HCFB Commerce

Active

Private limited companyfounded 2022active for 4 yearsMolenstraat 214, 9032 Gent, BelgiumKBO/BCE: BE 0791.178.817

Summary

The computed 12-month bankruptcy probability of HCFB Commerce is 8.7% (elevated). For HCFB Commerce, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (-€19,383) and a net result of -€48,628. Its solvency ranks better than 16% of 25,586 sector peers (NACE 47, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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HCFB CommerceActive

Risk analysis Report Compare

Activity

Other non-specialised retail sale

NACE 47120General electrical installation work NACE 43211

2 sites

Size

€93,859total assets 2024

Equity: -€19,383
Loss: -€48,628

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 8.7%

2024 figures too old to score

Structure

Accounts 170 days overdue0 of 1 deed read

Signalsraises riskFigures for financial year 2024 (filed 30-04-2025)1 financial year not filed after the legal deadlineLoss of €48,628 (financial year 2024)Annual accounts not filedlowers riskSize: total assets €93,859neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Weak

Solvency 4-56

equity -20.7% of total assets

Liquidity 1-42

short-term debt 117.6% · cash 0.4%

Profitability 0-82

return on assets -51.8%

Bankruptcy probability, 12 months

8.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)

Last 24 months 11-2024: 1.5%lowest value 12-2024: 1.5%● unchanged vs 11-2024lowest value 01-2025: 1.6%▲ +0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 4.1%▲ +2.5 percentage points vs 04-2025 06-2025: 3.8%▼ -0.3 percentage points vs 05-2025 07-2025: 3.8%● unchanged vs 06-2025 08-2025: 3.8%● unchanged vs 07-2025 09-2025: 3.8%● unchanged vs 08-2025 10-2025: 3.8%● unchanged vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.7%▼ -0.1 percentage points vs 02-2026 04-2026: 3.8%▲ +0.1 percentage points vs 03-2026 05-2026: 4.8%▲ +1.0 percentage point vs 04-2026 06-2026: 4.5%▼ -0.3 percentage points vs 05-2026 07-2026: 6.0%▲ +1.5 percentage points vs 06-2026 08-2026: 6.1%▲ +0.1 percentage points vs 07-2026 09-2026: 6.8%▲ +0.7 percentage points vs 08-2026 10-2026: 8.7%▲ +1.9 percentage points vs 09-2026highest value

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 30-04-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline

NBB · filings

Size: total assets €93,859

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €48,628 (financial year 2024)

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 170 days later.

NBB · 2 filings

Position against the passed deadline

30-09-2025 year end30-04-2026 deadline17-10-2026 today

Latest accounts filed on time

The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not filed

2024

on the day

2023

14 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

30-04-2025 Annual accounts filedfinancial year 2024 · micro…
14-05-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: Accounts not fileddeadline was 30-04-2026 170 days late View
Risk: Negative equityfinancial year 2024: debts exceed assets -€19,383 View
Caution: Among the weakest 5% on net resultsector median €4,550 · 25,561 companies -€48,628 View
Caution: From profit to loss in 2024after €9,245 in 2023 -€48,628 View