022
- El Gharbi Abdelhak 100 sharesdeed of 05-04-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0683591068
New establishment in Anderlecht
LES TROIS FRERES, Ninoofse Steenweg 656
Registered office moved from Molenbeek-Saint-Jean to Koekelberg
New registered office: Jetsesteenweg 264 bus 1 1081 Koekelberg · Previous registered office: Gentsesteenweg 625 bus 2 1080 Sint-Jans-Molenbeek · General meeting of 22-11-2024 · Gazette deed
Address struck
effective 05-09-2024 · KBO administration
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SALMANE Koekelberg | €51,333 | €41,546 | 66.0% | - |
| M.A. PRIMEURS Berchem-Sainte-Agathe | €70,094 | €35,763 | 78.9% | - |
| FLIX STORE Anderlecht | €61,415 | €40,897 | 61.6% | - |
| TBS FOOD Forest | €60,686 | €28,517 | 75.8% | - |
| KHOURY & CO Jette | €63,207 | €64,850 | 65.5% | - |
| Les trois maraichers Namur | €64,381 | €41,419 | 62.9% | - |
| HalinP Oupeye | €40,595 | €49,125 | 6.4% | - |
These companies have the same main activity as SALMANE: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €40,600 and €70,100, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 23-10-2017Normal situation
- Registered office
- 100 active companies are registered at this address12 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Retail sale of fruit and vegetablesNACE 47210and 3 others
- Establishment units
- 2.269.207.5081348 Ottignies-Louvain-la-Neuve, since 23-10-2017
- 2.371.032.3661070 Anderlecht, since 01-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-07-2026
Insights on SALMANE
SALMANE files the micro format. That format states no turnover. The gross margin rose from €24,849 in 2018 to €41,546 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SALMANE
- What is the company number of SALMANE?
- The company number of SALMANE is 0683.591.068. The VAT number is the same number with BE in front: BE 0683.591.068.
- Where is SALMANE based?
- The registered office is at Jetsesteenweg 264, 1081 Koekelberg.Company details
- What does SALMANE do?
- According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
- What is the legal form of SALMANE?
- SALMANE is a private limited company (BV).
- When was SALMANE founded?
- SALMANE was founded on 23-10-2017.
- Is SALMANE still active?
- Yes, SALMANE is an active enterprise in the KBO register.
- What is the turnover of SALMANE?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €41,546 and 48 comparable companies (NACE 472). It probably lies between €230,000 and €700,000. In financial year 2020 turnover was €67,626.Financials
- Is SALMANE profitable?
- In financial year 2025, SALMANE made a profit of €1,719.
- Where can I find the annual accounts of SALMANE?
- SALMANE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SALMANE due?
- SALMANE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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