RENO.TEMP
ActiveSummary
RENO.TEMP has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €41k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 52% of 830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+10
Solvency60▲+10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.12 in 2024; short-term debt: 21.3% and cash: 9.8% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
13.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
12 d early
2022
42 d early
2021
6 d early
2020
10 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€426k
EBIT margin
0.1%
Net result
€41k▲ 136%
2024 · €17k
2018: €-486
2019: €-3k
2020: €-3k
2021: €3k
2022: €-18k
2023: €3k
2024: €17k
2018 → 2025
Working capital
€28k▲ 333%
2024 · €7k
2018: €-20k
2019: €-11k
2020: €-18k
2021: €-32k
2022: €-21k
2023: €-10k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€426k-
Equity€67k-€49k▼ 27.4%€52k▲ 6.1%€69k▲ 32.1%€109k▲ 58.9%
Operating result€273-€-15k€18k€28k▲ 53.9%€65k▲ 135%
Net result€3k-€-18k€3k€17k▲ 489%€41k▲ 136%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €315k
Fixed assets
€220k ▲ 5.1%
Current assets
€95k ▲ 51.9%
Equity and liabilities €315k
Equity
€109k ▲ 58.9%
Debt
€206k ▲ 1.4%
Debt's share of the balance-sheet total falls from 74.8% to 65.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2024 · €38k
Cash flow
€53k▲
2024 · €28k
Current ratio
1.42▲
2024 · 1.12
Debt to equity
1.90▼
2024 · 2.97
ROE
37.8%▲
2024 · 25.5%
ROA
13.1%▲
2024 · 6.4%
Interest coverage
15.01▲
2024 · 5.76
Debt ≤ 1 year
€67k▲
2024 · €56k
Debt > 1 year
€133k▼
2024 · €140k
Income taxes
€21k▲
2024 · €10k
Staff costs
€90k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€272k€315k▲
Fixed assets21/28€209k€220k▲
Tangible fixed assets22/27€209k€220k▲
Land and buildings22€200k€194k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€23k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€168€168=
Current assets29/58€63k€95k▲
Amounts receivable within one year40/41€28k€54k▲
Trade receivables40€20k€54k▲
Other amounts receivable41€8k-
Cash at bank and in hand54/58€24k€31k▲
Deferred charges and accrued income490/1€11k€11k▼
Equity and liabilities
Total equity and liabilities10/49€272k€315k▲
Equity10/15€69k€109k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€50k€90k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€47k€87k▲
Amounts payable17/49€204k€206k▲
Amounts payable after more than one year17€140k€133k▼
Financial debts170/4€140k€133k▼
Amounts payable within one year42/48€56k€67k▲
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€20k€23k▲
Suppliers440/4€20k€23k▲
Taxes, remuneration and social security45€14k€25k▲
Taxes450/3€14k€25k▲
Other amounts payable47/48€4k€957▼
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€109k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€149k€170k▲
Operating profit (loss)9901€28k€65k▲
Financial income75/76B€7k€3k▼
Recurring financial income75€29€58▲
Non-recurring financial income76B€7k€3k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€28k€63k▲
Income taxes67/77€10k€21k▲
Profit (loss) for the period9904€17k€41k▲
Profit (loss) for the period to be appropriated9905€17k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€41k▲
Transfer to equity691/2€17k€40k▲
To other reserves6921€17k€40k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €41k ▲136%
Operating result €65k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲58.9%
3 profitable years in a row build equity to €109k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-18k ▼816%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fazantendreef(P.E.) 227850 EnghienGround area
2,792 m²
Building footprint
242 m²
Volume, LiDAR
1,316 m³
Parcel 55033A0524/00H000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENO.TEMP
since 20052.148.395.392
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033A0524/00H000 | Wallonia | 2,792 m² | 1 · 242 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ACTICO BUILD SOLUTIONS
BE 0750.871.357
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JADIBOUW
BE 0799.601.187
Kasterlee · Eq €108,917
Boets Bram
BE 0808.166.386
Hechtel-Eksel · Eq €108,934
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:003223959624