SEQUENCE CONCEPT
ActiveSEQUENCE CONCEPT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €336k and a net result of €22k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 84% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.14 in 2024; short-term debt: 11% and cash: 0.2% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
5.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d late
2023
4 d early
2022
on the day
2021
12 d late
2020
10 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€336k▲ 7.0%
2024 · €314k
2019: €243k
2020: €302k
2021: €297k
2022: €306k
2023: €306k
2024: €314k
2019 → 2025
Total assets
€428k▼ 6.1%
2024 · €456k
2019: €637k
2020: €563k
2021: €477k
2022: €465k
2023: €463k
2024: €456k
2019 → 2025
Net result
€22k▲ 181%
2024 · €8k
2019: €-18k
2020: €58k
2021: €-5k
2022: €9k
2023: €-354
2024: €8k
2019 → 2025
Working capital
€-43k▲ 44.7%
2024 · €-78k
2019: €-84k
2020: €-22k
2021: €-34k
2022: €-33k
2023: €-71k
2024: €-78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€297k-€306k▲ 3.1%€306k▼ 0.1%€314k▲ 2.6%€336k▲ 7.0%
Operating result€4k-€22k▲ 462%€9k▼ 57.3%€19k▲ 98.2%€37k▲ 95.6%
Net result€-5k-€9k€-354€8k€22k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 96% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428k
Fixed assets
€424k▼ 4.3%
Current assets
€4k▼ 67.9%
Equity and liabilities €428k
Equity
€336k▲ 7.0%
Provisions
€31k▼ 7.1%
Debt
€61k▼ 43.5%
The debt ratio falls from 23.9% to 14.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €49k
Cash flow
€55k▲
2024 · €38k
Solvency
78.5%▲
2024 · 68.9%
Current ratio
0.08▼
2024 · 0.14
Quick ratio
0.08▼
2024 · 0.14
Debt / equity
0.18▼
2024 · 0.35
ROE
6.6%▲
2024 · 2.5%
ROA
5.1%▲
2024 · 1.7%
Interest coverage
26.96▲
2024 · 11.25
Debt
€61k▼
2024 · €109k
Debt ≤ 1 year
€47k▼
2024 · €91k
Debt > 1 year
€13k▼
2024 · €18k
Income taxes
€15k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€428k▼
Fixed assets21/28€443k€424k▼
Tangible fixed assets22/27€443k€424k▼
Land and buildings22€409k€401k▼
Furniture and vehicles24€34k€23k▼
Current assets29/58€12k€4k▼
Amounts receivable within one year40/41€8k-
Trade receivables40€8k-
Cash at bank and in hand54/58€2k€981▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€456k€428k▼
Equity10/15€314k€336k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€79k€72k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€73k€66k▼
Profit (loss) carried forward14€173k€202k▲
Provisions and deferred taxes16€33k€31k▼
Deferred taxes168€33k€31k▼
Amounts payable17/49€109k€61k▼
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€5k-
Other amounts payable178/9€13k€13k=
Amounts payable within one year42/48€91k€47k▼
Current portion of amounts payable after more than one year42€30k€5k▼
Trade debts44€4k€766▼
Suppliers440/4€4k€766▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€48k€27k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€33k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€55k€76k▲
Operating profit (loss)9901€19k€37k▲
Financial income75/76B-€100
Recurring financial income75-€100
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€14k€34k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€8k€22k▲
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€15k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€173k€202k▲
Profit (loss) brought forward from the previous period14P€158k€173k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
06-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2021
12-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
31-03
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2017
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Laan 2281090 JetteGround area
1,454 m²
Building footprint
316 m²
Volume, LiDAR
2,572 m³
2 parcels, Brussels, Flanders · tallest building 20.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SEQUENCE CONCEPT
since 19892.046.217.572
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0195/00C000 | Flanders | 1,223 m² | 1 · 233 m² | 11.6 m · 2 fl. |
| 21464E0001/00F024 | Brussels | 231 m² | 1 · 84 m² | 20.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-1989
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.