JAVEBO
ActiveJAVEBO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €6k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
short-term debt: 0.5% and cash: 16.9% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
37 d early
2023
61 d early
2022
59 d early
2021
45 d early
2020
50 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€247k▲ 2.7%
2024 · €241k
2018: €180k
2019: €189k
2020: €193k
2021: €213k
2022: €229k
2023: €237k
2024: €241k
2018 → 2025
Total assets
€249k▲ 2.6%
2024 · €242k
2018: €202k
2019: €192k
2020: €203k
2021: €214k
2022: €235k
2023: €249k
2024: €242k
2018 → 2025
Net result
€6k▲ 61.7%
2024 · €4k
2018: €9k
2019: €8k
2020: €4k
2021: €20k
2022: €16k
2023: €8k
2024: €4k
2018 → 2025
Working capital
€200k▲ 2.9%
2024 · €194k
2018: €162k
2019: €160k
2020: €157k
2021: €169k
2022: €184k
2023: €195k
2024: €194k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€229k▲ 7.6%€237k▲ 3.5%€241k▲ 1.7%€247k▲ 2.7%
Operating result€20k-€16k▼ 18.5%€9k▼ 43.6%€848▼ 90.7%€6k▲ 552%
Net result€20k-€16k▼ 19.2%€8k▼ 50.6%€4k▼ 49.8%€6k▲ 61.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 552% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€47k▲ 1.7%
Current assets
€201k▲ 2.8%
Equity and liabilities €249k
Equity
€247k▲ 2.7%
Debt
€1k▼ 18.1%
The debt ratio falls from 0.6% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
99.5%▲
2024 · 99.4%
Debt / equity
0.00▼
2024 · 0.01
ROE
2.6%▲
2024 · 1.7%
ROA
2.6%▲
2024 · 1.6%
Debt
€1k▼
2024 · €1k
Debt ≤ 1 year
€1k▼
2024 · €1k
Income taxes
€3k
Staff costs
€91k▲
2024 · €80k
A ratio outside any meaningful range has been withheld (balance sheet total €249k, equity €247k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€249k▲
Fixed assets21/28€47k€47k▲
Tangible fixed assets22/27€46k€47k▲
Plant, machinery and equipment23€21k€22k▲
Furniture and vehicles24€25k€25k=
Financial fixed assets28€640€640=
Current assets29/58€196k€201k▲
Amounts receivable within one year40/41€148k€159k▲
Trade receivables40€136k€142k▲
Other amounts receivable41€12k€17k▲
Cash at bank and in hand54/58€48k€42k▼
Equity and liabilities
Total equity and liabilities10/49€242k€249k▲
Equity10/15€241k€247k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€221k€227k▲
Amounts payable17/49€1k€1k▼
Amounts payable within one year42/48€1k€1k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€80k€91k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€83k€99k▲
Operating profit (loss)9901€848€6k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€196€178▼
Recurring financial charges65€196€178▼
Profit (loss) for the period before taxes9903€4k€9k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€221k€227k▲
Profit (loss) brought forward from the previous period14P€217k€221k▲
Social balance
Average headcount (FTE)9087-2.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼49.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 142.27
Current ratio from 31.14 to 142.27; short-term debt falls from €6k to €1k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €20k ▲342%
Operating result €20k, net result €20k, both a record.
31-12
Financial
Liquidity times 12current ratio 201.72
Current ratio from 16.15 to 201.72; short-term debt falls from €10k to €840.
31-12
Financial
Equity above €200kEq €213k ▲10.3%
4 profitable years in a row build equity to €213k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 46.92
Current ratio from 20.95 to 46.92; short-term debt falls from €8k to €3k.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Portugesestraat 822660 AntwerpenGround area
135 m²
Building footprint
78 m²
Volume, LiDAR
630 m³
Parcel 11019B0106/00E012, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAVEBO
since 19892.044.042.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11019B0106/00E012 | Flanders | 135 m² | 1 · 78 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPANBETON HOLLEVOET CHARLES
BE 0413.202.677
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Bouwbedrijf NIVA
BE 0798.502.416
Tielt-Winge · Eq €247k
GROUPE MBC
BE 0889.604.123
Etterbeek · Eq €248k
VAN HONACKER ET FILS
BE 0415.579.375
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MJM Techniks
BE 0670.624.940
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 11,539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-1989
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45211
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.