VERELST
ActiveVERELST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
15
/ 100
Critical▼ -44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-42
Solvency20▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 1.14 in 2024), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
-9.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
16 d early
2023
6 d early
2022
58 d late
2021
137 d late
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 39.0%
2024 · €48k
2018: €-40k
2019: €-23k
2020: €45k
2021: €24k
2022: €57k
2023: €44k
2024: €48k
2018 → 2025
Total assets
€196k▼ 20.2%
2024 · €246k
2018: €137k
2019: €157k
2020: €215k
2021: €199k
2022: €250k
2023: €204k
2024: €246k
2018 → 2025
Net result
€-19k
2024 · €4k
2018: €-59k
2019: €17k
2020: €68k
2021: €-21k
2022: €32k
2023: €-13k
2024: €4k
2018 → 2025
Working capital
€-4k
2024 · €20k
2018: €-35k
2019: €-26k
2020: €41k
2021: €16k
2022: €44k
2023: €15k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€57k▲ 132%€44k▼ 22.5%€48k▲ 9.2%€29k▼ 39.0%
Operating result€-19k-€36k€-11k€8k€-14k
Net result€-21k-€32k€-13k€4k€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€64k▼ 18.6%
Current assets
€132k▼ 20.9%
Equity and liabilities €196k
Equity
€29k▼ 39.0%
Debt
€167k▼ 15.6%
The debt ratio rises from 80.5% to 85.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2024 · €25k
Cash flow
€4k▼
2024 · €21k
Solvency
14.9%▼
2024 · 19.5%
Current ratio
0.97▼
2024 · 1.14
Quick ratio
0.29▼
2024 · 0.54
Debt / equity
5.72▲
2024 · 4.14
ROE
-63.8%▼
2024 · 8.4%
ROA
-9.5%▼
2024 · 1.6%
Interest coverage
1.82▼
2024 · 5.83
Debt
€167k▼
2024 · €198k
Debt ≤ 1 year
€136k▼
2024 · €147k
Debt > 1 year
€30k▼
2024 · €51k
Income taxes
€160▲
2024 · €88
Staff costs
€92k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€196k▼
Fixed assets21/28€79k€64k▼
Tangible fixed assets22/27€79k€64k▼
Land and buildings22€647€1k▲
Plant, machinery and equipment23€30k€22k▼
Furniture and vehicles24€48k€41k▼
Current assets29/58€167k€132k▼
Stocks and contracts in progress3€88k€93k▲
Stocks30/36€88k€93k▲
Amounts receivable within one year40/41€10k€6k▼
Trade receivables40-€63
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€65k€26k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€246k€196k▼
Equity10/15€48k€29k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-2k€-21k▼
Amounts payable17/49€198k€167k▼
Amounts payable after more than one year17€51k€30k▼
Financial debts170/4€51k€30k▼
Amounts payable within one year42/48€147k€136k▼
Current portion of amounts payable after more than one year42€60k€61k▲
Trade debts44€72k€59k▼
Suppliers440/4€72k€59k▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€427€2k▲
Remuneration and social security454/9€13k€14k▲
Other amounts payable47/48€668€875▲
Accrued charges and deferred income492/3-€314
Income statement
Code20242025
Remuneration, social security and pensions62€82k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€23k▲
Other operating charges640/8€1k€6k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€108k€106k▼
Operating profit (loss)9901€8k€-14k▼
Financial income75/76B€715€292▼
Recurring financial income75€715€292▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€4k€-18k▼
Income taxes67/77€88€160▲
Profit (loss) for the period9904€4k€-19k▼
Profit (loss) for the period to be appropriated9905€4k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-21k▼
Profit (loss) brought forward from the previous period14P€-6k€-2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 137 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €68k ▲298%
Operating result €73k, net result €68k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 179150 Beveren-Kruibeke-ZwijndrechtGround area
863 m²
Building footprint
212 m²
Volume, LiDAR
1,504 m³
Parcel 46013B0184/00D000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERELST
since 20162.254.964.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013B0184/00D000 | Flanders | 863 m² | 1 · 211 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,375 EUR awarded · 1,375 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 375 EUR | 375 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.254.964.146
Dual-learning approval
6 live approvals · 7 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47120Other non-specialised retail sale
47192Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@sparkruibeke.be