WONING-INVEST

Active

Private limited companyfounded 2002active for 24 yearsWaterstraat 13, 2940 Stabroek, BelgiumKBO/BCE: BE 0477.942.952

Summary

WONING-INVEST has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,496 and a net result of -€1,568. Equity is shrinking by about 6.4% per year across the filed financial years. Its solvency ranks better than 60% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

WONING-INVESTActiveChecked score 87/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €210,000turnover 2025, estimated

Staff: ≈ 0.4 FTE, estimated
Equity: €37,496
Loss: -€1,568

Turnover estimated from the gross margin

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Board: 4 members

2025 accounts 60 days early2 of 5 deeds summarised

Why 87raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.53, cash €24,160Founded in 2002Equity €37,496 (52.9% of total assets)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 52% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 78+6

equity 52.9% of total assets

Liquidity 75-7

short-term debt 37.4% · cash 34.1%

Profitability 66+4

return on assets -2.2%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.2%▼ -0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.53, compared with 1.36 in 2024, above the usual 1.5; short-term debt: 37.4% and cash: 34.1% of total assets), and 47.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 61% on solvency, 79% on liquidity, 37% on profitability and 30% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Liquidity: current ratio 1.53, cash €24,160

NBB · annual accounts

Founded in 2002

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €37,496 (52.9% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€1,568

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

60 days early

2024

31 days early

2023

5 days early

2022

35 days early

2021

52 days early

2020

1 day early

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-06-2026 Annual accounts filedfinancial year 2025 · micro…
10-02-2026 Appointments: Dhaeyere Thomas (director) and Dhaeyere…Gazette deed
30-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Caution: 2 loss-making years in a rowloss financial year 2025 -€1,568 View
New directorslatest change 10-02-2026 · 4 in office 2 joined View

By topic

Financials

Financial year: 2025
Total assets: €70,871
Loss: -€1,568
Solvency: 52.9%

Total assets▼ 14.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 4 members

Dhaeyere MatthiasDirector
Dhaeyere ThomasDirector
BOITS KimDirector
DHAEYERE Timothy Noël ElisabethDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2004
Next accounts: by 31-07-2027

26-07-2024Annual accounts filed
31-12-2023Back to profit
13-10-2023Reappointments: DHAEYERE Timothy Noël Elisabeth (director) and…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 16-07-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 10

Who signs: Each director alone
Purpose: “Het uitvoeren van topografische opdrachten; Het aannemen, uitgeven of uitvoeren van alle…” (deed in Dutch)

Go to Articles of association

Key facts about WONING-INVEST

What is the company number of WONING-INVEST?: 0477.942.952. In Belgium the VAT number is the company number with BE in front: BE 0477.942.952.
Where is WONING-INVEST based?: The registered office is at Waterstraat 13, 2940 Stabroek.Company details
What does WONING-INVEST do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of WONING-INVEST?: Private limited company (BV).
When was WONING-INVEST founded?: On 16-07-2002.
Is WONING-INVEST still active?: Yes, WONING-INVEST is an active enterprise in the KBO register.
How many employees does WONING-INVEST have?: On average 0.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of WONING-INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is WONING-INVEST profitable?: In financial year 2025, WONING-INVEST made a loss of €1,568.
Where can I find the annual accounts of WONING-INVEST?: WONING-INVEST filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WONING-INVEST due?: By 31-07-2027, for financial year 2026.Timeline

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Overview