VP CONSULT & INVEST
ActiveSummary
VP CONSULT & INVEST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €42k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.02 in 2024; short-term debt: 37.2% and cash: 4.8% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
65.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
43 d early
2022
11 d early
2021
3 d early
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k=
2024 · €40k
2019: €7k
2020: €6k
2021: €16k
2022: €9k
2023: €27k
2024: €40k
2019 → 2025
Total assets
€64k▼ 14.1%
2024 · €74k
2019: €14k
2020: €10k
2021: €21k
2022: €21k
2023: €61k
2024: €74k
2019 → 2025
Net result
€42k▼ 30.2%
2024 · €60k
2019: €-954
2020: €-1k
2021: €11k
2022: €8k
2023: €48k
2024: €60k
2019 → 2025
Working capital
€37k▲ 4.6%
2024 · €35k
2019: €6k
2020: €5k
2021: €13k
2022: €8k
2023: €21k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€9k▼ 42.4%€27k▲ 188%€40k▲ 47.6%€40k=
Operating result€15k-€12k▼ 17.1%€64k▲ 424%€80k▲ 23.8%€57k▼ 28.8%
Net result€11k-€8k▼ 24.3%€48k▲ 492%€60k▲ 24.6%€42k▼ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€3k ▼ 32.0%
Current assets
€60k ▼ 12.8%
Equity and liabilities €64k
Equity
€40k =
Debt
€24k ▼ 30.7%
Debt's share of the balance-sheet total falls from 46.0% to 37.2%. Debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €82k
Cash flow
€44k▼
2024 · €62k
Current ratio
2.55▲
2024 · 2.02
Debt to equity
0.59▼
2024 · 0.85
ROE
103.5%▼
2024 · 148.3%
ROA
65.1%▼
2024 · 80.0%
Interest coverage
15.44▼
2024 · 18.68
Debt ≤ 1 year
€24k▼
2024 · €34k
Income taxes
€11k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€74k€64k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€69k€60k▼
Amounts receivable within one year40/41€51k€53k▲
Trade receivables40€48k€47k▼
Other amounts receivable41€3k€6k▲
Current investments50/53€11k€3k▼
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€2k€725▼
Equity and liabilities
Total equity and liabilities10/49€74k€64k▼
Equity10/15€40k€40k=
Contributions10/11€19k€19k=
Profit (loss) carried forward14€21k€21k=
Amounts payable17/49€34k€24k▼
Amounts payable within one year42/48€34k€24k▼
Financial debts43€407€277▼
Credit institutions430/8€407€277▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€781-
Taxes450/3€781-
Other amounts payable47/48€32k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€82k€59k▼
Operating profit (loss)9901€80k€57k▼
Financial income75/76B€70€114▲
Recurring financial income75€70€114▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€75k€53k▼
Income taxes67/77€16k€11k▼
Profit (loss) for the period9904€60k€42k▼
Profit (loss) for the period to be appropriated9905€60k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€63k▼
Profit (loss) brought forward from the previous period14P€21k€21k▲
Profit to be distributed694/7€59k€42k▼
Return on contributions (dividend)694€59k€42k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €60k ▲24.6%
Operating result €80k, net result €60k, both a record.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlaan 121640 Sint-Genesius-RodeGround area
435 m²
Building footprint
88 m²
Volume, LiDAR
611 m³
Parcel 22552F0009/00D062, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VP CONSULT & INVEST
since 20162.258.088.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0009/00D062 | Flanders | 435 m² | 1 · 88 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2016
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.