Equity
€26,418 from €84,447 in 2024
Equity fell by 69% in 1 year.
AMMISA
Lifetime
4 annual accounts with figures on one time axispeak €69,458 (2024)
€4,613▼ 93.4%
lowest -€58,029 (2025)
-€58,029▼ €103,167
peak €84,447 (2024)
€26,418▼ 68.7%
€84,669▲ 97.7%
Board3 names since 2021
1 directorKERSTENS Michelle
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €69,458 to €4,613Loss of €58,029Resignation: Johan Verboven (director) 09-01Equity from €84,447 to €26,418Debts from €42,824 to €84,669Investments €53,468
Key points
from the 2025 annual accountsResult
-€58,029 -€58,029
From profit to loss in 2025, after a profit of €45,138 in 2024.
Debts
€84,669 76% of the balance sheet
Financial debts 82%Suppliers 4%Taxes and wages 8%Other 6%
Of this, €23,003 falls due within a year.
Investments
€60,593 8.4 × depreciation
Green is investment, beige is depreciation. Machinery stands 910.2% higher than in 2024.
Filings
4 annual accounts 2 late
The 2024 accounts came latest: 35 days after the end of the period.
Position in the sector
-€58,029
Lower net result than 95% of companies in office administrative support. Sector median €16,204 · 9,692 companies.
Checked score
53
Fair
Financially stronger than 18% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%▼ -0.2 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 1.3%▲ +1.0 percentage point vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026highest value
11-2026: 1.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Liquidity: current ratio 2.31, cash €139, halved
Loss of €58,029 (financial year 2025)
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 31% of them on solvency, 28% on liquidity, 5% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as AMMISA has now. Each dot stands for 3 companies, two years later.
86.4%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AMMISA itself is lower: 1.3% within 12 months. It rests on far more data about AMMISA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for AMMISA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 2.31 (2.76 in 2024), above the usual 1.5. Short-term debt is 20.7% and cash 0.1% of total assets. However, 76.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
25 days late
2024
35 days late
2023
22 days early
2022
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 9 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VERBOVEN,Johan Ludovic 50 sharesdeed of 30-04-2021
- VAN DER AVOORT,Peggy Carolina Felix 50 sharesdeed of 30-04-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0767582774
Resignation: Johan Verboven (director)
General meeting of 09-12-2024 · Gazette deed
Registered office moved from Beerse to Rijkevorsel
New registered office: Prinsenpad 85, 2310 Rijkevorsel · Previous registered office: Busselen 25, 2340 Beerse · General meeting of 09-03-2023 · Gazette deed
Company renamed from JO-PE to AMMISA
Registered office moved within Beerse · New registered office: B-2340 Beerse, Busselen 25 · Previous registered office: Kerkstraat 54, 2340 Beerse · General meeting of 20-07-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AMMISA Rijkevorsel | €111,086 | €4,613 | 23.8% | - |
| Ammini Tienen | €136,987 | €6,037 | 31.8% | - |
| DULACON Ledegem | €157,464 | €6,542 | 55.2% | - |
| JePeDeF Landen | €121,488 | €4,809 | 77.7% | - |
| team.blue management GP Ghent | €78,576 | €3,106 | -0.7% | 0 |
| GEO-ENGINEERING Geel | €65,377 | €6,908 | 92.3% | - |
| Good Vibes Only Consultancy Boom | €63,622 | €6,835 | 89.3% | - |
These companies have the same main activity as AMMISA: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €63,600 and €157,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 28-04-2021Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Joint committee
- 201Independent retail · annual accounts 2022
- Establishment unit
- 2.316.905.7722310 Rijkevorsel, since 28-04-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 27-05-2025
Insights on AMMISA
AMMISA files the micro format. That format states no turnover. The gross margin fell from €39,015 in 2022 to €4,613 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AMMISA
- What is the company number of AMMISA?
- The company number of AMMISA is 0767.582.774. The VAT number is the same number with BE in front: BE 0767.582.774.
- Where is AMMISA based?
- The registered office is at Prinsenpad 85, 2310 Rijkevorsel.Company details
- What does AMMISA do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of AMMISA?
- AMMISA is a private limited company (BV).
- When was AMMISA founded?
- AMMISA was founded on 28-04-2021.
- Is AMMISA still active?
- Yes, AMMISA is an active enterprise in the KBO register.
- How many employees does AMMISA have?
- AMMISA had an average of 2.3 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does AMMISA fall under?
- In its 2022 annual accounts, AMMISA states joint committee 201 (Independent retail).
- What is the turnover of AMMISA?
- The turnover in financial year 2025 is ≈ €25,000. This figure is estimated from the gross margin of €4,613 and 44 comparable companies (NACE 82100). It probably lies between €15,000 and €43,000. It is a rough estimate.
- Is AMMISA profitable?
- In financial year 2025, AMMISA made a loss of €58,029.
- Where can I find the annual accounts of AMMISA?
- AMMISA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AMMISA due?
- AMMISA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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