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DELTABUILD

Active
Private limited companyfounded 20196 yrs activeSt. Bernardse steenweg 51, 2620 Hemiksem, BelgiumKBO/BCE: BE 0738.418.735
Summary

The computed 12-month bankruptcy probability of DELTABUILD is 7.8% (elevated). The 2024 annual accounts show equity of €142,483 and a net result of €32,706. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 54% of 9989 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DELTABUILDActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
#10 company by total assets in Hemiksem, Construction sector2 sites
Size
€1.1mturnover 2024
Staff
3 FTE
Equity
€142,483
Profit
€32,706
Financial health
35 Weak Checked score 2024
Bankruptcy chance 12 m
7.8%
Structure
Accounts 66 d overdue0 of 3 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 48 days late; 2 of the last 3 late- Figures for FY 2024 (filed 18-09-2025)- Liquidity: current ratio 1.90- Sector Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 49% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 71-5
equity 46.4% of total assets
Liquidity 47+19
short-term debt 52.3%
Profitability 64-1
return on assets 10.7%
Bankruptcy probability, 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 4.1% 12-2024: 4.1%● -0.0% vs 11-2024 01-2025: 4.1%● -0.0% vs 12-2024 02-2025: 4.1%▲ +0.3% vs 01-2025 03-2025: 3.9%▼ -5.1% vs 02-2025 04-2025: 3.9%● 0.0% vs 03-2025 05-2025: 4.0%▲ +3.1% vs 04-2025 06-2025: 4.1%▲ +1.2% vs 05-2025 07-2025: 3.9%▼ -4.9% vs 06-2025lowest value 08-2025: 4.7%▲ +23.0% vs 07-2025 09-2025: 4.9%▲ +2.6% vs 08-2025 10-2025: 6.7%▲ +37.8% vs 09-2025 11-2025: 6.8%▲ +1.9% vs 10-2025 12-2025: 6.8%● 0.0% vs 11-2025 01-2026: 6.9%▲ +0.6% vs 12-2025 02-2026: 6.0%▼ -13.1% vs 01-2026 03-2026: 6.0%● 0.0% vs 02-2026 04-2026: 5.9%▼ -1.7% vs 03-2026 05-2026: 5.8%▼ -1.8% vs 04-2026 06-2026: 5.6%▼ -3.0% vs 05-2026 07-2026: 5.2%▼ -7.6% vs 06-2026 08-2026: 5.9%▲ +14.1% vs 07-2026 09-2026: 6.0%▲ +1.1% vs 08-2026 10-2026: 7.8%▲ +30.9% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 48 days late; 2 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 18-09-2025) raises the probability
  • Liquidity: current ratio 1.90 raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €4,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.9 against 2.07 in 2023; short-term debt: 52.3% of total assets), but 53.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 55%, liquidity 46%, profitability 35%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 48 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 18-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.90
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
48 d late
2023
18 d early
2022
49 d late
2021
31 d late
2020
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Equity above €100,000Eq €109,777 ▲32.1%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Positive: Company by total assets in Hemiksem, Construction sectorin the Checked rankings #10 View
  • Positive: 3 years of growth in a rowturnover 2024: €1.1m 3 years View

By topic

Financials

Fiscal year
2024
Turnover
€1.1m
Profit
€32,706
Solvency
46.4%
Turnover▲ 1.2%
Net result
20212024
Go to Financials

Timeline

Events
7
Since
2021
  1. 17-09-2025Annual accounts filed
  2. 13-07-2024Annual accounts filed
  3. 31-12-2023Equity above €100,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
26-11-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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