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VIQUMA

Active
Private limited companyfounded 20242 yrs activeMoleneinde 38, 2290 Vorselaar, BelgiumKBO/BCE: BE 1011.715.245
Summary

The computed 12-month bankruptcy probability of VIQUMA is 2.0% (moderate). The 2025 annual accounts show equity of €50,507 and a net result of €45,507. Its solvency ranks better than 92% of 7586 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 6.28; short-term debt: 14.3% and cash: 61.1% of total assets), and 14.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.7%
Return on assets
77.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VIQUMA was incorporated on 18 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€50,507
Total assets
€58,901
Net result
€45,507
Working capital
€44,348

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €58,138
Fixed assets €5,396
Current assets €52,742
Equity and liabilities €58,901
Equity €50,507
Debt €8,394
Debt finances 14.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€59,648
Cash flow
€46,502
Current ratio
6.28
Debt to equity
0.17
ROE
90.1%
ROA
77.3%
Interest coverage
408.55
Debt ≤ 1 year
€8,394
Income taxes
€13,000

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€58,901
Formation expenses20€763
Fixed assets21/28€5,396
Tangible fixed assets22/27€5,396
Land and buildings22€3,915
Furniture and vehicles24€1,481
Current assets29/58€52,742
Amounts receivable within one year40/41€16,771
Trade receivables40€16,771
Cash at bank and in hand54/58€35,971
Equity and liabilities
Total equity and liabilities10/49€58,901
Equity10/15€50,507
Contributions10/11€5,000
Profit (loss) carried forward14€45,507
Amounts payable17/49€8,394
Amounts payable within one year42/48€8,394
Trade debts44€829
Suppliers440/4€829
Taxes, remuneration and social security45€5,676
Taxes450/3€5,676
Other amounts payable47/48€1,889
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€995
Gross operating margin9900€59,648
Operating profit (loss)9901€58,653
Financial charges65/66B€146
Recurring financial charges65€146
Profit (loss) for the period before taxes9903€58,507
Income taxes67/77€13,000
Profit (loss) for the period9904€45,507
Profit (loss) for the period to be appropriated9905€45,507
Appropriation of the result
Profit (loss) to be appropriated9906€45,507

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€995
Gross operating margin9900€59,648
Operating profit (loss)9901€58,653
Financial charges65/66B€146
Recurring financial charges65€146
Profit (loss) for the period before taxes9903€58,507
Income taxes67/77€13,000
Profit (loss) for the period9904€45,507
Profit (loss) for the period to be appropriated9905€45,507
Line2025
Assets
Total assets20/58€58,901
Formation expenses20€763
Fixed assets21/28€5,396
Tangible fixed assets22/27€5,396
Land and buildings22€3,915
Furniture and vehicles24€1,481
Current assets29/58€52,742
Amounts receivable within one year40/41€16,771
Trade receivables40€16,771
Cash at bank and in hand54/58€35,971
Equity and liabilities
Total equity and liabilities10/49€58,901
Equity10/15€50,507
Contributions10/11€5,000
Profit (loss) carried forward14€45,507
Amounts payable17/49€8,394
Amounts payable within one year42/48€8,394
Trade debts44€829
Suppliers440/4€829
Taxes, remuneration and social security45€5,676
Taxes450/3€5,676
Other amounts payable47/48€1,889
Line2025
Profit (loss) for the period9904€45,507
+ Depreciation and write-downs630€995
Operating cash flow (approximation)€46,502

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
979 m²
Building footprint
178 m²
Volume, LiDAR
1,157 m³
Parcel 13044E0211/00M000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
VIQUMA
Moleneinde 38, 2290 VorselaarPrinting and reproduction of recorded media
since 20242.362.738.272
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13044E0211/00M000 Flanders 979 m² 1 · 178 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,056. 13,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011715245
Also 9925:BE1011715245
Registered 26-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.