BIDCOM
ActiveSummary
BIDCOM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,298 and a net result of €10,527. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+70
Solvency91▼-6
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.26 against 3.63 in 2024; short-term debt: 34% and cash: 41.2% of total assets), and 34% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
23.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €29,298
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
73 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
5 d late
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€29,298▲ 56.1%
2024 · €18,770
Total assets
€44,403▲ 71.4%
2024 · €25,909
Net result
€10,527
2024 · -€1,006
Working capital
€19,061▲ 1.5%
2024 · €18,770
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,542▲ 185%-€41,167-€5,807▲ 85.9%-€940▲ 83.8%€10,577
Net result€27,610above the sector's middle half▲ 1,650%-€28,791below the sector's middle half-€5,937below the sector's middle half▲ 79.4%-€1,006within the sector's middle half▲ 83.1%€10,527within the sector's middle half
Equity€54,505within the sector's middle half▲ 103%€25,714within the sector's middle half▼ 52.8%€19,777within the sector's middle half▼ 23.1%€18,770within the sector's middle half▼ 5.1%€29,298within the sector's middle half▲ 56.1%
Total assets€85,346within the sector's middle half▼ 87.4%€37,914below the sector's middle half▼ 55.6%€21,780below the sector's middle half▼ 42.6%€25,909below the sector's middle half▲ 19.0%€44,403below the sector's middle half▲ 71.4%
Debt€30,841▼ 95.2%€12,200▼ 60.4%€2,003▼ 83.6%€7,138▲ 256%€15,105▲ 112%
Working capital€49,656within the sector's middle half€9,950within the sector's middle half▼ 80.0%€19,777within the sector's middle half▲ 98.8%€18,770within the sector's middle half▼ 5.1%€19,061within the sector's middle half▲ 1.5%
Solvency63.9%above the sector's middle half▲ 59.9pp67.8%above the sector's middle half▲ 4.0pp90.8%above the sector's middle half▲ 23.0pp72.4%above the sector's middle half▼ 18.4pp66.0%above the sector's middle half▼ 6.5pp
Current ratio4.14above the sector's middle half▲ 3.531.98within the sector's middle half▼ 2.1610.87above the sector's middle half▲ 8.903.63above the sector's middle half▼ 7.242.26within the sector's middle half▼ 1.37
Return on assets (ROA)32.4%above the sector's middle half▲ 32.1pp-75.9%below the sector's middle half▼ 108.3pp-27.3%below the sector's middle half▲ 48.7pp-3.9%below the sector's middle half▲ 23.4pp23.7%above the sector's middle half▲ 27.6pp
Staff (FTE)3.75.1▲ 37.8%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10,577 after a loss of €940 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,403
Fixed assets
€10,237
Current assets
€34,166
Equity and liabilities €44,403
Equity
€29,298 ▲ 56.1%
Debt
€15,105 ▲ 112%
Debt's share of the balance-sheet total rises from 27.6% to 34.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11,340
Cash flow
€11,291
Debt to equity
0.52▲
2024 · 0.38
ROE
35.9%▲
2024 · -5.4%
Interest coverage
229.93
Debt ≤ 1 year
€15,105▲
2024 · €7,138
Staff costs
€35,332▲
2024 · €27,530
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €27,530 | €35,332 | ▲ 28.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,763 | €4,296 | €4,103 | - | €763 | - |
| Other operating charges640/8 | - | €4,333 | €3,123 | €896 | €651 | ▼ 27.3% |
| Gross operating margin9900 | €57,699 | -€32,539 | €1,419 | €27,486 | €47,324 | ▲ 72.2% |
| Operating profit (loss)9901 | €41,542 | -€41,167 | -€5,807 | -€940 | €10,577 | ▲ 1,226% |
| Financial income75/76B | - | €13,005 | - | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €74 | €13,005 | - | €0 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | €13,005 | - | - | - | - |
| Financial charges65/66B | - | €385 | €131 | €67 | €49 | ▼ 25.9% |
| Recurring financial charges65 | €2,431 | €385 | €131 | €67 | €49 | ▼ 25.9% |
| Profit (loss) for the period before taxes9903 | €39,185 | -€28,547 | -€5,937 | -€1,006 | €10,527 | ▲ 1,146% |
| Income taxes67/77 | €11,575 | €243 | - | - | - | - |
| Profit (loss) for the period9904 | €27,610 | -€28,791 | -€5,937 | -€1,006 | €10,527 | ▲ 1,146% |
| Profit (loss) for the period to be appropriated9905 | €27,610 | -€28,791 | -€5,937 | -€1,006 | €10,527 | ▲ 1,146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €85,346 | €37,914 | €21,780 | €25,909 | €44,403 | ▲ 71.4% |
| Fixed assets21/28 | €19,854 | €17,764 | - | - | €10,237 | - |
| Tangible fixed assets22/27 | €19,854 | €17,764 | - | - | €10,237 | - |
| Plant, machinery and equipment23 | - | €218 | - | - | - | - |
| Furniture and vehicles24 | - | €17,546 | - | - | €10,237 | - |
| Current assets29/58 | €65,492 | €20,150 | €21,780 | €25,909 | €34,166 | ▲ 31.9% |
| Amounts receivable within one year40/41 | €21,144 | €12,584 | €21,780 | €7,502 | €15,865 | ▲ 111% |
| Trade receivables40 | - | - | €21,780 | €6,980 | €15,865 | ▲ 127% |
| Other amounts receivable41 | - | €12,584 | - | €522 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €44,348 | €7,567 | - | €18,407 | €18,302 | ▼ 0.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €85,346 | €37,914 | €21,780 | €25,909 | €44,403 | ▲ 71.4% |
| Equity10/15 | €54,505 | €25,714 | €19,777 | €18,770 | €29,298 | ▲ 56.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | €35,905 | €35,905 | €35,905 | €35,905 | €10,698 | ▼ 70.2% |
| Non-distributable reserves130/1 | - | €1,616 | €1,616 | - | - | - |
| Legal reserve130 | - | €1,616 | €1,616 | - | - | - |
| Distributable reserves133 | - | €34,289 | €34,289 | €35,905 | €10,698 | ▼ 70.2% |
| Profit (loss) carried forward14 | -€25,602 | -€28,791 | -€34,728 | -€35,734 | €0 | ▲ 100% |
| Amounts payable17/49 | €30,841 | €12,200 | €2,003 | €7,138 | €15,105 | ▲ 112% |
| Amounts payable after more than one year17 | €3,005 | - | - | - | - | - |
| Amounts payable within one year42/48 | €15,836 | €10,200 | €2,003 | €7,138 | €15,105 | ▲ 112% |
| Trade debts44 | €2,227 | €150 | - | €1,290 | €4,408 | ▲ 242% |
| Suppliers440/4 | - | €150 | - | €1,290 | €4,408 | ▲ 242% |
| Taxes, remuneration and social security45 | - | €2,262 | €243 | €5,848 | €7,165 | ▲ 22.5% |
| Taxes450/3 | - | €2,262 | €243 | €3,602 | €2,586 | ▼ 28.2% |
| Remuneration and social security454/9 | - | - | - | €2,246 | €4,580 | ▲ 104% |
| Other amounts payable47/48 | - | €7,788 | €1,760 | €0 | €3,532 | - |
| Accrued charges and deferred income492/3 | - | €2,000 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,610 | -€28,791 | -€5,937 | -€1,006 | €10,527 | ▲ 1,146% |
| + Depreciation and write-downs630 | €1,763 | €4,296 | €4,103 | - | €763 | - |
| Operating cash flow (approximation) | €29,372 | -€24,495 | -€1,834 | -€1,006 | €11,291 | ▲ 1,222% |
| Investment in fixed assets (approximation) | - | -€2,206 | - | - | - | - |
| Change in cash | - | -€36,781 | - | - | -€105 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,527
Net result €10,527 after 3 loss-making years.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity times 6current ratio 10.87
Current ratio from 1.98 to 10.87; short-term debt falls from €10,200 to €2,003.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet -€28,791
Net result drops to -€28,791, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €27,610 ▲1,650%
Operating result €41,542, net result €27,610, both a record.
31-03
Financial
Liquidity times 7current ratio 4.14
Current ratio from 0.61 to 4.14; short-term debt falls from €76,403 to €15,836.
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2000
Ground area
1,677 m²
Building footprint
1,142 m²
Volume, LiDAR
6,143 m³
Parcel 71328D1346/00P000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIDCOM
since 20002.131.987.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D1346/00P000 | Flanders | 1,677 m² | 1 · 1,142 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473181539
Registered
16-10-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.