Equity
VIMABEMA paid out €1,632 in dividends. That is 62% of the 2025 profit.
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 48% of them on solvency, 68% on liquidity, 22% on profitability and 47% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 10,904 companies had the same profile as VIMABEMA has now. Each dot stands for 28 companies, two years later.
That fits the bankruptcy probability of VIMABEMA itself: < 0.1% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for VIMABEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.09 (2.3 in 2024), above the usual 1.5. Short-term debt is 47.8% and cash 71.7% of total assets. 47.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| VIMABEMA Couvin | €75,671 | €4,692 | 52.2% | - |
| MCP CONSULT Namur | €80,693 | €4,601 | 61.0% | - |
| ADVIESBUREAU BENELUX Merksplas | €68,149 | €4,961 | 42.7% | - |
| CO-LI-BRI MANAGEMENT Tubize | €70,878 | €5,120 | 85.2% | - |
| LONATH Waremme | €69,543 | €4,111 | 63.8% | - |
| TAMARACK Brussels | €71,481 | €4,153 | 66.3% | - |
| MATCH@WORK Niel | €76,728 | €5,202 | 67.4% | - |
These companies have the same main activity as VIMABEMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €68,100 and €80,700, founded between 2006 and 2009.
VIMABEMA files the micro format. That format states no turnover. The gross margin fell from €30,134 in 2009 to €4,692 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €22,000. Estimated: probably between €11,000 and €44,000.
Higher than 47% of 39,312 companies in 2025.
Higher than 50% of 37,997 companies in 2025.
Higher than 28% of 38,469 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
Total assets20/58 |
75,671 | 68,154 | 68,281 | 56,868 | 45,156 | 44,043 | 30,882 | 41,175 | 35,279 | 31,432 | 56,229 | 59,828 | 45,589 | 56,986 | 57,770 | 63,066 | 57,658 | |
Fixed assets21/28 |
- | - | 109 | 396 | 990 | 737 | 235 | 469 | 599 | 1,258 | 795 | 701 | 1,122 | 695 | 443 | 1,097 | 844 | |
Intangible fixed assets21 |
- | - | - | - | - | - | - | - | - | 53 | 106 | 159 | 212 | - | - | - | - | |
Tangible fixed assets22/27 |
- | - | 109 | 396 | 990 | 737 | 235 | 469 | 599 | 1,205 | 689 | 542 | 910 | 695 | 443 | 1,097 | 844 | |
Furniture and vehicles24 |
- | - | 109 | 396 | 990 | 737 | 235 | 469 | 599 | 1,205 | 689 | 542 | 910 | 695 | 443 | 1,097 | 844 | |
Current assets29/58 |
75,671 | 68,154 | 68,172 | 56,472 | 44,166 | 43,306 | 30,648 | 40,706 | 34,680 | 30,174 | 55,434 | 59,127 | 44,468 | 56,291 | 57,327 | 61,970 | 56,814 | |
Amounts receivable within one year40/41 |
9,680 | 11,283 | 11,731 | 11,402 | 11,676 | 12,405 | 10,201 | 10,893 | 9,690 | 9,680 | 11,881 | 27,997 | 9,680 | 29,182 | 891 | 915 | 4,532 | |
Trade receivables40 |
9,680 | 11,283 | 11,731 | 11,402 | 9,964 | 9,680 | 9,755 | 10,055 | 9,680 | 9,680 | 11,881 | 22,997 | 9,680 | 29,182 | - | - | 4,532 | |
Other amounts receivable41 |
- | - | - | - | 1,712 | 2,725 | 446 | 839 | 10 | - | - | 5,000 | - | - | 891 | 915 | - | |
Cash at bank and in hand54/58 |
54,293 | 45,131 | 44,743 | 33,372 | 20,793 | 19,203 | 8,749 | 19,909 | 15,087 | 10,590 | 33,649 | 21,226 | 24,872 | 17,661 | 40,488 | 45,075 | 40,450 | |
Deferred charges and accrued income490/1 |
11,698 | 11,740 | 11,698 | 11,698 | 11,698 | 11,698 | 11,698 | 9,903 | 9,903 | 9,903 | 9,903 | 9,903 | 9,915 | 9,448 | 15,948 | 15,980 | 11,832 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
Total equity and liabilities10/49 |
75,671 | 68,154 | 68,281 | 56,868 | 45,156 | 44,043 | 30,882 | 41,175 | 35,279 | 31,432 | 56,229 | 59,828 | 45,589 | 56,986 | 57,770 | 63,066 | 57,658 | |
Equity10/15 |
39,505 | 38,487 | 44,822 | 40,509 | 35,214 | 31,004 | 25,419 | 23,786 | 28,866 | 23,601 | 19,918 | 44,127 | 39,681 | 27,655 | 15,248 | 43,353 | 31,266 | |
Contributions10/11 |
12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
Issued capital100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
Uncalled capital101 |
- | - | - | - | - | - | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
Reserves13 |
27,105 | 26,087 | 32,422 | 28,099 | 22,804 | 18,604 | 13,019 | 11,386 | 15,860 | 10,860 | 7,360 | 30,860 | 14,860 | 14,860 | 1,860 | 1,709 | 1,024 | |
Non-distributable reserves130/1 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
Legal reserve130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,709 | 1,024 | |
Reserves not available under the articles1311 |
- | - | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
Distributable reserves133 |
27,105 | 26,087 | 30,562 | 26,239 | 20,944 | 16,744 | 11,159 | 9,526 | 14,000 | 9,000 | 5,500 | 29,000 | 13,000 | 13,000 | - | - | - | |
Profit (loss) carried forward14 |
- | - | - | 10 | 10 | - | - | - | 606 | 341 | 158 | 867 | 12,421 | 395 | 988 | 29,244 | 17,842 | |
Amounts payable17/49 |
36,166 | 29,668 | 23,459 | 16,358 | 9,942 | 13,038 | 5,464 | 17,389 | 6,413 | 7,832 | 36,311 | 15,701 | 5,908 | 29,331 | 42,522 | 19,713 | 26,392 | |
Amounts payable within one year42/48 |
36,166 | 29,668 | 23,459 | 16,358 | 9,942 | 13,038 | 5,464 | 17,389 | 6,413 | 7,832 | 36,311 | 15,701 | 5,908 | 29,331 | 42,522 | 19,706 | 26,374 | |
Trade debts44 |
3,368 | 3,065 | 2,123 | 482 | 385 | 201 | 1,798 | 2,255 | 69 | 550 | 2,069 | 5,567 | 35 | 1,215 | 654 | 1,276 | 9,327 | |
Suppliers440/4 |
3,368 | 3,065 | 2,123 | 482 | 385 | 201 | 1,798 | 2,255 | 69 | 550 | 2,069 | 5,567 | 35 | 1,215 | 654 | 1,276 | 9,327 | |
Advances received on contracts in progress46 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 19,360 | 3,333 | 3,333 | - | |
Taxes, remuneration and social security45 |
7,972 | 8,584 | 10,347 | 10,756 | 6,389 | 11,280 | 3,666 | 5,334 | 6,208 | 4,883 | 4,427 | 3,926 | 3,375 | 8,487 | 14,826 | 13,726 | 10,378 | |
Taxes450/3 |
7,972 | 8,584 | 8,447 | 8,856 | 6,389 | 9,380 | 3,666 | 5,334 | 6,208 | 4,883 | 4,427 | 3,926 | 3,375 | 8,487 | 14,826 | 13,726 | 10,378 | |
Remuneration and social security454/9 |
- | - | 1,900 | 1,900 | - | 1,900 | - | - | - | - | - | - | - | - | - | - | - | |
Other amounts payable47/48 |
24,826 | 18,019 | 10,990 | 5,120 | 3,167 | 1,558 | - | 9,800 | 137 | 2,398 | 29,816 | 6,208 | 2,498 | 270 | 23,709 | 1,370 | 6,669 | |
Accrued charges and deferred income492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 8 | 18 | |
| Income statement | ||||||||||||||||||
Non-recurring operating income76A |
- | - | - | - | 32 | - | - | - | - | - | - | - | - | 3,333 | - | - | - | |
Gross operating margin9900 |
4,692 | 5,428 | 6,973 | 8,576 | 6,895 | 8,622 | 3,480 | 8,319 | 8,968 | 8,392 | 9,604 | 8,707 | 19,059 | 14,445 | 3,497 | 19,271 | 30,134 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
- | 109 | 287 | 594 | 485 | 542 | 235 | 458 | 659 | 833 | 679 | 421 | 421 | 617 | 654 | 1,075 | 1,055 | |
Other operating charges640/8 |
400 | 387 | 384 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 695 | |
Operating profit (loss)9901 |
4,293 | 4,932 | 6,301 | 7,634 | 6,062 | 7,733 | 2,897 | 7,513 | 7,961 | 7,211 | 8,578 | 7,938 | 18,290 | 13,481 | 2,496 | 17,848 | 28,384 | |
Financial income75/76B |
- | - | 0 | 5 | - | 150 | 18 | 36 | - | - | 3 | 11 | 18 | 82 | 122 | 120 | 96 | |
Recurring financial income75 |
- | - | 0 | 5 | - | 150 | 18 | 36 | - | - | 3 | 11 | 18 | 82 | 122 | 120 | 96 | |
Financial charges65/66B |
153 | 49 | 34 | 34 | 64 | 23 | 23 | 27 | 21 | 44 | 0 | 71 | 125 | 39 | 66 | 100 | 113 | |
Recurring financial charges65 |
153 | 49 | 34 | 34 | 64 | 23 | 23 | 27 | 21 | 44 | 0 | 71 | 125 | 39 | 66 | 100 | 113 | |
Profit (loss) for the period before taxes9903 |
4,139 | 4,884 | 6,268 | 7,606 | 5,998 | 7,860 | 2,893 | 7,522 | 7,940 | 7,168 | 8,581 | 7,878 | 18,183 | 16,857 | 2,552 | 17,868 | 28,368 | |
Income taxes67/77 |
1,489 | 1,693 | 1,956 | 2,311 | 1,788 | 2,275 | 1,260 | 2,802 | 2,675 | 1,873 | 2,790 | 1,820 | 4,545 | 4,450 | 657 | 4,169 | 7,890 | |
Profit (loss) for the period9904 |
2,650 | 3,191 | 4,312 | 5,295 | 4,210 | 5,586 | 1,632 | 4,720 | 5,266 | 5,295 | 5,791 | 6,058 | 13,638 | 12,407 | 1,895 | 13,699 | 20,478 | |
Profit (loss) for the period to be appropriated9905 |
2,650 | 3,191 | 4,312 | 5,295 | 4,210 | 5,586 | 1,632 | 4,720 | 5,266 | 5,295 | 5,791 | 6,058 | 13,638 | 12,407 | 1,895 | 13,699 | 20,478 | |
| Appropriation of the result | ||||||||||||||||||
Profit (loss) to be appropriated9906 |
2,650 | 3,191 | 4,322 | 5,305 | 4,210 | 5,586 | 1,632 | 5,326 | 5,606 | 5,453 | 6,658 | 18,479 | 14,033 | 13,395 | 31,139 | 31,541 | 20,478 | |
Profit (loss) brought forward from the previous period14P |
- | - | 10 | 10 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
Transfer from equity791/2 |
1,632 | 9,526 | - | - | - | - | - | 9,000 | - | - | 23,500 | - | - | - | - | - | - | |
Transfer to equity691/2 |
2,650 | 3,191 | 4,322 | 5,295 | 4,200 | 5,586 | 1,632 | 4,526 | 5,000 | 3,500 | - | 16,000 | - | 13,000 | 151 | 685 | 1,024 | |
To the legal reserve6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 151 | 685 | 1,024 | |
To other reserves6921 |
2,650 | 3,191 | 4,322 | 5,295 | 4,200 | 5,586 | 1,632 | 4,526 | 5,000 | 3,500 | - | 16,000 | - | 13,000 | - | - | - | |
Profit to be distributed694/7 |
1,632 | 9,526 | - | - | - | - | - | 9,800 | - | 1,612 | 30,000 | 1,612 | 1,612 | - | 30,000 | 1,612 | 1,612 | |
Return on contributions (dividend)694 |
1,632 | 9,526 | - | - | - | - | - | 9,800 | - | 1,612 | 30,000 | 1,612 | 1,612 | - | 30,000 | 1,612 | 1,612 | |
| Document | ||||||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00277522 | |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00336247 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00175802 | |
| 31-12-2022 | full format | 30-06-2023 | 2023-00178258 | |
| 31-12-2021 | micro format | 13-07-2022 | 2022-20179649 | |
| 31-12-2020 | micro format | 07-07-2021 | 2021-33000586 | |
| 31-12-2019 | micro format | 24-07-2020 | 2020-36000439 | |
| 31-12-2018 | micro format | 28-06-2019 | 2019-25500556 | |
| 31-12-2017 | micro format | 29-06-2018 | 2018-25400349 | |
| 31-12-2016 | micro format | 30-06-2017 | 2017-24700581 | |
| 31-12-2015 | full format | 13-07-2016 | 2016-32000303 | |
| 31-12-2014 | full format | 14-07-2015 | 2015-30200308 | |
| 31-12-2013 | full format | 27-06-2014 | 2014-22700014 | |
| 31-12-2012 | full format | 16-07-2013 | 2013-31200422 | |
| 31-12-2011 | full format | 30-07-2012 | 2012-36200035 | |
| 31-12-2010 | full format | 29-06-2011 | 2011-23200306 | |
| 31-12-2009 | full format | 30-07-2010 | 2010-36600127 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| EBITDA | - | 5,041 | 6,589 | 8,228 | 6,547 | 8,275 | 3,132 | 7,971 | 8,620 | 8,044 | 9,256 | 8,359 | 18,711 | 14,097 | 3,150 | 18,924 | 29,439 | |
| Cash flow | - | 3,300 | 4,599 | 5,889 | 4,695 | 6,127 | 1,867 | 5,178 | 5,925 | 6,128 | 6,470 | 6,479 | 14,059 | 13,023 | 2,549 | 14,775 | 21,532 | |
| Investment in fixed assets (approximation) | - | 0 | 0 | 0 | 738 | 1,044 | 0 | 328 | 0 | 1,296 | 773 | 0 | 848 | 869 | 0 | 1,328 | 1,898 | |
| Change in cash | 9,161 | 388 | 11,371 | 12,579 | 1,590 | 10,454 | -11,160 | 4,823 | 4,496 | -23,058 | 12,423 | -3,646 | 7,211 | -22,827 | -4,587 | 4,625 | - | |
| Working capital | 39,505 | 38,487 | 44,713 | 40,114 | 34,225 | 30,268 | 25,184 | 23,317 | 28,267 | 22,342 | 19,123 | 43,426 | 38,560 | 26,960 | 14,805 | 42,264 | 30,440 | |
| Solvency | 52.2% | 56.5% | 65.6% | 71.2% | 78.0% | 70.4% | 82.3% | 57.8% | 81.8% | 75.1% | 35.4% | 73.8% | 87.0% | 48.5% | 26.4% | 68.7% | 54.2% | |
| Current ratio | 2.09 | 2.30 | 2.91 | 3.45 | 4.44 | 3.32 | 5.61 | 2.34 | 5.41 | 3.85 | 1.53 | 3.77 | 7.53 | 1.92 | 1.35 | 3.14 | 2.15 | |
| Debt to equity | 0.92 | 0.77 | 0.52 | 0.40 | 0.28 | 0.42 | 0.21 | 0.73 | 0.22 | 0.33 | 1.82 | 0.36 | 0.15 | 1.06 | 2.79 | 0.45 | 0.84 | |
| ROE | 6.7% | 8.3% | 9.6% | 13.1% | 12.0% | 18.0% | 6.4% | 19.8% | 18.2% | 22.4% | 29.1% | 13.7% | 34.4% | 44.9% | 12.4% | 31.6% | 65.5% | |
| ROA | 3.5% | 4.7% | 6.3% | 9.3% | 9.3% | 12.7% | 5.3% | 11.5% | 14.9% | 16.8% | 10.3% | 10.1% | 29.9% | 21.8% | 3.3% | 21.7% | 35.5% | |
| Interest coverage | - | over 100 | over 100 | over 100 | over 100 | - | - | - | - | - | - | - | - | - | - | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €738 |
| Depreciation and write-downs of the year | - | €109 | €287 | €594 | €485 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 13% lower than in 2024 and the lowest since 2019. It is the third fall in a row.
Debt's share of the balance-sheet total rises from 43.5% to 47.8%. Equity and debt are higher.
VIMABEMA has no parent and no holdings in its annual accounts. VIMABEMA shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Célestin-Denis, Pes. 50 registered office 5660 Couvin | 28-05-2008 | 2.170.984.714 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 93053B0434/00K000 | 519 m² | 1 · 183 m² | 11.2 m · 3 |
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