MCP CONSULT
ActiveMCP CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-8k. Equity is growing by ~36.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-94
Solvency86▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 5.25 in 2024; short-term debt: 39% and cash: 51.9% of total assets), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
-10.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
57 d early
2023
42 d early
2022
39 d early
2021
23 d late
2020
17 d early
2019
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 14.3%
2024 · €57k
2018: €6k
2019: €6k
2020: €15k
2021: €17k
2022: €20k
2023: €34k
2024: €57k
2018 → 2025
Total assets
€81k▲ 16.4%
2024 · €69k
2018: €22k
2019: €25k
2020: €33k
2021: €47k
2022: €45k
2023: €79k
2024: €69k
2018 → 2025
Net result
€-8k
2024 · €25k
2018: €6k
2019: €205
2020: €9k
2021: €4k
2022: €13k
2023: €22k
2024: €25k
2018 → 2025
Working capital
€46k▼ 8.3%
2024 · €50k
2018: €3k
2019: €5k
2020: €12k
2021: €9k
2022: €12k
2023: €27k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€20k▲ 15.5%€34k▲ 69.5%€57k▲ 69.2%€49k▼ 14.3%
Operating result€10k-€21k▲ 110%€33k▲ 61.1%€42k▲ 26.9%€-6k
Net result€4k-€13k▲ 260%€22k▲ 70.4%€25k▲ 16.4%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €42k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€3k▼ 57.5%
Current assets
€78k▲ 24.7%
Equity and liabilities €81k
Equity
€49k▼ 14.3%
Debt
€31k▲ 165%
The debt ratio rises from 17.1% to 39.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €47k
Cash flow
€-5k▼
2024 · €30k
Solvency
61.0%▼
2024 · 82.9%
Current ratio
2.47▼
2024 · 5.25
Quick ratio
2.47▼
2024 · 5.25
Debt / equity
0.64▲
2024 · 0.21
ROE
-16.6%▼
2024 · 43.8%
ROA
-10.2%▼
2024 · 36.3%
Interest coverage
-2.75▼
2024 · 17.76
Debt
€31k▲
2024 · €12k
Debt ≤ 1 year
€31k▲
2024 · €12k
Income taxes
€2k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€81k▲
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€62k€78k▲
Amounts receivable within one year40/41€20k€36k▲
Trade receivables40€16k€13k▼
Other amounts receivable41€4k€23k▲
Cash at bank and in hand54/58€41k€42k▲
Deferred charges and accrued income490/1€555€193▼
Equity and liabilities
Total equity and liabilities10/49€69k€81k▲
Equity10/15€57k€49k▼
Contributions10/11€100€100=
Reserves13€57k€57k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€0€-8k▼
Amounts payable17/49€12k€31k▲
Amounts payable within one year42/48€12k€31k▲
Financial debts43-€651
Credit institutions430/8-€651
Trade debts44€3k€17k▲
Suppliers440/4€3k€17k▲
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€48k€5k▼
Operating profit (loss)9901€42k€-6k▼
Financial income75/76B-€208
Recurring financial income75-€208
Financial charges65/66B€3k€950▼
Recurring financial charges65€3k€950▼
Profit (loss) for the period before taxes9903€40k€-7k▼
Income taxes67/77€15k€2k▼
Profit (loss) for the period9904€25k€-8k▼
Profit (loss) for the period to be appropriated9905€25k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-8k▼
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€25k€0▼
To other reserves6921€25k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €-8k ▼133%
Net result drops to €-8k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €25k ▲16.4%
Operating result €42k, net result €25k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.25
Current ratio from 1.59 to 5.25; short-term debt falls from €45k to €12k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Charmes(JB) 175100 NamurGround area
2,757 m²
Building footprint
118 m²
Volume, LiDAR
689 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MCP CONSULT
since 20072.161.812.670
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322E0536/00T000 | Wallonia | 1,754 m² | - | - |
| 92322D0363/00F002 | Wallonia | 1,002 m² | 1 · 118 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 38,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74142
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/96.11.31