WOUTER BAMBUST
ActiveSummary
WOUTER BAMBUST has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €12k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+11
Solvency100▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.88 against 2.86 in 2024; short-term debt: 24.9% and cash: 0% of total assets), and 24.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
69 d early
2023
69 d early
2022
62 d early
2021
59 d early
2020
58 d early
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 37.1%
2024 · €84k
Total assets
€70k▼ 44.7%
2024 · €127k
Net result
€12k▲ 146%
2024 · €5k
Working capital
€50k▼ 37.3%
2024 · €80k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27k▲ 54.3%€4k▼ 83.7%€7k▲ 50.7%€7k▼ 0.5%€16k▲ 138%
Net result€19k▲ 70.1%€5k▼ 76.0%€5k▲ 9.5%€5k▼ 3.5%€12k▲ 146%
Equity€109k▼ 4.4%€98k▼ 10.1%€93k▼ 4.9%€84k▼ 9.7%€53k▼ 37.1%
Total assets€140k▼ 1.1%€130k▼ 7.6%€132k▲ 1.7%€127k▼ 3.6%€70k▼ 44.7%
Debt€32k▲ 12.2%€32k▲ 1.3%€39k▲ 21.7%€43k▲ 11.1%€17k▼ 59.5%
Working capital€101k▼ 5.7%€93k▼ 8.5%€89k▼ 4.4%€80k▼ 9.3%€50k▼ 37.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 138% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€2k ▼ 34.1%
Current assets
€68k ▼ 45.1%
Equity and liabilities €70k
Equity
€53k ▼ 37.1%
Debt
€17k ▼ 59.5%
Debt's share of the balance-sheet total falls from 34.0% to 24.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €39k
Cash flow
€13k▼
2024 · €37k
Current ratio
3.88▲
2024 · 2.86
Debt to equity
0.33▼
2024 · 0.51
ROE
22.8%▲
2024 · 5.8%
ROA
17.1%▲
2024 · 3.8%
Interest coverage
5.35▼
2024 · 14.23
Debt ≤ 1 year
€17k▼
2024 · €43k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €2k | €32k | €1k | ▼ 96.5% |
| Other operating charges640/8 | €721 | €438 | €524 | €637 | €831 | ▲ 30.5% |
| Gross operating margin9900 | €31k | €8k | €9k | €39k | €18k | ▼ 55.5% |
| Operating profit (loss)9901 | €27k | €4k | €7k | €7k | €16k | ▲ 138% |
| Financial income75/76B | €4k | €5k | €4k | €3k | €5k | ▲ 37.7% |
| Recurring financial income75 | €4k | €5k | €4k | €3k | €5k | ▲ 37.7% |
| Financial charges65/66B | €2k | €2k | €2k | €3k | €3k | ▲ 14.6% |
| Recurring financial charges65 | €2k | €2k | €2k | €3k | €3k | ▲ 14.6% |
| Profit (loss) for the period before taxes9903 | €29k | €7k | €8k | €7k | €17k | ▲ 138% |
| Income taxes67/77 | €10k | €2k | €3k | €2k | €5k | ▲ 119% |
| Profit (loss) for the period9904 | €19k | €5k | €5k | €5k | €12k | ▲ 146% |
| Profit (loss) for the period to be appropriated9905 | €19k | €5k | €5k | €5k | €12k | ▲ 146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €140k | €130k | €132k | €127k | €70k | ▼ 44.7% |
| Formation expenses20 | - | - | €1k | €957 | €718 | ▼ 25.0% |
| Fixed assets21/28 | €7k | €5k | €3k | €3k | €2k | ▼ 34.1% |
| Tangible fixed assets22/27 | €7k | €5k | €3k | €3k | €2k | ▼ 34.1% |
| Plant, machinery and equipment23 | €7k | €5k | €3k | €986 | €461 | ▼ 53.2% |
| Furniture and vehicles24 | - | - | - | €2k | €1k | ▼ 21.8% |
| Current assets29/58 | €133k | €125k | €128k | €124k | €68k | ▼ 45.1% |
| Amounts receivable after more than one year29 | €120k | €120k | €120k | €120k | - | - |
| Trade receivables290 | €120k | €120k | €120k | €120k | - | - |
| Amounts receivable within one year40/41 | €6k | €2k | €7k | €774 | €67k | ▲ 8,581% |
| Trade receivables40 | €4k | - | €5k | - | €3k | - |
| Other amounts receivable41 | €2k | €2k | €2k | €774 | €64k | ▲ 8,215% |
| Cash at bank and in hand54/58 | €6k | €2k | €4 | €1k | €6 | ▼ 99.5% |
| Deferred charges and accrued income490/1 | €1k | €1k | €711 | €2k | €681 | ▼ 56.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €140k | €130k | €132k | €127k | €70k | ▼ 44.7% |
| Equity10/15 | €109k | €98k | €93k | €84k | €53k | ▼ 37.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | - | - | - | - | - |
| Other1109/19 | €19k | - | - | - | - | - |
| Reserves13 | €90k | €79k | €74k | €65k | €34k | ▼ 47.6% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €88k | €77k | €72k | €63k | €32k | ▼ 49.0% |
| Amounts payable17/49 | €32k | €32k | €39k | €43k | €17k | ▼ 59.5% |
| Amounts payable within one year42/48 | €32k | €32k | €39k | €43k | €17k | ▼ 59.5% |
| Current portion of amounts payable after more than one year42 | €3k | - | - | - | - | - |
| Financial debts43 | - | - | €4k | - | €3k | - |
| Credit institutions430/8 | - | - | €4k | - | €3k | - |
| Trade debts44 | €3k | €4k | €6k | €7k | €3k | ▼ 55.8% |
| Suppliers440/4 | €3k | €4k | €6k | €7k | €3k | ▼ 55.8% |
| Taxes, remuneration and social security45 | €20k | €13k | €4k | €3k | €11k | ▲ 218% |
| Taxes450/3 | €20k | €13k | €4k | €3k | €11k | ▲ 218% |
| Other amounts payable47/48 | €5k | €15k | €25k | €32k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €5k | €5k | €5k | €12k | ▲ 146% |
| + Depreciation and write-downs630 | €3k | €3k | €2k | €32k | €1k | ▼ 96.5% |
| Operating cash flow (approximation) | €23k | €7k | €7k | €37k | €13k | ▼ 64.5% |
| Investment in fixed assets (approximation) | - | €-431 | €0 | €-32k | €-256 | ▲ 99.2% |
| Change in cash | - | €-4k | €-2k | €1k | €-1k | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼76%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €19k ▲70.1%
Operating result €27k, net result €19k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €102k ▲8.4%
2 profitable years in a row build equity to €102k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2005
Ground area
1,238 m²
Building footprint
210 m²
Volume, LiDAR
1,029 m³
Parcel 41034E0388/00T000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
-
since 20052.148.444.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41034E0388/00T000 | Flanders | 1,238 m² | 1 · 210 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belhouse Atelier
BE 0736.911.275
Aalter · Eq €52,759
DE CLERCQ BUILDING SERVICES
BE 1006.890.286
Gent · Eq €52,779
Thomas Curez
BE 0767.777.665
Seneffe · Eq €52,795
DP - CONSTRUCT
BE 0478.791.901
Tongeren-Borgloon · Eq €52,732
NT ALLROUND
BE 0793.378.539
Arendonk · Eq €52,731
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,113 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.