YOLO
ActiveSummary
YOLO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €80k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-2
Solvency42=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.13 in 2024; short-term debt: 71.8% and cash: 2.4% of total assets), and 82.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
3.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
110 d late
2023
60 d late
2022
52 d early
2021
24 d late
2020
6 d late
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€384k▲ 26.4%
2024 · €304k
Total assets
€2.22M▲ 23.4%
2024 · €1.80M
Net result
€80k▼ 14.5%
2024 · €94k
Working capital
€198k▲ 21.7%
2024 · €163k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35k▲ 20.7%€99k▲ 182%€75k▼ 24.7%€150k▲ 102%€133k▼ 11.7%
Net result€19k▼ 18.1%€67k▲ 255%€44k▼ 34.5%€94k▲ 114%€80k▼ 14.5%
Equity€99k▲ 23.6%€166k▲ 67.8%€210k▲ 26.5%€304k▲ 44.8%€384k▲ 26.4%
Total assets€275k▼ 5.6%€372k▲ 35.3%€607k▲ 63.3%€1.80M▲ 197%€2.22M▲ 23.4%
Debt€176k▼ 16.6%€206k▲ 17.0%€397k▲ 93.0%€1.50M▲ 278%€1.84M▲ 22.7%
Working capital€149k▲ 98.8%€172k▲ 15.4%€357k▲ 108%€163k▼ 54.5%€198k▲ 21.7%
Staff (FTE)0.71▲ 42.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€430k ▲ 3.1%
Current assets
€1.80M ▲ 29.5%
Equity and liabilities €2.22M
Equity
€384k ▲ 26.4%
Debt
€1.84M ▲ 22.7%
Debt's share of the balance-sheet total falls from 83.1% to 82.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▼
2024 · €166k
Cash flow
€87k▼
2024 · €109k
Current ratio
1.12▼
2024 · 1.13
Quick ratio
1.10▲
2024 · 0.99
Debt to equity
4.79▼
2024 · 4.93
ROE
20.9%▼
2024 · 30.9%
ROA
3.6%▼
2024 · 5.2%
Interest coverage
7.08▼
2024 · 7.40
Debt ≤ 1 year
€1.60M▲
2024 · €1.22M
Debt > 1 year
€235k▼
2024 · €267k
Income taxes
€33k▼
2024 · €34k
Staff costs
€59k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €20k | €250 | ▼ 98.8% |
| Remuneration, social security and pensions62 | - | - | - | €38k | €59k | ▲ 53.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €14k | €15k | €15k | €6k | ▼ 57.8% |
| Other operating charges640/8 | €2k | €382 | €470 | €4k | €2k | ▼ 46.2% |
| Non-recurring operating charges66A | €1k | - | - | - | - | - |
| Gross operating margin9900 | €52k | €114k | €90k | €208k | €200k | ▼ 3.8% |
| Operating profit (loss)9901 | €35k | €99k | €75k | €150k | €133k | ▼ 11.7% |
| Financial income75/76B | €112 | €3 | €1 | €180 | €505 | ▲ 181% |
| Recurring financial income75 | €112 | €3 | €1 | €180 | €505 | ▲ 181% |
| Financial charges65/66B | €4k | €2k | €6k | €22k | €20k | ▼ 10.5% |
| Recurring financial charges65 | €4k | €2k | €6k | €22k | €20k | ▼ 12.2% |
| Non-recurring financial charges66B | - | - | - | - | €380 | - |
| Profit (loss) for the period before taxes9903 | €31k | €97k | €69k | €128k | €113k | ▼ 11.7% |
| Income taxes67/77 | €12k | €30k | €25k | €34k | €33k | ▼ 3.9% |
| Profit (loss) for the period9904 | €19k | €67k | €44k | €94k | €80k | ▼ 14.5% |
| Profit (loss) for the period to be appropriated9905 | €19k | €67k | €44k | €94k | €80k | ▼ 14.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €275k | €372k | €607k | €1.80M | €2.22M | ▲ 23.4% |
| Fixed assets21/28 | €42k | €28k | €20k | €417k | €430k | ▲ 3.1% |
| Tangible fixed assets22/27 | €40k | €26k | €19k | €413k | €426k | ▲ 3.1% |
| Land and buildings22 | - | - | - | €404k | €404k | = |
| Plant, machinery and equipment23 | €2k | €908 | €7k | €6k | €11k | ▲ 68.8% |
| Furniture and vehicles24 | €39k | €26k | €12k | €2k | €11k | ▲ 365% |
| Financial fixed assets28 | €1k | €1k | €1k | €4k | €4k | = |
| Current assets29/58 | €233k | €344k | €587k | €1.39M | €1.80M | ▲ 29.5% |
| Stocks and contracts in progress3 | - | - | €317k | €179k | €42k | ▼ 76.5% |
| Stocks30/36 | - | - | €211k | €2k | €2k | = |
| Contracts in progress37 | - | - | €106k | €177k | €40k | ▼ 77.3% |
| Amounts receivable within one year40/41 | €223k | €316k | €225k | €1.20M | €1.70M | ▲ 41.9% |
| Trade receivables40 | €157k | €277k | €194k | €1.13M | €1.36M | ▲ 20.3% |
| Other amounts receivable41 | €66k | €39k | €31k | €61k | €332k | ▲ 443% |
| Cash at bank and in hand54/58 | €9k | €27k | €43k | €11k | €54k | ▲ 396% |
| Deferred charges and accrued income490/1 | €1k | €895 | €2k | €2k | €3k | ▲ 35.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €275k | €372k | €607k | €1.80M | €2.22M | ▲ 23.4% |
| Equity10/15 | €99k | €166k | €210k | €304k | €384k | ▲ 26.4% |
| Contributions10/11 | €40k | €40k | €40k | €40k | €40k | = |
| Profit (loss) carried forward14 | €59k | €126k | €170k | €264k | €344k | ▲ 30.4% |
| Amounts payable17/49 | €176k | €206k | €397k | €1.50M | €1.84M | ▲ 22.7% |
| Amounts payable after more than one year17 | €83k | €25k | €160k | €267k | €235k | ▼ 12.0% |
| Financial debts170/4 | €83k | €25k | €160k | €267k | €235k | ▼ 12.0% |
| Amounts payable within one year42/48 | €84k | €172k | €230k | €1.22M | €1.60M | ▲ 30.5% |
| Current portion of amounts payable after more than one year42 | €13k | €13k | €20k | €46k | €34k | ▼ 25.3% |
| Trade debts44 | €33k | €89k | €3k | €20k | €55k | ▲ 178% |
| Suppliers440/4 | €33k | €89k | €3k | €20k | €55k | ▲ 178% |
| Taxes, remuneration and social security45 | €15k | €39k | €62k | €69k | €77k | ▲ 11.3% |
| Taxes450/3 | €15k | €39k | €62k | €59k | €65k | ▲ 10.1% |
| Remuneration and social security454/9 | - | - | - | €10k | €12k | ▲ 18.7% |
| Other amounts payable47/48 | €24k | €32k | €144k | €1.09M | €1.43M | ▲ 31.4% |
| Accrued charges and deferred income492/3 | €8k | €8k | €8k | €8k | €8k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €67k | €44k | €94k | €80k | ▼ 14.5% |
| + Depreciation and write-downs630 | €14k | €14k | €15k | €15k | €6k | ▼ 57.8% |
| Operating cash flow (approximation) | €33k | €81k | €59k | €109k | €87k | ▼ 20.5% |
| Investment in fixed assets (approximation) | - | €-460 | €-7k | €-412k | €-19k | ▲ 95.3% |
| Change in cash | - | €18k | €16k | €-32k | €43k | ▲ 236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 110 days late
2024
31-12
Financial
Highest result since 2018net €94k ▲114%
Operating result €150k, net result €94k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Equity above €200kEq €210k ▲26.5%
6 profitable years in a row build equity to €210k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €166k ▲67.8%
5 profitable years in a row build equity to €166k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 1.23
Current ratio from 0.46 to 1.23; short-term debt falls from €92k to €84k.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2015
Ground area
697 m²
Building footprint
298 m²
Volume, LiDAR
2,184 m³
Parcel 11324D0561/00W000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Oude Baan 141, 2930 Brasschaat
since 20152.238.554.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0561/00W000indicative | Flanders | 697 m² | 1 · 298 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 5,562 EUR awarded · 6,852 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,445 EUR | 5,445 EUR |
| 2024 | 1 | 117 EUR | 117 EUR |
| 2023 | 1 | 0 EUR | 1,290 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 10,199 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
81220Other building cleaning and industrial cleaning
93130Fitness centres
Scores and ratios are computed by Checked and are not a credit decision.