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PLAN 21

Active
Private limited companyfounded 2014active for 12 yearsOndernemerspark 26a, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0551.864.474
Summary

PLAN 21 has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,608 and a net result of €45,132. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 34% of 2,799 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 30-04-2014 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.230.926.061 3650 Dilsen-Stokkem, since 30-04-2014
Financial year end
31 December
Peppol
Reachable since 12-11-2025

Board and ownership

Board
  • BEGRADDirector · since 18-12-2023 · permanent representative HUSIC Edis
Shareholders
  • BEGRAD· score 2430-06-2025 annual accounts of BEGRAD

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€228,953
▼ 27.5%
Turnover
≈ €810,000
estimated
Profit
€45,132
▼ 54.5%
Equity
€421,608
▲ 12.0%
Total assets
€1.7m
▲ 3.2%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFigures for financial year 2025 (filed on 04-09-2026)Size: 2 FTE, total assets €1.7mShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 34% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 50+2
equity 24.5% of total assets
Liquidity 19+8
short-term debt 69.9% · cash 5.0%
Profitability 61-15
return on assets 2.6%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 1.0%▲ +0.3 percentage points vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%▲ +0.2 percentage points vs 04-2025 06-2025: 1.7%▲ +0.4 percentage points vs 05-2025 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025 08-2025: 0.8%▼ -1.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▲ +0.3 percentage points vs 04-2026 06-2026: 1.4%▲ +0.2 percentage points vs 05-2026 07-2026: 1.7%▲ +0.3 percentage points vs 06-2026 08-2026: 2.4%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.26 in 2024), below the usual 1.5. Short-term debt is 69.9% and cash 5% of total assets. 75.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 31% of them on solvency, 15% on liquidity, 34% on profitability and 56% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed on 04-09-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: 2 FTE, total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
15 days early
2023
30 days early
2022
25 days early
2021
29 days late
2020
31 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €99,104 to €45,132 ▼ 54.5% View
  • Positive: 8 profitable years in a rowprofit 2025: €45,132 8 years View

Recent changes

  1. · Gazette deed Registered office moved within Dilsen-StokkemNew registered office: Ondernemerspark 26a te 3650 Dilsen-Stokkem · Previous registered office: Rijksweg 981 te 3650 Dilsen-Stokkem
  2. · Gazette deed Change of role: BEGRAD, from manager to directorPermanent representative: HUSIC Edis · Legal-form conversion: to private limited company (pre-2019)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as PLAN 21: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.2m and €2.2m, founded between 2011 and 2017.

CompanyTotal assetsGross margin
PLAN 21 Dilsen-Stokkem€1.7m€0.2m
KAIVERS.S Andenne€1.7m€0.2m
ZAFIR TOTAAL PROJECTEN Antwerp€1.8m€0.2m
LANDI BOUW Maasmechelen€1.3m€0.2m
BE BOUWONDERNEMING Kalmthout€2.2m€0.2m
VOVABOUW Westerlo€1.2m€0.2m
WINCONSTRUCT Mouscron€2.2m€0.2m
Full comparison

Key facts about PLAN 21

What is the company number of PLAN 21?
The company number of PLAN 21 is 0551.864.474. The VAT number is the same number with BE in front: BE 0551.864.474.
Where is PLAN 21 based?
The registered office is at Ondernemerspark 26a, 3650 Dilsen-Stokkem.Company details
What does PLAN 21 do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PLAN 21?
PLAN 21 is a private limited company (BV).
When was PLAN 21 founded?
PLAN 21 was founded on 30-04-2014.
Is PLAN 21 still active?
Yes, PLAN 21 is an active enterprise in the KBO register.
How many employees does PLAN 21 have?
PLAN 21 had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PLAN 21?
The turnover in financial year 2025 is ≈ €810,000. This figure is estimated from the gross margin of €228,953 and 127 comparable companies (NACE 41001). It probably lies between €560,000 and €1.3m.
Is PLAN 21 profitable?
In financial year 2025, PLAN 21 made a profit of €45,132.
Where can I find the annual accounts of PLAN 21?
PLAN 21 filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PLAN 21 due?
PLAN 21 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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