VIA FERRATA
ActiveVIA FERRATA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €183k and a net result of €-61k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-18
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.5 against 9.02 in 2023; short-term debt: 12.2% and cash: 9.2% of total assets), and 12.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.8%
Return on assets
-29.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-61k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
30 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€183k▼ 25.1%
2023 · €245k
2018: €251k
2019: €358k
2020: €254k
2021: €172k
2022: €247k
2023: €245k
2018 → 2024
Total assets
€209k▼ 27.4%
2023 · €288k
2018: €740k
2019: €476k
2020: €333k
2021: €236k
2022: €313k
2023: €288k
2018 → 2024
Net result
€-61k▼ 2,905%
2023 · €-2k
2018: €-94k
2019: €108k
2020: €-104k
2021: €-82k
2022: €75k
2023: €-2k
2018 → 2024
Working capital
€166k▼ 34.6%
2023 · €254k
2018: €251k
2019: €366k
2020: €264k
2021: €194k
2022: €269k
2023: €254k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€254k-€172k▼ 32.4%€247k▲ 43.7%€245k▼ 0.8%€183k▼ 25.1%
Operating result€-101k-€-81k▲ 19.9%€76k€-4k€-66k▼ 1,728%
Net result€-104k-€-82k▲ 21.0%€75k€-2k€-61k▼ 2,905%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €66k in 2024 against €4k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €209k
Fixed assets
€17k▲ 706%
Current assets
€192k▼ 32.9%
Equity and liabilities €209k
Equity
€183k▼ 25.1%
Debt
€26k▼ 40.8%
The debt ratio falls from 15.0% to 12.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-63k▼
2023 · €-1k
Cash flow
€-58k▼
2023 · €180
Solvency
87.8%▲
2023 · 85.0%
Current ratio
7.50▼
2023 · 9.02
Quick ratio
7.50▼
2023 · 9.02
Debt / equity
0.14▼
2023 · 0.18
ROE
-33.5%▼
2023 · -0.8%
ROA
-29.4%▼
2023 · -0.7%
Interest coverage
-76.59▼
2023 · -3.17
Debt
€26k▼
2023 · €43k
Debt ≤ 1 year
€26k▼
2023 · €32k
Income taxes
€537▼
2023 · €565
Staff costs
€70k▲
2023 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€288k€209k▼
Fixed assets21/28€2k€17k▲
Tangible fixed assets22/27€2k€17k▲
Furniture and vehicles24€2k€17k▲
Current assets29/58€286k€192k▼
Amounts receivable within one year40/41€13k€3k▼
Trade receivables40€13k-
Other amounts receivable41€220€3k▲
Current investments50/53€261k€167k▼
Cash at bank and in hand54/58€8k€19k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€288k€209k▼
Equity10/15€245k€183k▼
Contributions10/11€20k€20k=
Reserves13€225k€163k▼
Tax-exempt reserves132€4k€4k=
Distributable reserves133€221k€160k▼
Amounts payable17/49€43k€26k▼
Amounts payable after more than one year17€11k-
Financial debts170/4€11k-
Amounts payable within one year42/48€32k€26k▼
Current portion of amounts payable after more than one year42€15k€11k▼
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€2k-
Remuneration and social security454/9€8k€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62€69k€70k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€71k€10k▼
Operating profit (loss)9901€-4k€-66k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€435€818▲
Recurring financial charges65€435€818▲
Profit (loss) for the period before taxes9903€-1k€-61k▼
Income taxes67/77€565€537▼
Profit (loss) for the period9904€-2k€-61k▼
Profit (loss) for the period to be appropriated9905€-2k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-61k▼
Transfer from equity791/2€2k€61k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €75k
Net result €75k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €247k ▲43.7%
Equity rises from €172k to €247k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-104k ▼196%
Net result drops to €-104k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €108k
Net result €108k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 9.13
Current ratio from 1.63 to 9.13; short-term debt falls from €400k to €45k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempische Kaai 713500 HasseltGround area
7,392 m²
Building footprint
1,703 m²
Volume, LiDAR
33,467 m³
Parcel 71327G0279/00Z002, Flanders · tallest building 23.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Kempische Kaai 71, 3500 Hasselt
since 20012.093.116.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0279/00Z002 | Flanders | 7,392 m² | 1 · 1,703 m² | 23.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 640 EUR awarded · 640 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 475 EUR | 475 EUR |
| 2024 | 1 | 55 EUR | 55 EUR |
| 2023 | 1 | 55 EUR | 55 EUR |
| 2022 | 1 | 55 EUR | 55 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74141
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.viaferrata.biz
E-mail:info@viaferrata.biz