AR-Reno
ActiveAR-Reno has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €40k. Its solvency ranks better than 66% of 7376 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.25; short-term debt: 41.2% and cash: 34.2% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.8%
Return on assets
59.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€39k
Total assets
€66k
Net result
€40k
Working capital
€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €66k
Fixed assets
€5k
Current assets
€61k
Equity and liabilities €66k
Equity
€39k
Debt
€27k
Debt finances 41.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€57k
Cash flow
€40k
Solvency
58.8%
Current ratio
2.25
Quick ratio
1.79
Debt / equity
0.70
ROE
101.7%
ROA
59.9%
Interest coverage
1358.77
Debt
€27k
Debt ≤ 1 year
€27k
Income taxes
€16k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€66k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Furniture and vehicles24€5k
Current assets29/58€61k
Stocks and contracts in progress3€13k
Contracts in progress37€13k
Amounts receivable within one year40/41€24k
Trade receivables40€14k
Other amounts receivable41€10k
Cash at bank and in hand54/58€23k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€66k
Equity10/15€39k
Contributions10/11€1k
Reserves13€38k
Distributable reserves133€38k
Amounts payable17/49€27k
Amounts payable within one year42/48€27k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€0
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€808
Other operating charges640/8€643
Gross operating margin9900€57k
Operating profit (loss)9901€56k
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€56k
Income taxes67/77€16k
Profit (loss) for the period9904€40k
Profit (loss) for the period to be appropriated9905€40k
Appropriation of the result
Profit (loss) to be appropriated9906€40k
Transfer to equity691/2€38k
To other reserves6921€38k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2024
Ground area
766 m²
Building footprint
165 m²
Volume, LiDAR
672 m³
Parcel 11039D0198/00B004, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AR-Reno
since 20242.366.724.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0198/00B004 | Flanders | 766 m² | 1 · 165 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KHK
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GP CONNECTION TECHNICS
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TOD CONSTRUCT
BE 0541.655.225
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GAVCO
BE 0751.652.901
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SUNSTONE
BE 0475.754.217
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.