Equity
€22,781 ▼ 73.0%
Equity fell in 2025 from €84,338 to €22,781.
Wami Holding
Lifetime
3 annual accounts with figures on one time axispeak €76,956 (2023)
€38,043▲ 21.6%
peak €60,365 (2023)
€29,031▲ 22.4%
peak €84,338 (2024)
€22,781▼ 73.0%
€110,294▲ 258%
Board1 name since 2023
1 directorHUNG Frank Kin Wa
Documentsfilings and deeds
03-08-20263 days late
2025micro format
Gross margin from €31,285 to €38,043Dividend €90,588Equity from €84,338 to €22,781Debts from €30,769 to €110,294
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Debts
€110,294 ▲ 258%
Debts rose by €79,525 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
1.21 was 3.74 in 2024
Short-term debts rose from €30,769 to €110,294.
Filings
3 annual accounts 2 late
The 2024 accounts came latest: 13 days after the end of the period.
Starting capital
€1,500 100 shares
Checked score
86
Excellent
Financially stronger than 37% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,228 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.2%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Equity €22,781 (17.1% of total assets)
lowers risk
Liquidity: current ratio 1.21, cash €81,251
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 24% of them on solvency, 46% on liquidity, 69% on profitability and 9% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Wami Holding has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Wami Holding itself is lower: 0.2% within 12 months. It rests on far more data about Wami Holding than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Wami Holding. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.21 (3.74 in 2024), below the usual 1.5. Short-term debt is 82.9% and cash 61.1% of total assets. 82.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8611 sector peers (2025).
NBB · sector comparisonPosition among 8611 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
3 days late
2024
13 days late
2023
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 1 day after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799954842
Incorporation
Founding capital of €1,500, 100 shares · Founder: HUNG Frank Kin Wa · Appointment: HUNG Frank Kin Wa (director) · published on 29-03-2023 · Gazette deed
First establishment
Overwinningsstraat 79, Willebroek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Wami Holding Willebroek | €133,075 | €38,043 | 17.1% | - |
| PDU SERVICES Antwerp | €120,740 | €45,064 | 88.8% | - |
| NEGENTIG Antwerp | €115,414 | €37,326 | 89.7% | - |
| K-Consult Schoten | €119,373 | €44,929 | 59.5% | - |
| BRING IT SOLUTIONS Ranst | €152,082 | €36,771 | 95.2% | - |
| Herr Obbau Roeselare | €137,213 | €38,264 | 68.9% | - |
| Billie Bang Wevelgem | €139,615 | €37,384 | 86.9% | - |
These companies have the same main activity as Wami Holding: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €115,000 and €152,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-03-2023Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 1 other
- Establishment unit
- 2.343.940.4642830 Willebroek, since 27-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 20-10-2025
Insights on Wami Holding
Wami Holding files the micro format. That format states no turnover. The gross margin fell from €76,956 in 2023 to €38,043 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Wami Holding
- What is the company number of Wami Holding?
- The company number of Wami Holding is 0799.954.842. The VAT number is the same number with BE in front: BE 0799.954.842.
- Where is Wami Holding based?
- The registered office is at Overwinningsstraat 79, 2830 Willebroek.Company details
- What does Wami Holding do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of Wami Holding?
- Wami Holding is a private limited company (BV).
- When was Wami Holding founded?
- Wami Holding was founded on 27-03-2023.
- Is Wami Holding still active?
- Yes, Wami Holding is an active enterprise in the KBO register.
- What is the turnover of Wami Holding?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €38,043 and 44 comparable companies (NACE 73). It probably lies between €69,000 and €140,000.Financials
- Is Wami Holding profitable?
- In financial year 2025, Wami Holding made a profit of €29,031.
- Where can I find the annual accounts of Wami Holding?
- Wami Holding filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Wami Holding due?
- Wami Holding must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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