BD CONSULTING
ActiveSummary
BD CONSULTING has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €336,825 and a net result of €67,616. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 14.84 against 13.71 in 2024; short-term debt: 6.7% and cash: 55.3% of total assets), and 6.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
18.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
3 d early
2021
2 d early
2020
27 d late
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€336,825▲ 25.1%
2024 · €269,209
Total assets
€361,149▲ 24.4%
2024 · €290,342
Net result
€67,616▲ 0.1%
2024 · €67,554
Working capital
€336,715▲ 25.4%
2024 · €268,584
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€61,362▲ 79.3%€51,679▼ 15.8%€68,135▲ 31.8%€85,941▲ 26.1%€105,495▲ 22.8%
Net result€50,511▲ 83.6%€41,116within the sector's middle half▼ 18.6%€55,981above the sector's middle half▲ 36.2%€67,554above the sector's middle half▲ 20.7%€67,616above the sector's middle half▲ 0.1%
Equity€220,962▲ 29.6%€262,079above the sector's middle half▲ 18.6%€318,060above the sector's middle half▲ 21.4%€269,209above the sector's middle half▼ 15.4%€336,825above the sector's middle half▲ 25.1%
Total assets€257,049▲ 41.1%€272,160within the sector's middle half▲ 5.9%€348,813above the sector's middle half▲ 28.2%€290,342within the sector's middle half▼ 16.8%€361,149above the sector's middle half▲ 24.4%
Debt€36,086▲ 209%€10,082▼ 72.1%€30,753▲ 205%€21,134▼ 31.3%€24,324▲ 15.1%
Working capital€189,859▲ 34.6%€244,832above the sector's middle half▲ 29.0%€316,187above the sector's middle half▲ 29.1%€268,584above the sector's middle half▼ 15.1%€336,715above the sector's middle half▲ 25.4%
Solvency86.0%▼ 7.6pp96.3%above the sector's middle half▲ 10.3pp91.2%above the sector's middle half▼ 5.1pp92.7%above the sector's middle half▲ 1.5pp93.3%above the sector's middle half▲ 0.5pp
Current ratio6.26▼ 6.8025.29above the sector's middle half▲ 19.0211.28above the sector's middle half▼ 14.0013.71above the sector's middle half▲ 2.4314.84above the sector's middle half▲ 1.13
Return on assets (ROA)19.7%▲ 4.5pp15.1%within the sector's middle half▼ 4.5pp16.0%within the sector's middle half▲ 0.9pp23.3%within the sector's middle half▲ 7.2pp18.7%within the sector's middle half▼ 4.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361,149
Fixed assets
€110 ▼ 82.3%
Current assets
€361,038 ▲ 24.6%
Equity and liabilities €361,149
Equity
€336,825 ▲ 25.1%
Debt
€24,324 ▲ 15.1%
Debt's share of the balance-sheet total falls from 7.3% to 6.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106,009▲
2024 · €87,190
Cash flow
€68,130▼
2024 · €68,802
Debt to equity
0.07▼
2024 · 0.08
ROE
20.1%▼
2024 · 25.1%
Interest coverage
6.33▼
2024 · 81.96
Debt ≤ 1 year
€24,324▲
2024 · €21,134
Income taxes
€26,632▲
2024 · €26,486
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,454 | €13,857 | €2,463 | €1,249 | €514 | ▼ 58.8% |
| Other operating charges640/8 | - | €1,363 | €563 | €188 | €449 | ▲ 139% |
| Gross operating margin9900 | €69,034 | €66,899 | €71,160 | €87,378 | €106,458 | ▲ 21.8% |
| Operating profit (loss)9901 | €61,362 | €51,679 | €68,135 | €85,941 | €105,495 | ▲ 22.8% |
| Financial income75/76B | - | €7,505 | €10,299 | €9,162 | €5,512 | ▼ 39.8% |
| Recurring financial income75 | €9,025 | €7,505 | €10,299 | €9,162 | €5,512 | ▼ 39.8% |
| Financial charges65/66B | - | €885 | €658 | €1,064 | €16,759 | ▲ 1,475% |
| Recurring financial charges65 | €611 | €885 | €658 | €1,064 | €16,759 | ▲ 1,475% |
| Profit (loss) for the period before taxes9903 | €69,776 | €58,299 | €77,776 | €94,040 | €94,248 | ▲ 0.2% |
| Income taxes67/77 | €19,266 | €17,182 | €21,795 | €26,486 | €26,632 | ▲ 0.5% |
| Profit (loss) for the period9904 | €50,511 | €41,116 | €55,981 | €67,554 | €67,616 | ▲ 0.1% |
| Profit (loss) for the period to be appropriated9905 | €50,511 | €41,116 | €55,981 | €67,554 | €67,616 | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €257,049 | €272,160 | €348,813 | €290,342 | €361,149 | ▲ 24.4% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €31,103 | €17,246 | €1,873 | €624 | €110 | ▼ 82.3% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €31,103 | €17,246 | €1,873 | €624 | €110 | ▼ 82.3% |
| Land and buildings22 | - | €13,911 | €0 | - | - | - |
| Plant, machinery and equipment23 | - | €993 | €495 | €0 | - | - |
| Furniture and vehicles24 | - | €2,343 | €1,378 | €624 | €110 | ▼ 82.3% |
| Financial fixed assets28 | €0 | - | - | - | - | - |
| Current assets29/58 | €225,946 | €254,914 | €346,940 | €289,718 | €361,038 | ▲ 24.6% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €157,421 | €165,472 | €202,053 | €112,778 | €134,111 | ▲ 18.9% |
| Trade receivables40 | - | €39,993 | €56,790 | €58,989 | €70,228 | ▲ 19.1% |
| Other amounts receivable41 | - | €125,480 | €145,263 | €53,789 | €63,883 | ▲ 18.8% |
| Current investments50/53 | €0 | - | - | - | €22,921 | - |
| Cash at bank and in hand54/58 | €57,086 | €80,142 | €137,779 | €170,194 | €199,629 | ▲ 17.3% |
| Deferred charges and accrued income490/1 | - | €9,300 | €7,107 | €6,746 | €4,377 | ▼ 35.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €257,049 | €272,160 | €348,813 | €290,342 | €361,149 | ▲ 24.4% |
| Equity10/15 | €220,962 | €262,079 | €318,060 | €269,209 | €336,825 | ▲ 25.1% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €208,562 | €249,679 | €305,660 | €256,809 | €324,425 | ▲ 26.3% |
| Non-distributable reserves130/1 | - | €7,914 | €7,914 | €7,914 | €7,914 | = |
| Reserves not available under the articles1311 | - | €7,914 | €7,914 | €7,914 | €7,914 | = |
| Tax-exempt reserves132 | - | €6,216 | €6,216 | €6,216 | €6,216 | = |
| Distributable reserves133 | - | €235,549 | €291,530 | €242,679 | €310,295 | ▲ 27.9% |
| Profit (loss) carried forward14 | €0 | - | - | €0 | €0 | - |
| Amounts payable17/49 | €36,086 | €10,082 | €30,753 | €21,134 | €24,324 | ▲ 15.1% |
| Amounts payable within one year42/48 | €36,086 | €10,082 | €30,753 | €21,134 | €24,324 | ▲ 15.1% |
| Financial debts43 | - | - | €12,458 | €0 | - | - |
| Credit institutions430/8 | - | - | €12,458 | €0 | - | - |
| Trade debts44 | €6,281 | €662 | €1,522 | €2,555 | €2,198 | ▼ 14.0% |
| Suppliers440/4 | - | €662 | €1,522 | €2,555 | €2,198 | ▼ 14.0% |
| Taxes, remuneration and social security45 | - | €9,420 | €16,773 | €18,579 | €22,125 | ▲ 19.1% |
| Taxes450/3 | - | €9,420 | €16,773 | €18,579 | €22,125 | ▲ 19.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,511 | €41,116 | €55,981 | €67,554 | €67,616 | ▲ 0.1% |
| + Depreciation and write-downs630 | €6,454 | €13,857 | €2,463 | €1,249 | €514 | ▼ 58.8% |
| Operating cash flow (approximation) | €56,965 | €54,973 | €58,444 | €68,802 | €68,130 | ▼ 1.0% |
| Investment in fixed assets (approximation) | - | €0 | €12,911 | €0 | €0 | - |
| Change in cash | - | €23,055 | €57,637 | €32,415 | €29,435 | ▼ 9.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €67,616 ▲0.1%
Operating result €105,495, net result €67,616, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 25.29
Current ratio from 6.26 to 25.29; short-term debt falls from €36,086 to €10,082.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200,000Eq €220,962 ▲29.6%
3 profitable years in a row build equity to €220,962.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
31-03
Financial
Weakest financial yearnet €27,517 ▼1.9%
Net result drops to €27,517, the lowest in the series; recovery starts the following year.
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2005
Ground area
132 m²
Building footprint
76 m²
Volume, LiDAR
664 m³
Parcel 71328D0053/00R000, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BD Consulting
since 20052.144.953.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0053/00R000 | Flanders | 132 m² | 1 · 76 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600TG1O29T07YXG29
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 4,689 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-01-2005
Fiscal year end31-03
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Contact
Phone
089/791079Hasselt
E-invoicing
Reachable via Peppol
Peppol ID
0208:0871309329
Also
9925:BE0871309329
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.