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JOBYOURSELF COOP

Active
Cooperative companyfounded 2003active for 23 yearsCharleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel), Belgium29 active companies are registered at this addressKBO/BCE: BE 0479.233.349
Summary

The computed 12-month bankruptcy probability of JOBYOURSELF COOP is 1.5% (moderate). The annual accounts of JOBYOURSELF COOP for financial year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €26,495 and a net result of -€94,389. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 15% of 2,804 sector peers (NACE 82, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
JOBYOURSELF COOPActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100Other business support services NACE 82990
8 sites
Size
≈ €3.0mturnover 2025, estimated
Staff
12 FTE
Equity
€26,495
Loss
-€94,389
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Largest shareholder
Gewestelijke Ontwikkelingsmaatschappij voor het BrusselsHoofdstedelijk Gewest · 37%
Board
8 members
Auditor: J-Day SPRL2025 accounts 1 day early4 of 24 deeds summarised
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €94,389, the second in a row (financial year 2025)Size: 12 FTE, total assets €1.7mEquity €26,495 (1.5% of total assets)1 of the last 3 lateShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 82, small)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 27-6
equity 1.5% of total assets
Liquidity 30+12
short-term debt 54.8% · cash 6.7%
Profitability 12-3
return on assets -5.4%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,121 companies, NACE 82, small)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%▲ +0.2 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▼ -0.4 percentage points vs 07-2025 09-2025: 2.2%▲ +0.3 percentage points vs 08-2025 10-2025: 3.1%▲ +0.9 percentage points vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026highest value 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 1.5%▼ -1.4 percentage points vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.43, compared with 1.19 in 2024, below the usual 1.5; short-term debt: 54.8% and cash: 6.7% of total assets), and 98.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 9% on solvency, 19% on liquidity, 6% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Loss of €94,389, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: 12 FTE, total assets €1.7m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €26,495 (1.5% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€94,389
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2804 sector peers (2025).
NBB · sector comparison
Position among 2804 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
39 days late
2023
30 days late
2022
64 days late
2021
6 days early
2020
22 days early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€94,389
  3. Appointment: Marc RENSON (président de l'oa)Resignation: Emmanuel EVERARTS DE VELP…

Key points

  • Caution: Equity fell in 2025from €120,885 to €26,495 ▼ 78.1% View
  • Caution: Among the weakest 6% on net resultsector median €20,974 · 2,806 companies -€94,389 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€94,389 View

By topic

Financials

Financial year
2025
Total assets
€1.7m
Loss
-€94,389
Solvency
1.5%
Total assets▲ 12.9%
Net result
20182025
Go to Financials

Board & ownership

Board
8 members
Largest shareholder
Gewestelijke Ontwikkelingsmaatschappij voor het… · 37%
Auditor
J-Day SPRL
  • Marc RENSONChair
  • Pauline REMOUCHAMPSDirector
  • Fabienne MALAISEDirector
  • Annelore ISAACDirector
  • Calogero ALUDirector

and 3 other directors

Go to Board & ownership

Timeline

Events
31
Since
2005
Next accounts
by 31-07-2027
  1. 08-09-2025Annual accounts filed
  2. 19-12-2024Reappointments: Jean-Olivier COLLINET, Emmanuel EVERARTS DE VELP…
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
8
Legal form
Cooperative company
Activity
Office administrative and support servicesNACE 82100
Founded
06-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about JOBYOURSELF COOP

What is the company number of JOBYOURSELF COOP?
0479.233.349. In Belgium the VAT number is the company number with BE in front: BE 0479.233.349.
Where is JOBYOURSELF COOP based?
The registered office is at Charleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel).Company details
What does JOBYOURSELF COOP do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of JOBYOURSELF COOP?
Cooperative company (CV).
When was JOBYOURSELF COOP founded?
On 06-01-2003.
Is JOBYOURSELF COOP still active?
Yes, JOBYOURSELF COOP is an active enterprise in the KBO register.
How many employees does JOBYOURSELF COOP have?
On average 12 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JOBYOURSELF COOP?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JOBYOURSELF COOP profitable?
In financial year 2025, JOBYOURSELF COOP made a loss of €94,389.
Where can I find the annual accounts of JOBYOURSELF COOP?
JOBYOURSELF COOP filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOBYOURSELF COOP due?
By 31-07-2027, for financial year 2026.Timeline

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