KREASSIMMO
ActiveKREASSIMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-8k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 12.4 against 13.51 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
-28%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
28 d late
2022
92 d late
2021
21 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 23.4%
2024 · €35k
2018: €11k
2019: €17k
2020: €24k
2021: €28k
2022: €31k
2023: €37k
2024: €35k
2018 → 2025
Total assets
€29k▼ 22.8%
2024 · €38k
2018: €21k
2019: €19k
2020: €26k
2021: €30k
2022: €34k
2023: €40k
2024: €38k
2018 → 2025
Net result
€-8k▼ 238%
2024 · €-2k
2018: €2k
2019: €6k
2020: €7k
2021: €3k
2022: €3k
2023: €6k
2024: €-2k
2018 → 2025
Working capital
€26k▼ 23.7%
2024 · €34k
2018: €14k
2019: €17k
2020: €24k
2021: €27k
2022: €30k
2023: €37k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€31k▲ 12.7%€37k▲ 20.2%€35k▼ 6.5%€27k▼ 23.4%
Operating result€6k-€5k▼ 6.4%€9k▲ 64.0%€-90€-8k▼ 8,792%
Net result€3k-€3k▲ 14.2%€6k▲ 79.7%€-2k€-8k▼ 238%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €90 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€550=
Current assets
€29k▼ 23.1%
Equity and liabilities €29k
Equity
€27k▼ 23.4%
Debt
€2k▼ 15.8%
The debt ratio rises from 7.4% to 8.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
91.9%▼
2024 · 92.6%
Current ratio
12.40▼
2024 · 13.51
Quick ratio
12.40▼
2024 · 13.51
Debt / equity
0.09▲
2024 · 0.08
ROE
-30.5%▼
2024 · -6.9%
ROA
-28.0%▼
2024 · -6.4%
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€29k▼
Fixed assets21/28€550€550=
Financial fixed assets28€550€550=
Current assets29/58€37k€29k▼
Amounts receivable within one year40/41€5k€32▼
Trade receivables40€5k-
Other amounts receivable41€41€32▼
Cash at bank and in hand54/58€32k€28k▼
Deferred charges and accrued income490/1€33€21▼
Equity and liabilities
Total equity and liabilities10/49€38k€29k▼
Equity10/15€35k€27k▼
Contributions10/11€19k€19k=
Reserves13€16k€8k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€6k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Other amounts payable47/48€450€450=
Accrued charges and deferred income492/3€45€48▲
Income statement
Code20242025
Other operating charges640/8€528€544▲
Gross operating margin9900€437€-7k▼
Operating profit (loss)9901€-90€-8k▼
Financial income75/76B€137€107▼
Recurring financial income75€137€107▼
Financial charges65/66B€135€216▲
Recurring financial charges65€135€216▲
Profit (loss) for the period before taxes9903€-88€-8k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€-2k€-8k▼
Profit (loss) for the period to be appropriated9905€-2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-8k▼
Transfer from equity791/2€2k€8k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €7k ▲19.8%
Net result €7k, the highest in the series.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 12.26
Current ratio from 3.18 to 12.26; short-term debt falls from €6k to €1k.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regenbooglaan 99800 DeinzeGround area
1,480 m²
Building footprint
273 m²
Volume, LiDAR
1,298 m³
2 parcels, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Velodroomstraat 27, 9940 Evergem
since 20002.101.081.465
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D0957/00V008 | Flanders | 1,001 m² | 1 · 118 m² | 12.3 m · 2 fl. |
| 44054A0554/00A000 | Flanders | 479 m² | 1 · 155 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 506 EUR awarded · 505 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 323 EUR |
| 2022 | 1 | 506 EUR | 182 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2000
Fiscal year end31-12
Activities, NACEBEL
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.