BOUWONDERNEMING VAN BIESEN STEVEN
ActiveBOUWONDERNEMING VAN BIESEN STEVEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €11k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 67% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+24
Solvency84▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 3.45 in 2024; short-term debt: 40.7% and cash: 94.1% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
18.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
60 d early
2023
56 d early
2022
76 d early
2021
39 d early
2020
28 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 29.6%
2024 · €51k
2019: €58k
2020: €58k
2021: €48k
2022: €55k
2023: €52k
2024: €51k
2019 → 2025
Total assets
€61k▼ 15.7%
2024 · €72k
2019: €154k
2020: €119k
2021: €98k
2022: €98k
2023: €72k
2024: €72k
2019 → 2025
Net result
€11k▲ 77.4%
2024 · €6k
2019: €30k
2020: €13k
2021: €3k
2022: €26k
2023: €12k
2024: €6k
2019 → 2025
Working capital
€36k▼ 29.6%
2024 · €51k
2019: €47k
2020: €47k
2021: €37k
2022: €57k
2023: €52k
2024: €51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€55k▲ 15.1%€52k▼ 6.2%€51k▼ 1.4%€36k▼ 29.6%
Operating result€7k-€33k▲ 365%€18k▼ 47.1%€10k▼ 41.5%€15k▲ 49.0%
Net result€3k-€26k▲ 857%€12k▼ 56.1%€6k▼ 45.8%€11k▲ 77.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €61k
Equity
€36k▼ 29.6%
Debt
€25k▲ 18.2%
The debt ratio rises from 29.0% to 40.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
59.3%▼
2024 · 71.0%
Current ratio
2.46▼
2024 · 3.45
Quick ratio
2.46▼
2024 · 3.45
Debt / equity
0.69▲
2024 · 0.41
ROE
30.9%▲
2024 · 12.3%
ROA
18.4%▲
2024 · 8.7%
Debt
€25k▲
2024 · €21k
Debt ≤ 1 year
€25k▲
2024 · €21k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€61k▼
Current assets29/58€72k€61k▼
Amounts receivable within one year40/41€17k€1k▼
Trade receivables40€14k-
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€53k€57k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€72k€61k▼
Equity10/15€51k€36k▼
Contributions10/11€7k€7k=
Reserves13€44k€29k▼
Distributable reserves133€44k€29k▼
Amounts payable17/49€21k€25k▲
Amounts payable within one year42/48€21k€25k▲
Current portion of amounts payable after more than one year42€2k€2k=
Trade debts44€15k€1k▼
Suppliers440/4€15k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€2k€20k▲
Income statement
Code20242025
Gross operating margin9900€10k€15k▲
Operating profit (loss)9901€10k€15k▲
Financial income75/76B€59€159▲
Recurring financial income75€59€159▲
Financial charges65/66B€361€365▲
Recurring financial charges65€361€365▲
Profit (loss) for the period before taxes9903€10k€15k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€6k€11k▲
Profit (loss) for the period to be appropriated9905€6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€11k▲
Transfer from equity791/2€2k€15k▲
Transfer to equity691/2€1k€2k▲
To other reserves6921€1k€2k▲
Profit to be distributed694/7€7k€25k▲
Return on contributions (dividend)694€7k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €3k ▼78.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 69280 LebbekeGround area
188 m²
Parcel 42322C0376/00C004, Flanders. Linked by address, not a title deed.
1 establishment unit
BOUWONDERNEMING VAN BIESEN STEVEN
since 20032.132.602.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322C0376/00C004 | Flanders | 188 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2003
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.