Equity
-€17,294
Debts exceed assets in financial year 2025.
We, Creatives
Lifetime
2 annual accounts with figures on one time axispeak €19,699 (2024)
€13,698▼ 30.5%
lowest -€20,870 (2025)
-€20,870▼ €21,445
peak €3,575 (2024)
-€17,294▼ €20,870
€48,100▲ 70.9%
Board1 name since 2023
1 directorDENIS Robin
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €19,699 to €13,698Loss of €20,870Equity from €3,575 to -€17,294Debts from €28,140 to €48,100Cash from €2,518 to €8,872
Key points
from the 2025 annual accountsTurnover
≈ €78,000 estimated
The micro format states no turnover.
Debts
€48,100 156% of the balance sheet
Financial debts 56%Suppliers 9%Taxes and wages 35%
Staff
1 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Liquidity
0.52 was 0.93 in 2024
Short-term debts rose from €26,289 to €48,100.
Position in the sector
-56.1%
Lower solvency than 92% of companies in advertising and market research. Sector median 53.3% · 8,615 companies.
Checked score
53
Fair
Financially stronger than 8% of micro companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%lowest value
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 1.1%▲ +0.2 percentage points vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.2%▲ +0.1 percentage points vs 04-2025
06-2025: 1.3%▲ +0.1 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.2%▼ -0.1 percentage points vs 09-2025
11-2025: 1.3%▲ +0.1 percentage points vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.2%▼ -0.1 percentage points vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.3%▲ +0.1 percentage points vs 02-2026
04-2026: 1.4%▲ +0.1 percentage points vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026highest value
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.3%▼ -0.1 percentage points vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€17,294
lowers risk
Size: total assets €30,806
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 0.52, cash €8,872
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 5% of them on solvency, 20% on liquidity, 6% on profitability and 0% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as We, Creatives has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of We, Creatives itself is lower: 1.3% within 12 months. It rests on far more data about We, Creatives than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for We, Creatives. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.52 (0.93 in 2024), below 1. Short-term debt is 156.1% and cash 28.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€17,294
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002106604
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: DENIS Robin Alain Michel · Appointment: DENIS Robin Alain Michel (director) · published on 13-11-2023 · Gazette deed
First establishment
Lange Elzenstraat 33, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| We, Creatives Antwerp | €30,806 | €13,698 | -56.1% | - |
| Kantoor Kontent Mechelen | €29,239 | €11,652 | 8.7% | - |
| wcreate Bruges | €25,093 | €13,392 | 39.4% | - |
| De rien pour tout Florenville | €25,405 | €13,813 | 6.3% | - |
| ELLA Antwerp | €43,730 | €9,399 | 71.0% | - |
| STUDIO SKAPANDI Westerlo | €37,186 | €17,545 | 78.1% | - |
| Baatsen Antwerp | €36,261 | €19,949 | 8.1% | - |
These companies have the same main activity as We, Creatives: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €25,100 and €43,700, founded in 2023.
Official details
Source: KBO- Status
- Active since 09-11-2023Normal situation
- Activity
- Advertising agenciesNACE 73110and 4 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.351.809.6392018 Antwerp, since 09-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 16-09-2025
Annual accounts 2025
- €30,806▼ 2.9%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on We, Creatives
We, Creatives has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,294) and a net result of -€20,870.
Its solvency ranks better than 8% of 8,615 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about We, Creatives
- What is the company number of We, Creatives?
- The company number of We, Creatives is 1002.106.604. The VAT number is the same number with BE in front: BE 1002.106.604.
- Where is We, Creatives based?
- The registered office is at Lange Elzenstraat 33, 2018 Antwerp.Company details
- What does We, Creatives do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of We, Creatives?
- We, Creatives is a private limited company (BV).
- When was We, Creatives founded?
- We, Creatives was founded on 09-11-2023.
- Is We, Creatives still active?
- Yes, We, Creatives is an active enterprise in the KBO register.
- How many employees does We, Creatives have?
- We, Creatives had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does We, Creatives fall under?
- In its 2025 annual accounts, We, Creatives states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of We, Creatives?
- The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €13,698 and 41 comparable companies (NACE 73110). It probably lies between €41,000 and €150,000. It is a rough estimate.
- Is We, Creatives profitable?
- In financial year 2025, We, Creatives made a loss of €20,870.
- Where can I find the annual accounts of We, Creatives?
- We, Creatives filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of We, Creatives due?
- We, Creatives must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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