WINCONSTRUCT
ActiveSummary
WINCONSTRUCT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €76k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency44▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.31 in 2024; short-term debt: 64.8% and cash: 41.9% of total assets), and 81.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.8%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
18 d late
2024
20 d late
2023
21 d early
2022
31 d late
2021
60 d late
2020
26 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€76k▲ 15.7%
2024 · €66k
2018: €13k
2019: €31k
2020: €93k
2021: €45k
2022: €66k
2023: €53k
2024: €66k
2018 → 2025
Working capital
€703k▲ 101%
2024 · €350k
2018: €43k
2019: €70k
2020: €158k
2021: €202k
2022: €291k
2023: €353k
2024: €350k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€272k▲ 32.3%€277k▲ 1.8%€342k▲ 23.7%€418k▲ 22.2%
Operating result€58k-€91k▲ 58.3%€78k▼ 14.6%€104k▲ 33.6%€123k▲ 18.5%
Net result€45k-€66k▲ 48.5%€53k▼ 20.2%€66k▲ 23.8%€76k▲ 15.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.23M
Fixed assets
€80k ▲ 169%
Current assets
€2.15M ▲ 44.3%
Equity and liabilities €2.23M
Equity
€418k ▲ 22.2%
Debt
€1.81M ▲ 53.9%
Debt's share of the balance-sheet total rises from 77.4% to 81.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€144k▲
2024 · €113k
Cash flow
€97k▲
2024 · €74k
Current ratio
1.49▲
2024 · 1.31
Debt to equity
4.32▲
2024 · 3.43
ROE
18.2%▼
2024 · 19.2%
ROA
3.4%▼
2024 · 4.3%
Interest coverage
15.96▲
2024 · 11.68
Debt ≤ 1 year
€1.44M▲
2024 · €1.14M
Debt > 1 year
€90k▲
2024 · €37k
Income taxes
€38k▲
2024 · €30k
Staff costs
€59k▲
2024 · €829
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.52M€2.23M▲
Fixed assets21/28€30k€80k▲
Tangible fixed assets22/27€29k€78k▲
Plant, machinery and equipment23€2k€977▼
Furniture and vehicles24€28k€18k▼
Leasing and similar rights25-€14k
Other tangible fixed assets26-€44k
Financial fixed assets28€500€3k▲
Current assets29/58€1.49M€2.15M▲
Amounts receivable within one year40/41€817k€1.21M▲
Trade receivables40€531k€879k▲
Other amounts receivable41€285k€333k▲
Cash at bank and in hand54/58€670k€932k▲
Deferred charges and accrued income490/1€117€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.52M€2.23M▲
Equity10/15€342k€418k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€334k€410k▲
Amounts payable17/49€1.17M€1.81M▲
Amounts payable after more than one year17€37k€90k▲
Financial debts170/4€37k€90k▲
Amounts payable within one year42/48€1.14M€1.44M▲
Current portion of amounts payable after more than one year42€30k€33k▲
Trade debts44€600k€828k▲
Suppliers440/4€600k€828k▲
Advances received on contracts in progress46€484k€538k▲
Taxes, remuneration and social security45€23k€39k▲
Taxes450/3€23k€30k▲
Remuneration and social security454/9-€9k
Other amounts payable47/48€929€4k▲
Accrued charges and deferred income492/3-€275k
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€829€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€21k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€27k€19k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€146k€228k▲
Operating profit (loss)9901€104k€123k▲
Financial income75/76B€2k€21▼
Recurring financial income75€2k€21▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€96k€114k▲
Income taxes67/77€30k€38k▲
Profit (loss) for the period9904€66k€76k▲
Profit (loss) for the period to be appropriated9905€66k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€334k€410k▲
Profit (loss) brought forward from the previous period14P€269k€334k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.01.7▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Equity above €200kEq €205k ▲27.8%
4 profitable years in a row build equity to €205k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €93k ▲198%
Operating result €126k, net result €93k, both a record.
31-12
Financial
Equity above €150kEq €161k ▲137%
3 profitable years in a row build equity to €161k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 98 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2016
Ground area
2,422 m²
Building footprint
1,224 m²
Parcel 54007B0412/00N000, Wallonia. Linked by address, not a title deed.
16
companies at this address
See who is registered here
1 establishment unit
Industriëlaan 84, 7700 Mouscron
since 20162.345.212.253
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0412/00N000 | Wallonia | 2,422 m² | 1 · 1,224 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MILDRED
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TIMBERFRAMING
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 9,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.