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WORK TO DO

Active
Private limited companyfounded 2023active for 3 yearsKapellenkouter 5, 2070 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0805.950.135

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

WORK TO DO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,597 and a net result of -€6,239. Its solvency ranks better than 69% of 9,643 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 18-09-2023 Normal situation
Legal form
Private limited company
Registered office
Kapellenkouter 5, 2070 Beveren-Kruibeke-Zwijndrecht
Activity
Office administrative and support services NACE 82100
Establishment unit
2.368.170.272 2070 Beveren-Kruibeke-Zwijndrecht, since 18-09-2023
Financial year end
31 December
Peppol
Reachable since 02-12-2025

How it is doing

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€6,213
Loss
€6,239
Equity
€26,597
Total assets
€37,972
Turnover not published (micro format)2025 accounts on time
Filed on 31-07-2026at the National Bank
Why 92raises riskFounded in 2023lowers riskLiquidity: current ratio 3.34, cash €34,773Sector: Office administrative, office support and other business support activities (NACE 82)Equity €26,597 (70.0% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 82, micro)
Financial strength
Strong
Solvency 95
equity 70.0% of total assets
Liquidity 88
short-term debt 30.0% · cash 91.6%
Profitability 0
return on assets -16.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,668 companies, NACE 82, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.7%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.1 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 0.9%▼ -0.1 percentage points vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.6 percentage points vs 03-2026highest value 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 0.1%▼ -1.4 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.34, above the usual 1.5; short-term debt: 30% and cash: 91.6% of total assets), and 30% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 70% on solvency, 81% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.34, cash €34,773
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Equity €26,597 (70.0% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
31-07-2026
Format
micro format
Reference
2026-00377936
Equity
€26,597
Total assets
€37,972
Net result
-€6,239
Working capital
€26,597

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €37,972
Equity €26,597
Debt €11,375
Debt finances 30.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.34
Debt to equity
0.43
ROE
-23.5%
ROA
-16.4%
Debt ≤ 1 year
€11,375
Income taxes
-€168

Peer companies

Historical observation

Of the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.4% went bankrupt
8.7% stopped otherwise
87.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 31-07-2026.

Balance sheet Code2025
Assets
Total assets20/58€37,972
Current assets29/58€37,972
Amounts receivable within one year40/41€3,199
Trade receivables40€3,199
Cash at bank and in hand54/58€34,773
Equity and liabilities
Total equity and liabilities10/49€37,972
Equity10/15€26,597
Contributions10/11€3,000
Profit (loss) carried forward14€23,597
Amounts payable17/49€11,375
Amounts payable within one year42/48€11,375
Trade debts44€10,652
Suppliers440/4€10,652
Taxes, remuneration and social security45€723
Taxes450/3€723
Income statement Code2025
Other operating charges640/8€144
Gross operating margin9900-€6,213
Operating profit (loss)9901-€6,357
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903-€6,407
Income taxes67/77-€168
Profit (loss) for the period9904-€6,239
Profit (loss) for the period to be appropriated9905-€6,239
Appropriation of the result
Profit (loss) to be appropriated9906€23,597
Profit (loss) brought forward from the previous period14P€29,836

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Other operating charges640/8€144
Gross operating margin9900-€6,213
Operating profit (loss)9901-€6,357
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903-€6,407
Income taxes67/77-€168
Profit (loss) for the period9904-€6,239
Profit (loss) for the period to be appropriated9905-€6,239
Line2025
Assets
Total assets20/58€37,972
Current assets29/58€37,972
Amounts receivable within one year40/41€3,199
Trade receivables40€3,199
Cash at bank and in hand54/58€34,773
Equity and liabilities
Total equity and liabilities10/49€37,972
Equity10/15€26,597
Contributions10/11€3,000
Profit (loss) carried forward14€23,597
Amounts payable17/49€11,375
Amounts payable within one year42/48€11,375
Trade debts44€10,652
Suppliers440/4€10,652
Taxes, remuneration and social security45€723
Taxes450/3€723
Line2025
Profit (loss) for the period9904-€6,239
Operating cash flow (approximation)-€6,239

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00377936 NBB

Similar companies · same sector, comparable size

Of the 11,119 active companies whose main activity is office administrative and support services (NACE 82100), figures are known for 3,616. 2,465 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
VINCK Daisy Gilbert Alfons
Director · appointed in the act of 20-09-2023
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VINCK Daisy Gilbert Alfons
  • Director, appointed in the act of 20-09-2023, still in office
See the board, name and registered office on a given date →

How the board is organised

Who signsWho may bind the company towards others, for example by signing a contract.
“Het bestuursorgaan zal overeenkomstig artikel 5:73 WVV, alle handelingen verrichten die nodig of dienstig zijn tot verwezenlijking van het…”
Board ruleHow the board is made up, meets and takes decisions.
“1, algemene vergadering kan mandaat steeds beëindigen wegens wettige reden, zonder opzeggingstermijn of vertrekvergoeding”

Articles of association, deed of 20-09-2023

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 20-09-2023 ↗
Capital over the years
  1. 20-09-2023 Incorporation · 120 shares

Other provisions of the articles of association

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
Other provision: “Bevoegdheid gewone en bijzondere algemene vergadering”
Other provision: “Oproeping algemene vergadering, artikel 2:32 WVV”
Other provision: “Agenda en amendementen, alle punten aangekondigde agenda”
Other provision: “Stemming gewone en bijzondere algemene vergadering, ongeacht aantal vertegenwoordigde aandelen”
Other provision: “Alle effecten die niet door of krachtens de wet zijn verboden, uitgifte effecten”
7 more provisions in the deed, see the deed of 20-09-2023

Articles of association, deed of 20-09-2023 (in Dutch)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 18 September 2023, WORK TO DO was incorporated as a private limited company by one natural person.12 VINCK Daisy Gilbert Alfons is director of the company, appointed in the act of 20-09-2023.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 20-09-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2023
20-09
Gazette deed Incorporation
Appointment: VINCK Daisy Gilbert Alfons (director) · Founder · Capital5 facts ▸
  • Director appointment, VINCK Daisy Gilbert Alfons (director)
  • Other provision, “afwezigheid beroepsverbod, aanvaarding mandaat bestuurder” (deed in Dutch)
  • Incorporation, 12-09-2023
  • Founder, VINCK Daisy Gilbert Alfons
  • Capital

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name WORK TO DO in Dutch
Enterprise number 0805.950.135
Legal form Private limited company
Status Active, normale toestand
Founded 18-09-2023
Type Legal entity

Where it is based

Registered office Kapellenkouter 5, 2070 Beveren-Kruibeke-Zwijndrecht, Belgium
Establishments 1 establishment unit since 2023

What it does

NACEBEL 2025
82100 Office administrative and support services main activity

Invoicing and payment

VAT number BE 0805.950.135
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0805950135
Also 9925:BE0805950135
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verlenen van interim management diensten in de meest ruime zin; Het verlenen van advies en administratieve ondersteuning aan bedrijven…”
14 activities
  1. Het verlenen van interim management diensten in de meest ruime zin
  2. Het verlenen van advies en administratieve ondersteuning aan bedrijven in de meest ruime zin
  3. Logistieke ondersteuning aan bedrijven in de meest ruime zin
  4. Algemene reiniging van gebouwen in de meest ruime zin
  5. Klusbedrijf - en klusdiensten waaronder verstaan moet worden alle kleine herstellingswerken in de bouw in de meest ruime zin
  6. De organisatie van sport-, culturele en muziekevenementen in de meest ruime zin
  7. Alle vormen van publiciteit en marketing in de meest ruime zin
  8. Het opstellen en verspreiden van begeleidingscursussen in de bovenvermelde activiteiten, met zo nodig de voorziening van een bevoegd lerarenkorps
  9. Het organiseren van cursussen, conferenties en seminaries in bovenvermelde activiteiten
  10. Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen, al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen, al dan niet met een (semi-)publiekrechtelijk statuut
  11. Aankoop, verkoop, ruil, verwerving, verhuur, beheer, onderhoud, verfraaiing, verbouwing, verkaveling, uitbating en prospectie van onroerende goederen, met inbegrip van alle handelingen die van aard zijn de opbrengst van onroerende goederen te bevorderen
  12. De vennootschap kan in het algemeen alle burgerlijke, commerciële, industriële, financiële, roerende of onroerende handelingen verrichten die rechtstreeks of onrechtstreeks verband houden met haar voorwerp en/of van aard zijn de verwezenlijking van haar voorwerp te bevorderen, met uitzondering van handelingen die zijn onderworpen aan een bijzondere reglementering waaraan de vennootschap niet voldoet. Zij kan belangen nemen door inbreng, fusie, inschrijving of op gelijk welke andere wijze in alle zaken ondernemingen, verenigingen of vennootschappen
  13. De vennootschap mag de functie van bestuurder of vereffenaar uitoefenen in alle andere vennootschappen, verenigingen of organisaties. De vennootschap mag leningen of enige andere vorm van financiering toestaan, in de breedst mogelijk zin van het woord en onder welke vorm ook, en persoonlijke en zakelijke zekerheden stellen, aan al dan niet verbonden ondernemingen, vennootschappen en verenigingen, met uitzondering van transacties die wettelijk zijn voorbehouden aan banken en financiële instellingen. De vennootschap kan borg stellen tot waarborg van eigen verbintenissen en verbintenissen van derden, onder meer door goederen in hypotheek te geven of in pand te geven, inclusief de eigen handelszaak
  14. De vennootschap kan dit alles doen voor eigen rekening en voor rekening van derden

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
WORK TO DO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Kapellenkouter 5,2070 Zwijndrecht”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of June at 18:00

Articles of association, deed of 20-09-2023 (in Dutch)

Environmental permits: No permit applications found in Flanders.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here
1 establishment unit
WORK TO DO
Kapellenkouter 5, 2070 Beveren-Kruibeke-ZwijndrechtOffice administrative and support services
since 2023unit no. 2.368.170.272

Buildings and parcels at the address

Ground area
808 m²
Building footprint
117 m²
Building volume
194 m³
Parcel 11056A0411/00V002, Flanders · tallest building 12.0 m.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11056A0411/00V002 Flanders 808 m² 1 · 117 m² 12.0 m