KNUTS BUILDINGS
ActiveThe computed 12-month bankruptcy probability of KNUTS BUILDINGS is 1.9% (moderate). The 2025 annual accounts show equity of €12k and a net result of €3k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 7431 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-6
Solvency29▲+2
Growth54▲+17
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.63 in 2024; short-term debt: 49.3% and cash: 17.1% of total assets), and 95.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7431 sector peers (2025).
NBB · sector comparisonPosition among 7431 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
27 d late
2022
on the day
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€441k▼ 21.7%
2021 · €563k
2021: €563k
2021 → 2024
EBIT margin
2.1%=
2021 · 2.0%
2021: 2.0%
2021 → 2024
Net result
€3k▲ 394%
2024 · €688
2021: €3k
2022: €963
2023: €665
2024: €688
2021 → 2025
Working capital
€-78k▼ 5.2%
2024 · €-74k
2021: €-13k
2022: €-14k
2023: €-73k
2024: €-74k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€563k-€441k
Equity€6k-€7k▲ 15.2%€8k▲ 9.1%€9k▲ 8.7%€12k▲ 39.4%
Operating result€11k-€2k▼ 79.4%€4k▲ 89.8%€9k▲ 104%€9k▲ 2.1%
Net result€3k-€963▼ 71.0%€665▼ 31.0%€688▲ 3.5%€3k▲ 394%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€223k▼ 7.4%
Current assets
€62k▼ 50.9%
Equity and liabilities €285k
Equity
€12k▲ 39.4%
Debt
€273k▼ 23.9%
The debt ratio falls from 97.7% to 95.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €44k
Cash flow
€28k▼
2024 · €35k
Solvency
4.2%▲
2024 · 2.3%
Current ratio
0.44▼
2024 · 0.63
Quick ratio
0.44▼
2024 · 0.54
Debt / equity
22.70▼
2024 · 41.57
ROE
28.2%▲
2024 · 8.0%
ROA
1.2%▲
2024 · 0.2%
Interest coverage
4.82▼
2024 · 6.22
Debt
€273k▼
2024 · €359k
Debt ≤ 1 year
€141k▼
2024 · €201k
Debt > 1 year
€133k▼
2024 · €158k
Income taxes
€2k▼
2024 · €3k
Staff costs
€111k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€285k▼
Formation expenses20€60-
Fixed assets21/28€241k€223k▼
Tangible fixed assets22/27€241k€223k▼
Land and buildings22€184k€176k▼
Plant, machinery and equipment23€16k€16k▼
Furniture and vehicles24€2k€2k▼
Leasing and similar rights25€38k€29k▼
Current assets29/58€127k€62k▼
Stocks and contracts in progress3€18k€1k▼
Stocks30/36€18k€1k▼
Amounts receivable within one year40/41€27k€12k▼
Trade receivables40€27k€12k▼
Other amounts receivable41€320-
Cash at bank and in hand54/58€82k€49k▼
Equity and liabilities
Total equity and liabilities10/49€368k€285k▼
Equity10/15€9k€12k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€9k▲
Amounts payable17/49€359k€273k▼
Amounts payable after more than one year17€158k€133k▼
Financial debts170/4€158k€133k▼
Amounts payable within one year42/48€201k€141k▼
Current portion of amounts payable after more than one year42€26k€25k▼
Trade debts44€94k€28k▼
Suppliers440/4€94k€28k▼
Advances received on contracts in progress46€50k€40k▼
Taxes, remuneration and social security45€24k€36k▲
Taxes450/3€19k€26k▲
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€7k€12k▲
Income statement
Code20242025
Turnover70€441k-
Goods, raw materials, services and sundry goods60/61€345k-
Remuneration, social security and pensions62€66k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€25k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€111k€147k▲
Operating profit (loss)9901€9k€9k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€688€3k▲
Profit (loss) for the period to be appropriated9905€688€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Profit (loss) brought forward from the previous period14P€5k€6k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €3k ▲394%
Net result €3k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-06
Financial
Weakest financial yearnet €665 ▼31%
Net result drops to €665, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1033650 Dilsen-StokkemGround area
670 m²
Building footprint
126 m²
Parcel 72007A0705/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
KNUTS BUILDINGS
since 20192.291.596.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72007A0705/00A000 | Flanders | 670 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGCH Entreprise
BE 0645.746.816
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Feliz & Rivera Construction
BE 0736.879.801
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WOOCO
BE 0744.914.369
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SR CONSTRUCTS
BE 0672.817.734
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THEOINVEST
BE 0783.923.613
Andenne · Eq €12k
Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2019
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.