STANANE
ActiveSummary
STANANE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €9k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-1
Solvency73▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.2 in 2024; short-term debt: 52% and cash: 11.5% of total assets), and 52% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
20 d early
2023
16 d early
2022
13 d early
2021
16 d early
2020
19 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€243k▲ 3.9%
2024 · €234k
2018: €154klowest in 8 years
2019: €155k▲ +0.7% vs 2018
2020: €163k▲ +5.2% vs 2019
2021: €178k▲ +9.5% vs 2020
2022: €208k▲ +16.5% vs 2021
2023: €221k▲ +6.1% vs 2022
2024: €234k▲ +5.9% vs 2023
2025: €243k▲ +3.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€506k▼ 3.6%
2024 · €525k
2018: €498k
2019: €497k▼ -0.2% vs 2018
2020: €504k▲ +1.4% vs 2019
2021: €509k▲ +1.0% vs 2020
2022: €488k▼ -4.1% vs 2021lowest in 8 years
2023: €496k▲ +1.6% vs 2022
2024: €525k▲ +5.8% vs 2023highest in 8 years
2025: €506k▼ -3.6% vs 2024
2018 → 2025
Net result
€9k▼ 29.8%
2024 · €13k
2018: €7k
2019: €1k▼ -84.9% vs 2018lowest in 8 years
2020: €8k▲ +701% vs 2019
2021: €15k▲ +91.6% vs 2020
2022: €29k▲ +90.7% vs 2021highest in 8 years
2023: €13k▼ -56.8% vs 2022
2024: €13k▲ +2.7% vs 2023
2025: €9k▼ -29.8% vs 2024
2018 → 2025
Working capital
€-200k▲ 13.7%
2024 · €-232k
2018: €-320k
2019: €-321k▼ -0.3% vs 2018lowest in 8 years
2020: €-306k▲ +4.6% vs 2019
2021: €-282k▲ +7.7% vs 2020
2022: €-252k▲ +10.6% vs 2021
2023: €-234k▲ +7.2% vs 2022
2024: €-232k▲ +0.9% vs 2023
2025: €-200k▲ +13.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€208k▲ 16.5%€221k▲ 6.1%€234k▲ 5.9%€243k▲ 3.9%
2021: €178klowest in 5 years
2022: €208k▲ +16.5% vs 2021
2023: €221k▲ +6.1% vs 2022
2024: €234k▲ +5.9% vs 2023
2025: €243k▲ +3.9% vs 2024highest in 5 years
Operating result€24k-€44k▲ 82.7%€22k▼ 50.2%€23k▲ 4.1%€17k▼ 27.4%
2021: €24k
2022: €44k▲ +82.7% vs 2021highest in 5 years
2023: €22k▼ -50.2% vs 2022
2024: €23k▲ +4.1% vs 2023
2025: €17k▼ -27.4% vs 2024lowest in 5 years
Net result€15k-€29k▲ 90.7%€13k▼ 56.8%€13k▲ 2.7%€9k▼ 29.8%
2021: €15k
2022: €29k▲ +90.7% vs 2021highest in 5 years
2023: €13k▼ -56.8% vs 2022
2024: €13k▲ +2.7% vs 2023
2025: €9k▼ -29.8% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€443k ▼ 4.9%
Current assets
€63k ▲ 6.4%
Equity and liabilities €506k
Equity
€243k ▲ 3.9%
Debt
€263k ▼ 9.6%
Debt's share of the balance-sheet total falls from 55.5% to 52.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▼
2024 · €59k
Cash flow
€50k▲
2024 · €49k
Current ratio
0.24▲
2024 · 0.20
Debt to equity
1.09▼
2024 · 1.25
ROE
3.8%▼
2024 · 5.6%
ROA
1.8%▼
2024 · 2.5%
Interest coverage
234.42▼
2024 · 237.59
Debt ≤ 1 year
€263k▼
2024 · €291k
Income taxes
€7k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€525k€506k▼
Fixed assets21/28€466k€443k▼
Tangible fixed assets22/27€218k€195k▼
Land and buildings22€204k€184k▼
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€248k€248k=
Current assets29/58€59k€63k▲
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€54k€58k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€525k€506k▼
Equity10/15€234k€243k▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€6k€7k▲
Non-distributable reserves130/1€6k€7k▲
Legal reserve130€6k€7k▲
Profit (loss) carried forward14€28k€36k▲
Amounts payable17/49€291k€263k▼
Amounts payable within one year42/48€291k€263k▼
Trade debts44€16k€480▼
Suppliers440/4€16k€480▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€266k€256k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€41k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€65k€64k▼
Operating profit (loss)9901€23k€17k▼
Financial income75/76B€134€197▲
Recurring financial income75€134€197▲
Financial charges65/66B€246€246▼
Recurring financial charges65€246€246▼
Profit (loss) for the period before taxes9903€23k€17k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€13k€9k▼
Profit (loss) for the period to be appropriated9905€13k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€37k▲
Profit (loss) brought forward from the previous period14P€16k€28k▲
Transfer to equity691/2€1k€1k=
To the legal reserve6920€1k€1k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32k | €32k | €34k | €36k | €41k | ▲ 15.4% |
| Other operating charges640/8 | €5k | €5k | €6k | €6k | €6k | ▲ 3.4% |
| Non-recurring operating charges66A | - | - | €253 | - | - | - |
| Gross operating margin9900 | €61k | €81k | €62k | €65k | €64k | ▼ 0.9% |
| Operating profit (loss)9901 | €24k | €44k | €22k | €23k | €17k | ▼ 27.4% |
| Financial income75/76B | €91 | €146 | €221 | €134 | €197 | ▲ 46.7% |
| Recurring financial income75 | €91 | €146 | €221 | €134 | €197 | ▲ 46.7% |
| Financial charges65/66B | €400 | €447 | €265 | €246 | €246 | ▼ 0.1% |
| Recurring financial charges65 | €400 | €447 | €265 | €246 | €246 | ▼ 0.1% |
| Profit (loss) for the period before taxes9903 | €24k | €44k | €22k | €23k | €17k | ▼ 27.2% |
| Income taxes67/77 | €9k | €15k | €9k | €10k | €7k | ▼ 23.8% |
| Profit (loss) for the period9904 | €15k | €29k | €13k | €13k | €9k | ▼ 29.8% |
| Profit (loss) for the period to be appropriated9905 | €15k | €29k | €13k | €13k | €9k | ▼ 29.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €509k | €488k | €496k | €525k | €506k | ▼ 3.6% |
| Fixed assets21/28 | €461k | €460k | €455k | €466k | €443k | ▼ 4.9% |
| Tangible fixed assets22/27 | €213k | €212k | €207k | €218k | €195k | ▼ 10.4% |
| Land and buildings22 | €189k | €195k | €194k | €204k | €184k | ▼ 10.0% |
| Furniture and vehicles24 | €23k | €18k | €13k | €14k | €11k | ▼ 17.1% |
| Financial fixed assets28 | €248k | €248k | €248k | €248k | €248k | = |
| Current assets29/58 | €48k | €28k | €41k | €59k | €63k | ▲ 6.4% |
| Amounts receivable within one year40/41 | - | €2k | €2k | €2k | €2k | = |
| Other amounts receivable41 | - | €2k | €2k | €2k | €2k | = |
| Cash at bank and in hand54/58 | €46k | €23k | €37k | €54k | €58k | ▲ 6.8% |
| Deferred charges and accrued income490/1 | €2k | €2k | €2k | €3k | €3k | ▲ 5.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €509k | €488k | €496k | €525k | €506k | ▼ 3.6% |
| Equity10/15 | €178k | €208k | €221k | €234k | €243k | ▲ 3.9% |
| Contributions10/11 | €198k | €198k | €200k | €200k | €200k | = |
| Capital10 | €198k | €198k | €200k | €200k | €200k | = |
| Issued capital100 | €198k | €198k | €200k | €200k | €200k | = |
| Reserves13 | €3k | €4k | €5k | €6k | €7k | ▲ 16.7% |
| Non-distributable reserves130/1 | €3k | €4k | €5k | €6k | €7k | ▲ 16.7% |
| Legal reserve130 | €3k | €4k | €5k | €6k | €7k | ▲ 16.7% |
| Profit (loss) carried forward14 | €-23k | €6k | €16k | €28k | €36k | ▲ 29.6% |
| Amounts payable17/49 | €330k | €280k | €276k | €291k | €263k | ▼ 9.6% |
| Amounts payable within one year42/48 | €330k | €280k | €276k | €291k | €263k | ▼ 9.6% |
| Trade debts44 | €970 | €338 | €349 | €16k | €480 | ▼ 97.0% |
| Suppliers440/4 | €970 | €338 | €349 | €16k | €480 | ▼ 97.0% |
| Taxes, remuneration and social security45 | €14k | €15k | €9k | €10k | €7k | ▼ 24.1% |
| Taxes450/3 | €14k | €15k | €9k | €10k | €7k | ▼ 24.1% |
| Other amounts payable47/48 | €315k | €265k | €266k | €266k | €256k | ▼ 3.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €29k | €13k | €13k | €9k | ▼ 29.8% |
| + Depreciation and write-downs630 | €32k | €32k | €34k | €36k | €41k | ▲ 15.4% |
| Operating cash flow (approximation) | €47k | €61k | €47k | €49k | €50k | ▲ 3.3% |
| Investment in fixed assets (approximation) | - | €-31k | €-29k | €-46k | €-18k | ▲ 60.5% |
| Change in cash | - | €-23k | €13k | €18k | €4k | ▼ 79.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €29k ▲90.7%
Operating result €44k, net result €29k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲16.5%
5 profitable years in a row build equity to €208k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €1k ▼84.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 1988
Ground area
1,535 m²
Building footprint
508 m²
Parcel 91030A0575/00F000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue du Condroz 36, 5590 Ciney
since 19882.033.874.620
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030A0575/00F000 | Wallonia | 1,535 m² | 1 · 508 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nele Tassaert Immo
BE 0726.848.714
Kortrijk · Eq €242,429
MARITIM
BE 0441.664.358
Knokke-Heist · Eq €242,995
IMMO LOCK
BE 0444.998.980
Knokke-Heist · Eq €242,367
PRO + AUCTIONS
BE 0800.537.238
Dilsen-Stokkem · Eq €242,147
Confidum Vastgoed
BE 0551.867.741
De Panne · Eq €242,115
Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,102 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.