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VEST-Build

Active
Private limited companyfounded 20196 yrs activeGenebroek 12, 2450 Meerhout, BelgiumKBO/BCE: BE 0735.984.233
Summary

VEST-Build has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,582 and a net result of €72,571. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
VEST-BuildActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Specialised construction activities NACE 43421
1 site
Size
€313,669total assets 2025
Staff
0.3 FTE
Equity
€79,582
Profit
€72,571
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts 46 d early0 of 3 deeds read
Why 67- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2019+ Liquidity: current ratio 1.24, cash €62,931+ Figures for FY 2025 (filed 15-06-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 44% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 50-10
equity 25.4% of total assets
Liquidity 49-2
short-term debt 51.6% · cash 20.1%
Profitability 98+4
return on assets 23.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.0%▼ -5.5% vs 12-2024 02-2025: 1.0%▼ -2.5% vs 01-2025 03-2025: 1.0%● 0.0% vs 02-2025 04-2025: 1.1%▲ +10.8% vs 03-2025 05-2025: 1.1%▲ +3.6% vs 04-2025 06-2025: 1.1%▼ -0.6% vs 05-2025 07-2025: 1.4%▲ +23.9% vs 06-2025 08-2025: 1.4%● 0.0% vs 07-2025 09-2025: 1.4%▲ +2.5% vs 08-2025 10-2025: 1.4%● 0.0% vs 09-2025 11-2025: 1.4%● 0.0% vs 10-2025 12-2025: 1.4%▲ +2.8% vs 11-2025highest value 01-2026: 1.1%▼ -23.7% vs 12-2025 02-2026: 1.1%▼ -2.2% vs 01-2026 03-2026: 1.1%● 0.0% vs 02-2026 04-2026: 1.2%▲ +12.3% vs 03-2026 05-2026: 1.2%▲ +0.8% vs 04-2026 06-2026: 1.2%▼ -3.2% vs 05-2026 07-2026: 0.9%▼ -27.0% vs 06-2026lowest value 08-2026: 0.9%● 0.0% vs 07-2026lowest value 09-2026: 0.9%● 0.0% vs 08-2026lowest value 10-2026: 0.9%● 0.0% vs 09-2026lowest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2019 raises the probability for this profile
  • Liquidity: current ratio 1.24, cash €62,931 lowers the probability
  • Figures for FY 2025 (filed 15-06-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.77 in 2024; short-term debt: 51.6% and cash: 20.1% of total assets), and 74.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 32%, liquidity 48%, profitability 81%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 1.24, cash €62,931
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 15-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
46 d early
2024
45 d early
2023
42 d early
2022
46 d early
2021
48 d early
2020
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 45 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 8% on net resultsector median €8,440 · 9,002 companies €72,571 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €72,571 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€313,669
Profit
€72,571
Solvency
25.4%
Total assets▼ 10.8%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 15-06-2026Annual accounts filed
  2. 16-06-2025Annual accounts filed
  3. 19-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
11-10-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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