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JOBYOURSELF COOP

Active
Cooperative companyfounded 2003active for 23 yearsCharleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0479.233.349
Summary

The computed 12-month bankruptcy probability of JOBYOURSELF COOP is 1.5% (moderate). The annual accounts of JOBYOURSELF COOP for financial year 2025 show a net loss of 78% of the equity at the start of that year. The 2025 annual accounts show equity of €26,495 and a net result of -€94,389. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 15% of 2,812 sector peers (NACE 82, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-01-2003 Normal situation
Registered office
29 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Office administrative and support services NACE 82100and 1 other
Joint committee
335 Paritair Comité voor de dienstverlening aan en de ondersteuning van het bedrijfsleven en de zelfstandigen · annual accounts 2024
Establishment units
2.132.231.828 1060 Sint-Gillis (bij-Brussel), since 17-12-2002
2.259.006.967 1070 Anderlecht, since 17-10-2016and 6 others
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
and 4 others
Auditor
J-Day SPRL
Shareholders

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€2.0m
▲ 79.6%
Turnover
≈ €3.0m
estimated
Loss
€94,389
▲ 89.2%
Equity
€26,495
▼ 78.1%
Total assets
€1.7m
▲ 12.9%
Employees on 31-12-2025
17
▲ 30.8%
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €94,389, the second in a row (financial year 2025)Size: 12 FTE, total assets €1.7mEquity €26,495 (1.5% of total assets)1 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of small companies in office administrative support (NACE 82)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 27-6
equity 1.5% of total assets
Liquidity 30+12
short-term debt 54.8% · cash 6.7%
Profitability 12-3
return on assets -5.4%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,121 companies, NACE 82, small)
Last 24 months 12-2024: 1.8% 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%▲ +0.2 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▼ -0.4 percentage points vs 07-2025 09-2025: 2.2%▲ +0.3 percentage points vs 08-2025 10-2025: 3.1%▲ +0.9 percentage points vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026highest value 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 3.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 1.5%▼ -1.4 percentage points vs 07-2026lowest value 09-2026: 1.5%● unchanged vs 08-2026lowest value 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.43 (1.19 in 2024), below the usual 1.5. Short-term debt is 54.8% and cash 6.7% of total assets. 98.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small). It does better than 9% of them on solvency, 19% on liquidity, 6% on profitability and 4% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · Loss of €94,389, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: 12 FTE, total assets €1.7m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €26,495 (1.5% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€94,389
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2812 sector peers (2025).
NBB · sector comparison
Position among 2812 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
39 days late
2023
30 days late
2022
64 days late
2021
6 days early
2020
22 days early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €120,885 to €26,495 ▼ 78.1% View
  • Caution: Lower net result than 94% of companies in office administrative supportsector median €21,082 · 2,814 companies -€94,389 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€94,389 View

Recent changes

  1. · Gazette deed Appointment: Marc RENSON (président de l'oa)Resignation: Emmanuel EVERARTS DE VELP (président et membre de l'oa)
  2. · Gazette deed Reappointments: Jean-Olivier COLLINET, Emmanuel EVERARTS DE VELP and 7 othersAppointments: Fabienne MALAISE (director) and J-Day SPRL (réviseur d'entreprises)
  3. · Gazette deed Appointment: Pauline REMOUCHAMPS (director)Resignation: Solenne ROMAGNI (director)
All 20 events

Comparable companies

These companies have the same main activity as JOBYOURSELF COOP: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €1.6m and €3m, founded between 1997 and 2004.

CompanyTotal assetsGross margin
JOBYOURSELF COOP Sint-Gillis (bij-Brussel)€1.7m€2.0m
association professionnelle des métiers de la création Sint-Gillis (bij-Brussel)€1.6m€1.8m
GEONEX Vorst€2.6m€2.5m
JCX GESTION Oudergem€3.0m€1.8m
SSE-STEUNT ELKANDER Schaarbeek€1.7m€2.0m
BAUVIR Bastogne€1.8m€2.5m
Initial P Vorst€1.8m€1.0m
Full comparison

Key facts about JOBYOURSELF COOP

What is the company number of JOBYOURSELF COOP?
The company number of JOBYOURSELF COOP is 0479.233.349. The VAT number is the same number with BE in front: BE 0479.233.349.
Where is JOBYOURSELF COOP based?
The registered office is at Charleroise Steenweg 112, 1060 Sint-Gillis (bij-Brussel).Company details
What does JOBYOURSELF COOP do?
According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of JOBYOURSELF COOP?
The legal form of JOBYOURSELF COOP is Cooperative company (CV).
When was JOBYOURSELF COOP founded?
JOBYOURSELF COOP was founded on 06-01-2003.
Is JOBYOURSELF COOP still active?
Yes, JOBYOURSELF COOP is an active enterprise in the KBO register.
How many employees does JOBYOURSELF COOP have?
JOBYOURSELF COOP had an average of 12 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JOBYOURSELF COOP fall under?
In its 2024 annual accounts, JOBYOURSELF COOP states joint committee 335 (Paritair Comité voor de dienstverlening aan en de ondersteuning van het bedrijfsleven en de zelfstandigen).
What is the turnover of JOBYOURSELF COOP?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €2.0m and 40 comparable companies (NACE 82). It probably lies between €2.3m and €4.4m.
Is JOBYOURSELF COOP profitable?
In financial year 2025, JOBYOURSELF COOP made a loss of €94,389.
Where can I find the annual accounts of JOBYOURSELF COOP?
JOBYOURSELF COOP filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JOBYOURSELF COOP due?
JOBYOURSELF COOP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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