QUINTESSENTIALLY
ActiveSummary
The computed 12-month bankruptcy probability of QUINTESSENTIALLY is 2.4% (moderate). The 2025 annual accounts show equity of €40k and a net result of €13k. Its solvency ranks better than 18% of 7029 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency34▼-1
Growth52
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.11 in 2024; short-term debt: 88.1% and cash: 0.1% of total assets), and 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 50.2%
2024 · €27k
2024: €27k
2024 → 2025
Total assets
€425k▲ 53.0%
2024 · €278k
2024: €278k
2024 → 2025
Net result
€13k▼ 19.7%
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€47k▲ 67.2%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€27k-€40k▲ 50.2%
Operating result€22k-€24k▲ 8.1%
Net result€17k-€13k▼ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €425k
Fixed assets
€3k ▲ 14.3%
Current assets
€421k ▲ 53.4%
Equity and liabilities €425k
Equity
€40k ▲ 50.2%
Debt
€385k ▲ 53.3%
Debt's share of the balance-sheet total rises from 90.4% to 90.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €22k
Cash flow
€14k▼
2024 · €17k
Current ratio
1.13▲
2024 · 1.11
Debt to equity
9.59▲
2024 · 9.40
ROE
33.4%▼
2024 · 62.5%
ROA
3.2%▼
2024 · 6.0%
Interest coverage
6.15▼
2024 · 23.09
Debt ≤ 1 year
€374k▲
2024 · €246k
Income taxes
€7k▲
2024 · €5k
Staff costs
€303k▲
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€278k€425k▲
Fixed assets21/28€3k€3k▲
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Current assets29/58€275k€421k▲
Amounts receivable within one year40/41€274k€417k▲
Trade receivables40€44k€23k▼
Other amounts receivable41€229k€394k▲
Cash at bank and in hand54/58€374€391▲
Deferred charges and accrued income490/1€488€4k▲
Equity and liabilities
Total equity and liabilities10/49€278k€425k▲
Equity10/15€27k€40k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€17k€30k▲
Amounts payable17/49€251k€385k▲
Amounts payable within one year42/48€246k€374k▲
Trade debts44€136k€232k▲
Suppliers440/4€136k€232k▲
Taxes, remuneration and social security45€21k€85k▲
Taxes450/3€5k€38k▲
Remuneration and social security454/9€16k€47k▲
Other amounts payable47/48€90k€57k▼
Accrued charges and deferred income492/3€5k€11k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€9k▲
Remuneration, social security and pensions62€239k€303k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60€779▲
Other operating charges640/8-€8k
Gross operating margin9900€261k€336k▲
Operating profit (loss)9901€22k€24k▲
Financial income75/76B-€32
Recurring financial income75-€32
Financial charges65/66B€964€4k▲
Recurring financial charges65€964€4k▲
Profit (loss) for the period before taxes9903€21k€20k▼
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€17k€13k▼
Profit (loss) for the period to be appropriated9905€17k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€30k▲
Profit (loss) brought forward from the previous period14P-€17k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 4211180 UkkelGround area
1,220 m²
Building footprint
472 m²
Volume, LiDAR
8,460 m³
Parcel 21016B0422/00W014, Brussels · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
QUINTESSENTIALLY
since 20232.345.840.278
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0422/00W014 | Brussels | 1,220 m² | 1 · 472 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARNAUD BRUNINX MANAGEMENT
BE 0728.503.355
Liège · Eq €40,109
SWIRES
BE 0753.537.372
Bonheiden · Eq €40,125
The Social Supper
BE 0805.352.594
Leuven · Eq €40,149
VP CONSULT & INVEST
BE 0665.602.716
Sint-Genesius-Rode · Eq €40,153
B4 Consult
BE 0687.542.037
Ukkel · Eq €40,069
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
96999Other personal services
70200Business and other management consultancy
79110Travel agency activities
82100Office administrative and support services
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.