VIMABEMA
ActiveVIMABEMA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €3k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-29
Solvency77▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.3 in 2024; short-term debt: 47.8% and cash: 71.7% of total assets), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
33 d early
2022
31 d early
2021
18 d early
2020
24 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 17.0%
2024 · €3k
2018: €5k
2019: €2k
2020: €6k
2021: €4k
2022: €5k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€40k▲ 2.6%
2024 · €38k
2018: €23k
2019: €25k
2020: €30k
2021: €34k
2022: €40k
2023: €45k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€41k▲ 15.0%€45k▲ 10.6%€38k▼ 14.1%€40k▲ 2.6%
Operating result€6k-€8k▲ 25.9%€6k▼ 17.5%€5k▼ 21.7%€4k▼ 13.0%
Net result€4k-€5k▲ 25.8%€4k▼ 18.6%€3k▼ 26.0%€3k▼ 17.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76k
Equity
€40k▲ 2.6%
Debt
€36k▲ 21.9%
The debt ratio rises from 43.5% to 47.8%. Equity and debt are higher.
Key figures and ratios
Solvency
52.2%▼
2024 · 56.5%
Current ratio
2.09▼
2024 · 2.30
Quick ratio
2.09▼
2024 · 2.30
Debt / equity
0.92▲
2024 · 0.77
ROE
6.7%▼
2024 · 8.3%
ROA
3.5%▼
2024 · 4.7%
Debt
€36k▲
2024 · €30k
Debt ≤ 1 year
€36k▲
2024 · €30k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€76k▲
Current assets29/58€68k€76k▲
Amounts receivable within one year40/41€11k€10k▼
Trade receivables40€11k€10k▼
Cash at bank and in hand54/58€45k€54k▲
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€68k€76k▲
Equity10/15€38k€40k▲
Contributions10/11€12k€12k=
Reserves13€26k€27k▲
Distributable reserves133€26k€27k▲
Amounts payable17/49€30k€36k▲
Amounts payable within one year42/48€30k€36k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€18k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109-
Other operating charges640/8€387€400▲
Gross operating margin9900€5k€5k▼
Operating profit (loss)9901€5k€4k▼
Financial charges65/66B€49€153▲
Recurring financial charges65€49€153▲
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€3k▼
Transfer from equity791/2€10k€2k▼
Transfer to equity691/2€3k€3k▼
To other reserves6921€3k€3k▼
Profit to be distributed694/7€10k€2k▼
Return on contributions (dividend)694€10k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €6k ▲242%
Operating result €8k, net result €6k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €2k ▼65.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.61
Current ratio from 2.34 to 5.61; short-term debt falls from €17k to €5k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Célestin-Denis, Pes. 505660 CouvinGround area
519 m²
Building footprint
183 m²
Parcel 93053B0434/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Célestin-Denis, Pes. 50, 5660 Couvin
since 20082.170.984.714
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93053B0434/00K000 | Wallonia | 519 m² | 1 · 183 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
81100Combined facilities support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.