VERLEDENS RENOVATIES
ActiveSummary
The computed 12-month bankruptcy probability of VERLEDENS RENOVATIES is 1.9% (moderate). The 2025 annual accounts show equity of €109k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 74% of 7453 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency91▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.11 in 2024; short-term debt: 32% and cash: 28.8% of total assets), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
0.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
24 d late
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 1.5%
2024 · €107k
2023: €107k
2024: €107k
2023 → 2025
Total assets
€165k▼ 6.8%
2024 · €177k
2023: €174k
2024: €177k
2023 → 2025
Net result
€2k▲ 349%
2024 · €347
2023: €48k
2024: €347
2023 → 2025
Working capital
€72k▲ 9.5%
2024 · €65k
2023: €73k
2024: €65k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€107k-€107k▲ 0.3%€109k▲ 1.5%
Operating result€61k-€1k▼ 98.0%€3k▲ 110%
Net result€48k-€347▼ 99.3%€2k▲ 349%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€41k ▼ 23.0%
Current assets
€125k =
Equity and liabilities €165k
Equity
€109k ▲ 1.5%
Debt
€56k ▼ 19.5%
Debt's share of the balance-sheet total falls from 39.4% to 34.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €18k
Cash flow
€20k▲
2024 · €17k
Current ratio
2.35▲
2024 · 2.11
Quick ratio
2.24▲
2024 · 1.91
Debt to equity
0.52▼
2024 · 0.65
ROE
1.4%▲
2024 · 0.3%
ROA
0.9%▲
2024 · 0.2%
Interest coverage
32.60▲
2024 · 25.31
Debt ≤ 1 year
€53k▼
2024 · €59k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€576▲
2024 · €469
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€177k€165k▼
Fixed assets21/28€53k€41k▼
Intangible fixed assets21€705€545▼
Tangible fixed assets22/27€52k€40k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€17k€17k▼
Leasing and similar rights25€19k€12k▼
Current assets29/58€125k€125k=
Stocks and contracts in progress3€12k€6k▼
Stocks30/36€8k€6k▼
Contracts in progress37€4k€0▼
Amounts receivable within one year40/41€39k€70k▲
Trade receivables40€38k€67k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€71k€47k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€177k€165k▼
Equity10/15€107k€109k▲
Contributions10/11€1k€1k=
Reserves13€106k€108k▲
Distributable reserves133€106k€108k▲
Amounts payable17/49€70k€56k▼
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€59k€53k▼
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€49k€21k▼
Suppliers440/4€49k€21k▼
Taxes, remuneration and social security45€703€2k▲
Taxes450/3€703€2k▲
Other amounts payable47/48€3k€23k▲
Accrued charges and deferred income492/3€877€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€19k▲
Other operating charges640/8€2k€806▼
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€1k€3k▲
Financial income75/76B€271€191▼
Recurring financial income75€271€191▼
Financial charges65/66B€692€652▼
Recurring financial charges65€692€652▼
Profit (loss) for the period before taxes9903€817€2k▲
Income taxes67/77€469€576▲
Profit (loss) for the period9904€347€2k▲
Profit (loss) for the period to be appropriated9905€347€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€347€2k▲
Transfer to equity691/2€347€2k▲
To other reserves6921€347€2k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
30-06
Financial
Weakest financial yearnet €347 ▼99.3%
Net result drops to €347, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 278530 HarelbekeGround area
541 m²
Building footprint
115 m²
Volume, LiDAR
730 m³
Parcel 34323D0067/00W005, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERLEDENS RENOVATIES
since 20202.308.721.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D0067/00W005 | Flanders | 541 m² | 1 · 115 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DB PROJECTS BOUWWERKEN
BE 0782.738.530
Brugge · Eq €108,848
RENO.TEMP
BE 0873.413.734
Enghien · Eq €108,870
OLIVEIRA RENO CLEAN
BE 0647.924.960
Nivelles · Eq €108,785
ACTICO BUILD SOLUTIONS
BE 0750.871.357
Halle · Eq €108,914
JADIBOUW
BE 0799.601.187
Kasterlee · Eq €108,917
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,062 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2020
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.