AMMISA
ActiveThe annual accounts of AMMISA for fiscal year 2025 show a net loss of 52% of total assets and of 69% of the equity at the start of that year. The 2025 annual accounts show equity of €26k and a net result of €-58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 7694 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency49▼-42
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.31 against 2.76 in 2024; short-term debt: 20.7% and cash: 0.1% of total assets), but 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
-52.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
25 d late
2024
35 d late
2023
22 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 68.7%
2024 · €84k
2022: €15k
2023: €39k
2024: €84k
2022 → 2025
Total assets
€111k▼ 12.7%
2024 · €127k
2022: €56k
2023: €61k
2024: €127k
2022 → 2025
Net result
€-58k
2024 · €45k
2022: €10k
2023: €24k
2024: €45k
2022 → 2025
Working capital
€30k▼ 59.2%
2024 · €74k
2022: €-23k
2023: €15k
2024: €74k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€39k▲ 163%€84k▲ 115%€26k▼ 68.7%
Operating result€14k-€31k▲ 127%€56k▲ 79.0%€-18k
Net result€10k-€24k▲ 144%€45k▲ 85.4%€-58k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €56k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€58k▲ 395%
Current assets
€53k▼ 54.1%
Equity and liabilities €111k
Equity
€26k▼ 68.7%
Debt
€85k▲ 97.7%
The debt ratio rises from 33.6% to 76.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-10k▼
2024 · €69k
Cash flow
€-51k▼
2024 · €58k
Solvency
23.8%▼
2024 · 66.4%
Current ratio
2.31▼
2024 · 2.76
Quick ratio
2.31▼
2024 · 2.76
Debt / equity
3.21▲
2024 · 0.51
ROE
-219.7%▼
2024 · 53.5%
ROA
-52.2%▼
2024 · 35.5%
Interest coverage
-0.26▼
2024 · 180.29
Debt
€85k▲
2024 · €43k
Debt ≤ 1 year
€23k▼
2024 · €42k
Debt > 1 year
€61k
Income taxes
€185▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€111k▼
Fixed assets21/28€12k€58k▲
Tangible fixed assets22/27€11k€58k▲
Plant, machinery and equipment23€6k€57k▲
Furniture and vehicles24€6k€738▼
Financial fixed assets28€400€0▼
Current assets29/58€116k€53k▼
Amounts receivable within one year40/41€76k€39k▼
Trade receivables40€41k€14k▼
Other amounts receivable41€35k€25k▼
Cash at bank and in hand54/58€22k€139▼
Deferred charges and accrued income490/1€18k€14k▼
Equity and liabilities
Total equity and liabilities10/49€127k€111k▼
Equity10/15€84k€26k▼
Contributions10/11€5k€5k=
Reserves13€79k€21k▼
Distributable reserves133€79k€21k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€43k€85k▲
Amounts payable after more than one year17-€61k
Financial debts170/4-€61k
Amounts payable within one year42/48€42k€23k▼
Current portion of amounts payable after more than one year42-€4k
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€23k€3k▼
Suppliers440/4€23k€3k▼
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€17k€7k▼
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€966€966=
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12k
Other operating charges640/8€521€719▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€69k€5k▼
Operating profit (loss)9901€56k€-18k▼
Financial income75/76B€2k€74▼
Recurring financial income75€2k€74▼
Financial charges65/66B€382€40k▲
Recurring financial charges65€382€40k▲
Profit (loss) for the period before taxes9903€57k€-58k▼
Income taxes67/77€12k€185▼
Profit (loss) for the period9904€45k€-58k▼
Profit (loss) for the period to be appropriated9905€45k€-58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€-58k▼
Profit (loss) brought forward from the previous period14P€34k€0▼
Transfer from equity791/2-€58k
Transfer to equity691/2€79k€0▼
To other reserves6921€79k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-58k ▼229%
Net result drops to €-58k, the lowest in the series.
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
31-12
Financial
Highest result since 2022net €45k ▲85.4%
Operating result €56k, net result €45k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.72
Current ratio from 0.43 to 1.72; short-term debt falls from €41k to €21k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsenpad 852310 RijkevorselGround area
1,439 m²
Building footprint
212 m²
Volume, LiDAR
872 m³
Parcel 13037H0679/00K000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AMMISA
since 20212.316.905.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13037H0679/00K000 | Flanders | 1,439 m² | 1 · 212 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 228 EUR awarded · 228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 228 EUR | 228 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,512. 2,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2021
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.