WOONBEMIDDELING
ActiveSummary
WOONBEMIDDELING has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200,358 and a net result of €31,771. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability68▲+68
Solvency67▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 4.5 against 3.87 in 2023; short-term debt: 16.5% and cash: 62.4% of total assets), but 58% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
68 d late
2022
71 d late
2021
50 d late
2020
48 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#6 oldest company in Jette, Real estate sector
Equity
€200,358▲ 14.0%
2023 · €175,729
Total assets
€477,506▲ 8.2%
2023 · €441,216
Net result
€31,771
2023 · -€67,211
Working capital
€276,136▲ 18.1%
2023 · €233,856
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€62,629▲ 423%€99,520▲ 58.9%€91,856▼ 7.7%-€50,608€45,769
Net result€42,336above the sector's middle half▲ 485%€64,487above the sector's middle half▲ 52.3%€60,981above the sector's middle half▼ 5.4%-€67,211below the sector's middle half€31,771above the sector's middle half
Equity€143,473within the sector's middle half▲ 41.9%€177,959within the sector's middle half▲ 24.0%€238,940within the sector's middle half▲ 34.3%€175,729within the sector's middle half▼ 26.5%€200,358within the sector's middle half▲ 14.0%
Total assets€368,812within the sector's middle half▲ 13.7%€567,882within the sector's middle half▲ 54.0%€468,498within the sector's middle half▼ 17.5%€441,216within the sector's middle half▼ 5.8%€477,506within the sector's middle half▲ 8.2%
Debt€225,340▲ 0.9%€389,923▲ 73.0%€229,558▼ 41.1%€265,487▲ 15.7%€277,148▲ 4.4%
Working capital€218,532▲ 15.1%€288,135▲ 31.9%€232,146▼ 19.4%€233,856▲ 0.7%€276,136▲ 18.1%
Solvency38.9%within the sector's middle half▲ 7.7pp31.3%within the sector's middle half▼ 7.6pp51.0%within the sector's middle half▲ 19.7pp39.8%within the sector's middle half▼ 11.2pp42.0%within the sector's middle half▲ 2.1pp
Staff (FTE)1.1within the sector's middle half1▼ 9.1%1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €45,769 after a loss of €50,608 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €477,506
Fixed assets
€122,489 ▼ 2.8%
Current assets
€355,016 ▲ 12.6%
Equity and liabilities €477,506
Equity
€200,358 ▲ 14.0%
Debt
€277,148 ▲ 4.4%
Debt's share of the balance-sheet total falls from 60.2% to 58.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57,031▲
2023 · -€37,451
Cash flow
€43,033▲
2023 · -€54,053
Current ratio
4.50▲
2023 · 3.87
Debt to equity
1.38▼
2023 · 1.51
ROE
15.9%▲
2023 · -38.2%
ROA
6.7%▲
2023 · -15.2%
Interest coverage
4.93▲
2023 · -5.67
Debt ≤ 1 year
€78,881▼
2023 · €81,368
Debt > 1 year
€175,000=
2023 · €175,000
Income taxes
€2,480▼
2023 · €10,000
Staff costs
€30,232▼
2023 · €34,367
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €36,122 | €95,425 | - | €830 | - |
| Remuneration, social security and pensions62 | - | €28,229 | €24,897 | €34,367 | €30,232 | ▼ 12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,201 | €10,995 | €10,368 | €13,158 | €11,261 | ▼ 14.4% |
| Other operating charges640/8 | - | €27,145 | €1,906 | €2,510 | €2,487 | ▼ 0.9% |
| Non-recurring operating charges66A | - | - | €3,237 | - | - | - |
| Gross operating margin9900 | €112,473 | €165,889 | €132,264 | -€574 | €89,749 | ▲ 15,740% |
| Operating profit (loss)9901 | €62,629 | €99,520 | €91,856 | -€50,608 | €45,769 | ▲ 190% |
| Financial income75/76B | - | €138 | €25 | €1 | €57 | ▲ 4,030% |
| Recurring financial income75 | €1 | €138 | €25 | €1 | €57 | ▲ 4,030% |
| Financial charges65/66B | - | €4,746 | €3,786 | €6,604 | €11,575 | ▲ 75.3% |
| Recurring financial charges65 | €4,249 | €4,746 | €3,786 | €6,604 | €11,575 | ▲ 75.3% |
| Profit (loss) for the period before taxes9903 | €58,381 | €94,912 | €88,095 | -€57,211 | €34,251 | ▲ 160% |
| Income taxes67/77 | €16,045 | €30,426 | €27,114 | €10,000 | €2,480 | ▼ 75.2% |
| Profit (loss) for the period9904 | €42,336 | €64,487 | €60,981 | -€67,211 | €31,771 | ▲ 147% |
| Profit (loss) for the period to be appropriated9905 | €42,336 | €64,487 | €60,981 | -€67,211 | €31,771 | ▲ 147% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €368,812 | €567,882 | €468,498 | €441,216 | €477,506 | ▲ 8.2% |
| Fixed assets21/28 | €50,921 | €70,502 | €93,333 | €125,993 | €122,489 | ▼ 2.8% |
| Tangible fixed assets22/27 | €30,124 | €49,706 | €72,537 | €105,196 | €101,693 | ▼ 3.3% |
| Land and buildings22 | - | - | - | €14,782 | €14,782 | = |
| Plant, machinery and equipment23 | - | €2,372 | €1,378 | €902 | €730 | ▼ 19.1% |
| Furniture and vehicles24 | - | €23,106 | €16,683 | €11,621 | €6,009 | ▼ 48.3% |
| Other tangible fixed assets26 | - | €24,227 | €54,476 | €77,892 | €80,172 | ▲ 2.9% |
| Financial fixed assets28 | €20,797 | €20,797 | €20,797 | €20,797 | €20,797 | = |
| Current assets29/58 | €317,891 | €497,379 | €375,164 | €315,223 | €355,016 | ▲ 12.6% |
| Stocks and contracts in progress3 | €169,019 | €284,069 | - | €175,550 | - | - |
| Stocks30/36 | - | €284,069 | - | €175,550 | - | - |
| Amounts receivable within one year40/41 | €24,712 | €33,703 | €68,727 | €40,857 | €57,056 | ▲ 39.6% |
| Trade receivables40 | - | €17,347 | €60,435 | €27,935 | €35,919 | ▲ 28.6% |
| Other amounts receivable41 | - | €16,357 | €8,292 | €12,921 | €21,137 | ▲ 63.6% |
| Cash at bank and in hand54/58 | €124,160 | €179,357 | €306,187 | €98,624 | €297,768 | ▲ 202% |
| Deferred charges and accrued income490/1 | - | €250 | €250 | €193 | €193 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €368,812 | €567,882 | €468,498 | €441,216 | €477,506 | ▲ 8.2% |
| Equity10/15 | €143,473 | €177,959 | €238,940 | €175,729 | €200,358 | ▲ 14.0% |
| Contributions10/11 | €30,987 | €30,987 | €30,987 | €61,500 | €61,500 | = |
| Capital10 | - | €30,987 | €30,987 | €61,500 | €61,500 | = |
| Issued capital100 | - | €30,987 | €30,987 | €61,500 | €61,500 | = |
| Reserves13 | €112,486 | €146,973 | €207,954 | €114,229 | €138,858 | ▲ 21.6% |
| Non-distributable reserves130/1 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Legal reserve130 | - | €3,099 | €3,099 | €3,099 | €3,099 | = |
| Distributable reserves133 | - | €143,874 | €204,855 | €111,131 | €135,759 | ▲ 22.2% |
| Amounts payable17/49 | €225,340 | €389,923 | €229,558 | €265,487 | €277,148 | ▲ 4.4% |
| Amounts payable after more than one year17 | €125,000 | €175,000 | €50,000 | €175,000 | €175,000 | = |
| Financial debts170/4 | - | €175,000 | €50,000 | €175,000 | €175,000 | = |
| Amounts payable within one year42/48 | €99,359 | €209,244 | €143,018 | €81,368 | €78,881 | ▼ 3.1% |
| Financial debts43 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Credit institutions430/8 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Trade debts44 | €34,662 | €94,899 | €66,558 | €18,415 | €11,234 | ▼ 39.0% |
| Suppliers440/4 | - | €94,899 | €66,558 | €18,415 | €11,234 | ▼ 39.0% |
| Taxes, remuneration and social security45 | - | €38,472 | €29,551 | €15,433 | €18,767 | ▲ 21.6% |
| Taxes450/3 | - | €32,684 | €22,650 | €8,716 | €14,740 | ▲ 69.1% |
| Remuneration and social security454/9 | - | €5,788 | €6,901 | €6,717 | €4,027 | ▼ 40.0% |
| Other amounts payable47/48 | - | €65,874 | €36,910 | €37,519 | €38,880 | ▲ 3.6% |
| Accrued charges and deferred income492/3 | - | €5,678 | €36,539 | €9,120 | €23,267 | ▲ 155% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,336 | €64,487 | €60,981 | -€67,211 | €31,771 | ▲ 147% |
| + Depreciation and write-downs630 | €7,201 | €10,995 | €10,368 | €13,158 | €11,261 | ▼ 14.4% |
| Operating cash flow (approximation) | €49,537 | €75,482 | €71,349 | -€54,053 | €43,033 | ▲ 180% |
| Investment in fixed assets (approximation) | - | -€30,576 | -€33,199 | -€45,818 | -€7,757 | ▲ 83.1% |
| Change in cash | - | €55,196 | €126,830 | -€207,563 | €199,143 | ▲ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Back to profitnet €31,771
Net result €31,771 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €200,358 ▲14%
Equity rises from €175,729 to €200,358.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet -€67,211
Net result drops to -€67,211, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-12
Financial
Equity above €200,000Eq €238,940 ▲34.3%
5 profitable years in a row build equity to €238,940.
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
31-12
Financial
Highest result since 2018net €64,487 ▲52.3%
Operating result €99,520, net result €64,487, both a record.
31-12
Financial
Equity above €150,000Eq €177,959 ▲24%
4 profitable years in a row build equity to €177,959.
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 48 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
Show earlier events
2019
31-12
Financial
Equity above €100,000Eq €101,136 ▲7.7%
2 profitable years in a row build equity to €101,136.
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 50 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 1987
Ground area
818 m²
Building footprint
378 m²
Volume, LiDAR
6,474 m³
2 parcels, Brussels, Flanders · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
WOONBEMIDDELING NV
since 19872.032.798.514
IMMO WOONBEMIDDELING BRUSSELS
since 19902.032.798.415
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0031/00X009 | Brussels | 688 m² | 1 · 248 m² | 26.6 m · 8 fl. |
| 41302C1047/00H011 | Flanders | 130 m² | 1 · 130 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 5,184 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-03-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0430664954
Also
9925:BE0430664954
Registered
02-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.