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STUDIO SKAPANDI

Active
Private limited companyfounded 20233 yrs activeOlenseweg 399, 2260 Westerlo, BelgiumKBO/BCE: BE 0798.636.236
Summary

STUDIO SKAPANDI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,052 and a net result of €11,241. Equity is growing by ~74.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 7676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€37,186total assets 2025
Equity
€29,052
Profit
€11,241
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts on time0 of 2 deeds read
Why 93- Size: total assets €37,186- Founded in 2023+ Liquidity: current ratio 4.29, cash €17,807+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 78.1% of total assets
Liquidity 93+6
short-term debt 20.8% · cash 47.9%
Profitability 100=
return on assets 30.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,109 companies)
Last 10 months 01-2026: 0.1% 02-2026: 0.1%▼ -2.2% vs 01-2026lowest value 03-2026: 0.1%▲ +9.8% vs 02-2026 04-2026: 0.2%▲ +6.2% vs 03-2026 05-2026: 0.2%▲ +13.6% vs 04-2026 06-2026: 0.2%▲ +2.9% vs 05-2026 07-2026: 0.2%▲ +9.4% vs 06-2026highest value 08-2026: 0.2%▼ -3.6% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 4.29, cash €17,807 lowers the probability
  • Size: total assets €37,186 raises the probability for this profile
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
  • Founded in 2023 raises the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 4.29 against 3.24 in 2024; short-term debt: 20.8% and cash: 47.9% of total assets), and 21.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 87%, liquidity 87%, profitability 88%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.29, cash €17,807
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €37,186
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
2 d early
2023
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €17,349

Key points

  • Total assets 20253 fiscal years filed €37,186 View
  • Active since 2023founded 20-02-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€37,186
Profit
€11,241
Solvency
78.1%
Total assets▲ 37.9%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 29-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
20-02-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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