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CARROBUDGET

Active
Private limited companyfounded 20179 yrs activeArmoedestraat 15, 8800 Roeselare, BelgiumKBO/BCE: BE 0680.889.322
Summary

CARROBUDGET has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,286 and a net result of €1,044. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability45▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 8.15 against 13.41 in 2024; short-term debt: 12.3% and cash: 17% of total assets), and 16.5% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.5%
Return on assets
3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
52 d early
2024
40 d early
2023
54 d early
2022
31 d early
2021
37 d early
2020
21 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 September 2017, CARROBUDGET was incorporated.1 Total assets went from EUR 18,683 in 2018 to EUR 35,065 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€29,286▲ 3.7%
2024 · €28,242
Total assets
€35,065▲ 13.4%
2024 · €30,935
Net result
€1,044▼ 30.9%
2024 · €1,512
Working capital
€30,765▲ 7.5%
2024 · €28,627
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€642▲ 160%€2,804▲ 337%€6,075▲ 117%€1,878▼ 69.1%€1,244▼ 33.8%
Net result€560▲ 100%€2,087▲ 273%€4,348▲ 108%€1,512▼ 65.2%€1,044▼ 30.9%
Equity€20,296▲ 2.8%€22,383▲ 10.3%€26,730▲ 19.4%€28,242▲ 5.7%€29,286▲ 3.7%
Total assets€20,605▼ 14.6%€23,487▲ 14.0%€29,085▲ 23.8%€30,935▲ 6.4%€35,065▲ 13.4%
Debt€309▼ 93.0%€1,104▲ 257%€2,355▲ 113%€2,693▲ 14.3%€5,779▲ 115%
Working capital€20,222▲ 3.9%€22,727▲ 12.4%€27,105▲ 19.3%€28,627▲ 5.6%€30,765▲ 7.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000Operating result 2021: €642€642Net result 2021: €560€560Operating result 2022: €2,804€2,804Net result 2022: €2,087€2,087Operating result 2023: €6,075€6,075Net result 2023: €4,348€4,348Operating result 2024: €1,878€1,878Net result 2024: €1,512€1,512Operating result 2025: €1,244€1,244Net result 2025: €1,044€1,04420212022202320242025€0€2,000€4,000€6,000Operating result 2023: €6,075€6,070Net result 2023: €4,348€4,350Operating result 2024: €1,878€1,880Net result 2024: €1,512€1,510Operating result 2025: €1,244€1,240Net result 2025: €1,044€1,040202320242025
The operating result has fallen two years in a row; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35,065
Equity €29,286 ▲ 3.7%
Debt €5,779 ▲ 115%
Debt's share of the balance-sheet total rises from 8.7% to 16.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
8.15▼
2024 · 13.41
Debt to equity
0.20▲
2024 · 0.10
ROE
3.6%▼
2024 · 5.4%
ROA
3.0%▼
2024 · 4.9%
Debt ≤ 1 year
€4,300▲
2024 · €2,308
Income taxes
€391▼
2024 · €550
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.0% went bankrupt
3.7% stopped otherwise
94% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,935€35,065▲
Current assets29/58€30,935€35,065▲
Amounts receivable within one year40/41€25,559€29,103▲
Trade receivables40€559€4,103▲
Other amounts receivable41€25,000€25,000=
Cash at bank and in hand54/58€5,376€5,962▲
Equity and liabilities
Total equity and liabilities10/49€30,935€35,065▲
Equity10/15€28,242€29,286▲
Contributions10/11€18,600€18,600=
Reserves13€9,642€10,686▲
Distributable reserves133€9,642€10,686▲
Amounts payable17/49€2,693€5,779▲
Amounts payable within one year42/48€2,308€4,300▲
Trade debts44€927€2,645▲
Suppliers440/4€927€2,645▲
Advances received on contracts in progress46€763€0▼
Taxes, remuneration and social security45€617€1,655▲
Taxes450/3€617€1,655▲
Accrued charges and deferred income492/3€385€1,479▲
Income statement Code20242025
Other operating charges640/8€510€524▲
Gross operating margin9900€2,388€1,768▼
Operating profit (loss)9901€1,878€1,244▼
Financial income75/76B€219€250▲
Recurring financial income75€219€250▲
Financial charges65/66B€35€58▲
Recurring financial charges65€35€58▲
Profit (loss) for the period before taxes9903€2,062€1,435▼
Income taxes67/77€550€391▼
Profit (loss) for the period9904€1,512€1,044▼
Profit (loss) for the period to be appropriated9905€1,512€1,044▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,512€1,044▼
Transfer to equity691/2€1,512€1,044▼
To other reserves6921€1,512€1,044▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195€184€0---
Other operating charges640/8-€459€489€510€524▲ 2.8%
Gross operating margin9900€1,296€3,448€6,564€2,388€1,768▼ 26.0%
Operating profit (loss)9901€642€2,804€6,075€1,878€1,244▼ 33.8%
Financial income75/76B-€75€79€219€250▲ 14.2%
Recurring financial income75€146€75€79€219€250▲ 14.2%
Financial charges65/66B-€33€225€35€58▲ 65.9%
Recurring financial charges65€31€33€225€35€58▲ 65.9%
Profit (loss) for the period before taxes9903€758€2,847€5,929€2,062€1,435▼ 30.4%
Income taxes67/77€198€759€1,581€550€391▼ 28.9%
Profit (loss) for the period9904€560€2,087€4,348€1,512€1,044▼ 30.9%
Profit (loss) for the period to be appropriated9905€560€2,087€4,348€1,512€1,044▼ 30.9%
Line20212022202320242025Change
Assets
Total assets20/58€20,605€23,487€29,085€30,935€35,065▲ 13.4%
Formation expenses20€184€0----
Current assets29/58€20,420€23,487€29,085€30,935€35,065▲ 13.4%
Amounts receivable within one year40/41€15,068€18,001€27,120€25,559€29,103▲ 13.9%
Trade receivables40-€2,978€2,120€559€4,103▲ 635%
Other amounts receivable41-€15,023€25,000€25,000€25,000=
Cash at bank and in hand54/58€5,237€5,486€1,966€5,376€5,962▲ 10.9%
Deferred charges and accrued income490/1-€0----
Equity and liabilities
Total equity and liabilities10/49€20,605€23,487€29,085€30,935€35,065▲ 13.4%
Equity10/15€20,296€22,383€26,730€28,242€29,286▲ 3.7%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,696€3,783€8,130€9,642€10,686▲ 10.8%
Distributable reserves133-€3,783€8,130€9,642€10,686▲ 10.8%
Amounts payable17/49€309€1,104€2,355€2,693€5,779▲ 115%
Amounts payable within one year42/48€198€759€1,980€2,308€4,300▲ 86.4%
Trade debts44€0--€927€2,645▲ 185%
Suppliers440/4---€927€2,645▲ 185%
Advances received on contracts in progress46---€763€0▼ 100%
Taxes, remuneration and social security45-€759€1,980€617€1,655▲ 168%
Taxes450/3-€759€1,980€617€1,655▲ 168%
Accrued charges and deferred income492/3-€345€375€385€1,479▲ 284%
Line20212022202320242025Change
Profit (loss) for the period9904€560€2,087€4,348€1,512€1,044▼ 30.9%
+ Depreciation and write-downs630€195€184€0---
Operating cash flow (approximation)€755€2,272€4,348€1,512€1,044▼ 30.9%
Change in cash-€249-€3,521€3,410€586▼ 82.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
09-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Highest result since 2018net €4,348 ▲108%
Operating result €6,075, net result €4,348, both a record.
30-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Liquidity times 19current ratio 103.15
Current ratio from 5.54 to 103.15; short-term debt falls from €4,286 to €198.
09-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1.9 ha
Building footprint
2,285 m²
Volume, LiDAR
17,064 m³
2 parcels, Flanders · tallest building 28.9 m, ±3 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
CARROBUDGET
Armoedestraat 47, 8800 RoeselareRetail trade
since 20172.267.565.535
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017A0891/00K000 Flanders 1.7 ha 1 · 2,085 m² 28.9 m · 3 fl.
36017A0933/00M000 Flanders 2,851 m² 1 · 200 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,956 companies in sector 47120 we hold annual accounts for 2,192. 1,459 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-09-2017
Fiscal year end30-09
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID 0208:0680889322
Also 9925:BE0680889322
Registered 08-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.