VANBO
ActiveSummary
VANBO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €123k and a net result of €14k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▲+27
Solvency89▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 1.99 in 2023; short-term debt: 36.3% and cash: 21.3% of total assets), and 36.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-08-2025, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d late
2023
1 d early
2022
58 d early
2021
33 d early
2020
57 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2024, micro schema
Equity
€123k▲ 12.9%
2023 · €109k
Total assets
€193k▲ 1.8%
2023 · €190k
Net result
€14k
2023 · €-2k
Working capital
€96k▲ 20.2%
2023 · €80k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€20k€10k▼ 48.5%€-17k€-665▲ 96.2%€15k
Net result€20k€11k▼ 44.0%€-15k€-2k▲ 88.2%€14k
Equity€115k▲ 21.6%€126k▲ 10.0%€111k▼ 12.2%€109k▼ 1.6%€123k▲ 12.9%
Total assets€197k▲ 7.3%€226k▲ 15.0%€216k▼ 4.2%€190k▼ 12.2%€193k▲ 1.8%
Debt€82k▼ 8.0%€100k▲ 22.1%€105k▲ 5.9%€81k▼ 23.3%€70k▼ 13.2%
Working capital€92k▲ 30.5%€95k▲ 3.5%€79k▼ 16.6%€80k▲ 0.7%€96k▲ 20.2%
Staff (FTE)0.8=1▲ 25.0%1.3▲ 30.0%1▼ 23.1%1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €665 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€28k ▼ 6.7%
Current assets
€166k ▲ 3.3%
Equity and liabilities €193k
Equity
€123k ▲ 12.9%
Debt
€70k ▼ 13.2%
Debt's share of the balance-sheet total falls from 42.5% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2023 · €5k
Cash flow
€20k▲
2023 · €3k
Current ratio
2.36▲
2023 · 1.99
Debt to equity
0.57▼
2023 · 0.74
ROE
11.4%▲
2023 · -1.7%
ROA
7.3%▲
2023 · -1.0%
Interest coverage
24.84▲
2023 · 4.01
Debt ≤ 1 year
€70k▼
2023 · €81k
Staff costs
€54k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €46k | €43k | €41k | €54k | ▲ 32.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €8k | €5k | €5k | ▲ 3.6% |
| Other operating charges640/8 | - | €403 | €855 | €1k | €1k | ▼ 15.8% |
| Gross operating margin9900 | €56k | €61k | €34k | €47k | €76k | ▲ 61.7% |
| Operating profit (loss)9901 | €20k | €10k | €-17k | €-665 | €15k | ▲ 2,341% |
| Financial income75/76B | - | €4k | €3k | - | - | - |
| Recurring financial income75 | €7 | €4k | €3k | - | - | - |
| Non-recurring financial income76B | - | €4k | €3k | - | - | - |
| Financial charges65/66B | - | €488 | €839 | €1k | €820 | ▼ 28.4% |
| Recurring financial charges65 | €290 | €488 | €839 | €1k | €820 | ▼ 28.4% |
| Profit (loss) for the period before taxes9903 | €20k | €13k | €-15k | €-2k | €14k | ▲ 879% |
| Income taxes67/77 | - | €2k | - | €2 | - | - |
| Profit (loss) for the period9904 | €20k | €11k | €-15k | €-2k | €14k | ▲ 878% |
| Profit (loss) for the period to be appropriated9905 | €20k | €11k | €-15k | €-2k | €14k | ▲ 878% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €197k | €226k | €216k | €190k | €193k | ▲ 1.8% |
| Fixed assets21/28 | €23k | €43k | €35k | €30k | €28k | ▼ 6.7% |
| Tangible fixed assets22/27 | €8k | €27k | €19k | €14k | €12k | ▼ 14.2% |
| Plant, machinery and equipment23 | - | €4k | €1k | €507 | - | - |
| Furniture and vehicles24 | - | €23k | €18k | €13k | €12k | ▼ 11.0% |
| Financial fixed assets28 | €16k | €16k | €16k | €16k | €16k | = |
| Current assets29/58 | €173k | €183k | €182k | €161k | €166k | ▲ 3.3% |
| Amounts receivable after more than one year29 | - | - | - | - | €97k | - |
| Other amounts receivable291 | - | - | - | - | €97k | - |
| Amounts receivable within one year40/41 | €137k | €130k | €141k | €135k | €28k | ▼ 79.4% |
| Trade receivables40 | - | - | €6k | - | €10k | - |
| Other amounts receivable41 | - | €130k | €135k | €135k | €18k | ▼ 86.5% |
| Cash at bank and in hand54/58 | €36k | €53k | €41k | €25k | €41k | ▲ 61.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €197k | €226k | €216k | €190k | €193k | ▲ 1.8% |
| Equity10/15 | €115k | €126k | €111k | €109k | €123k | ▲ 12.9% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €159k | €159k | €159k | €159k | €159k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €157k | €157k | €157k | €157k | = |
| Profit (loss) carried forward14 | €-50k | €-38k | €-54k | €-56k | €-42k | ▲ 25.3% |
| Amounts payable17/49 | €82k | €100k | €105k | €81k | €70k | ▼ 13.2% |
| Amounts payable after more than one year17 | - | €11k | €3k | - | - | - |
| Financial debts170/4 | - | €11k | €3k | - | - | - |
| Amounts payable within one year42/48 | €82k | €88k | €103k | €81k | €70k | ▼ 13.2% |
| Current portion of amounts payable after more than one year42 | - | €8k | €8k | €3k | - | - |
| Trade debts44 | €4k | €2k | €10k | €3k | €733 | ▼ 74.4% |
| Suppliers440/4 | - | €2k | €10k | €3k | €733 | ▼ 74.4% |
| Taxes, remuneration and social security45 | - | €78k | €84k | €75k | €8k | ▼ 89.1% |
| Taxes450/3 | - | €5k | €4k | - | €1k | - |
| Remuneration and social security454/9 | - | €74k | €80k | €75k | €7k | ▼ 90.8% |
| Other amounts payable47/48 | - | - | - | - | €61k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €11k | €-15k | €-2k | €14k | ▲ 878% |
| + Depreciation and write-downs630 | €3k | €4k | €8k | €5k | €5k | ▲ 3.6% |
| Operating cash flow (approximation) | €24k | €16k | €-7k | €3k | €20k | ▲ 467% |
| Investment in fixed assets (approximation) | - | €-24k | €0 | €-20 | €-3k | ▼ 17,236% |
| Change in cash | - | €16k | €-12k | €-16k | €16k | ▲ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-03
State Gazette act
Resignation: Jordi Van de Velde (manager)Appointment: Jordi Van de Velde (non-statutory director) · Statutes amendment · Reserve release9 facts ▸
State Gazette act
Resignation: Jordi Van de Velde (manager)
Appointment: Jordi Van de Velde (non-statutory director) · Statutes amendment · Reserve release9 facts ▸
- General meeting, 18 maart 2026
- Statutes amendment
- Reserve release, Schrapping statutair onbeschikbare eigenvermogensrekening en beschikbaar maken voor uitkeringen
- Capital
- Director resignation, Jordi Van de Velde (manager)
- Director appointment, Jordi Van de Velde (non-statutory director)
- Registered-office move, 2560 Nijlen, Herenthoutsesteenweg 45
- Power of attorney, Nathalie Verelst
- Power of attorney, Carla Janssens
2025
03-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Equity above €100kEq €115k ▲21.6%
Equity rises from €95k to €115k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Jordi Van de Velde
CurrentNon-statutory director · since 30-03-2026
30-03-2026
Resigned as Manager
30-03-2026
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 1992
Ground area
1,152 m²
Building footprint
173 m²
Volume, LiDAR
1,013 m³
Parcel 12026C0857/00C000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANBO BVBA
since 19922.059.894.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026C0857/00C000 | Flanders | 1,152 m² | 1 · 173 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Aankopen, verkopen en verhuren van machines en materieel voor bouw- en aanverwante bedrijven. Bouwen en verbouwen van gebouwen zijnde villabouw, appartementen, … en aannemen van…
Full purpose
Aankopen, verkopen en verhuren van machines en materieel voor bouw- en aanverwante bedrijven. Bouwen en verbouwen van gebouwen zijnde villabouw, appartementen, … en aannemen van bouwwerken van alle aard voor rekening van derden of voor eigen rekening. Deze opsomming is niet limitatief maar enkel aanwijzend. De vennootschap mag alle verrichtingen van commerciële, industriële, financiële, roerende of onroerende aard uitvoeren, die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk verband kunnen houden met de verwezenlijking van haar voorwerp of de uitbreiding ervan kunnen bevorderen of vergemakkelijken.
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 30-03-2026 Capital stated in the act · 750 shares
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 108 EUR awarded · 108 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 108 EUR | 108 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,924 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-1992
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.