Turnover
≈ €19,000 estimated
The micro format states no turnover.
LONATH
Lifetime
18 annual accounts with figures on one time axisGross marginpeak €29,925 (2019)
€4,111▲ €14,113
Resultlowest -€20,592 (2012)
€3,509▲ €12,993
Equitypeak €50,334 (2023)
€44,359▲ 8.6%
Debts
€25,184▼ 23.5%
Board2 names since 2021
2 directorsStruvay Laurent and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€10,002 to €4,111Back to profit: €3,509Debts from €32,915 to €25,184
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,544 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.72, cash €22,455
Equity €44,359 (63.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 59% of them on solvency, 66% on liquidity, 40% on profitability and 55% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as LONATH has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of LONATH itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for LONATH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.72 (2.19 in 2024), above the usual 1.5. Short-term debt is 36.2% and cash 32.3% of total assets. 36.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
57 days late
2023
30 days late
2022
25 days late
2021
24 days late
2020
26 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Charlotte CREPIN (director)
Board meeting of 04-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0898214555
Appointment: Charlotte CREPIN (director)
General meeting of 10-11-2022 · Gazette deed
Incorporation
published on 02-06-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| LONATH Waremme | €69,543 | €4,111 | 63.8% | - |
| OPTRIDIS Seraing | €72,639 | €3,463 | -25.9% | - |
| TAMARACK Brussels | €71,481 | €4,153 | 66.3% | - |
| SOCONMA Ghent | €79,327 | €3,920 | 99.6% | - |
| VIMABEMA Couvin | €75,671 | €4,692 | 52.2% | - |
| JULACA Ghent | €78,628 | €3,940 | 96.3% | - |
| AS-EXPERTS Mons | €69,115 | €3,783 | 88.3% | - |
These companies have the same main activity as LONATH: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €69,100 and €79,300, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 29-05-2008Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.194.006.0794300 Waremme, since 29-05-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 10-08-2026
Insights on LONATH
LONATH files the micro format. That format states no turnover. The gross margin rose from €4,030 in 2008 to €4,111 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LONATH
- What is the company number of LONATH?
- The company number of LONATH is 0898.214.555. The VAT number is the same number with BE in front: BE 0898.214.555.
- Where is LONATH based?
- The registered office is at Rue Nationale 67, 4300 Waremme.Company details
- What does LONATH do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of LONATH?
- LONATH is a private limited company (pre-2019) (BVBA).
- When was LONATH founded?
- LONATH was founded on 29-05-2008.
- Is LONATH still active?
- Yes, LONATH is an active enterprise in the KBO register.
- What is the turnover of LONATH?
- The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €4,111 and 205 comparable companies (NACE 70200). It probably lies between €9,200 and €39,000. It is a rough estimate.Financials
- Is LONATH profitable?
- In financial year 2025, LONATH made a profit of €3,509.
- Where can I find the annual accounts of LONATH?
- LONATH filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LONATH due?
- LONATH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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