Skip to content

WM-Solutions

Active
Private limited companyfounded 20242 yrs activeSollevelden 17, 2580 Putte, BelgiumKBO/BCE: BE 1010.697.438
Summary

The computed 12-month bankruptcy probability of WM-Solutions is 2.2% (moderate). The 2025 annual accounts show equity of €39,736 and a net result of €34,736. Its solvency ranks better than 78% of 7586 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.88; short-term debt: 28.8% and cash: 22% of total assets), and 29.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.3%
Return on assets
61.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
33 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WM-Solutions was incorporated on 24 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€39,736
Total assets
€56,529
Net result
€34,736
Working capital
€30,671

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €56,529
Fixed assets €9,565
Current assets €46,964
Equity and liabilities €56,529
Equity €39,736
Debt €16,793
Debt finances 29.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€48,701
Cash flow
€35,263
Current ratio
2.88
Debt to equity
0.42
ROE
87.4%
ROA
61.4%
Interest coverage
367.03
Debt ≤ 1 year
€16,293
Income taxes
€13,305

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€56,529
Fixed assets21/28€9,565
Tangible fixed assets22/27€9,565
Plant, machinery and equipment23€969
Furniture and vehicles24€6,162
Other tangible fixed assets26€2,434
Current assets29/58€46,964
Amounts receivable within one year40/41€15,240
Trade receivables40€10,948
Other amounts receivable41€4,292
Cash at bank and in hand54/58€12,428
Deferred charges and accrued income490/1€19,296
Equity and liabilities
Total equity and liabilities10/49€56,529
Equity10/15€39,736
Contributions10/11€5,000
Reserves13€34,736
Distributable reserves133€34,736
Amounts payable17/49€16,793
Amounts payable within one year42/48€16,293
Trade debts44€747
Suppliers440/4€747
Taxes, remuneration and social security45€15,547
Taxes450/3€15,547
Accrued charges and deferred income492/3€500
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€528
Other operating charges640/8€684
Gross operating margin9900€49,385
Operating profit (loss)9901€48,173
Financial charges65/66B€133
Recurring financial charges65€133
Profit (loss) for the period before taxes9903€48,040
Income taxes67/77€13,305
Profit (loss) for the period9904€34,736
Profit (loss) for the period to be appropriated9905€34,736
Appropriation of the result
Profit (loss) to be appropriated9906€34,736
Transfer to equity691/2€34,736
To other reserves6921€34,736

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€528
Other operating charges640/8€684
Gross operating margin9900€49,385
Operating profit (loss)9901€48,173
Financial charges65/66B€133
Recurring financial charges65€133
Profit (loss) for the period before taxes9903€48,040
Income taxes67/77€13,305
Profit (loss) for the period9904€34,736
Profit (loss) for the period to be appropriated9905€34,736
Line2025
Assets
Total assets20/58€56,529
Fixed assets21/28€9,565
Tangible fixed assets22/27€9,565
Plant, machinery and equipment23€969
Furniture and vehicles24€6,162
Other tangible fixed assets26€2,434
Current assets29/58€46,964
Amounts receivable within one year40/41€15,240
Trade receivables40€10,948
Other amounts receivable41€4,292
Cash at bank and in hand54/58€12,428
Deferred charges and accrued income490/1€19,296
Equity and liabilities
Total equity and liabilities10/49€56,529
Equity10/15€39,736
Contributions10/11€5,000
Reserves13€34,736
Distributable reserves133€34,736
Amounts payable17/49€16,793
Amounts payable within one year42/48€16,293
Trade debts44€747
Suppliers440/4€747
Taxes, remuneration and social security45€15,547
Taxes450/3€15,547
Accrued charges and deferred income492/3€500
Line2025
Profit (loss) for the period9904€34,736
+ Depreciation and write-downs630€528
Operating cash flow (approximation)€35,263

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
29-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
959 m²
Building footprint
166 m²
Volume, LiDAR
616 m³
Parcel 12001B0079/00W000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WM-Solutions
Sollevelden 17, 2580 PutteConstruction of residential and non-residential buildings
since 20242.361.092.044
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12001B0079/00W000 Flanders 959 m² 1 · 166 m² 7.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 12,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010697438
Also 9925:BE1010697438
Registered 07-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.