VALAUMA
ActiveSummary
VALAUMA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
58.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
26 d late
2023
28 d late
2022
24 d late
2021
389 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▲ 66.4%
2024 · €15k
2021: €-5k
2022: €-7k
2023: €7k
2024: €15k
2021 → 2025
Working capital
€715▼ 29.0%
2024 · €1k
2021: €-3k
2022: €-14k
2023: €-6k
2024: €1k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€-9k▼ 313%€-3k▲ 71.4%€3k€3k=
Operating result€-5k-€-7k▼ 30.7%€9k€21k▲ 125%€33k▲ 57.3%
Net result€-5k-€-7k▼ 34.6%€7k€15k▲ 119%€24k▲ 66.4%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€4k ▲ 83.0%
Current assets
€38k ▲ 20.6%
Equity and liabilities €41k
Equity
€3k =
Debt
€38k ▲ 26.8%
Debt's share of the balance-sheet total rises from 91.0% to 92.8%. Debt is higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €22k
Cash flow
€26k▲
2024 · €16k
Current ratio
1.02▼
2024 · 1.03
Debt to equity
12.83▲
2024 · 10.12
ROE
809.4%▲
2024 · 486.5%
ROA
58.5%▲
2024 · 43.7%
Interest coverage
34.70▼
2024 · 38.03
Debt ≤ 1 year
€37k▲
2024 · €30k
Debt > 1 year
€1k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€41k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€31k€38k▲
Amounts receivable within one year40/41€23k€35k▲
Trade receivables40-€659
Other amounts receivable41€23k€34k▲
Cash at bank and in hand54/58€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€33k€41k▲
Equity10/15€3k€3k=
Contributions10/11€3k€3k=
Amounts payable17/49€30k€38k▲
Amounts payable after more than one year17-€1k
Financial debts170/4-€1k
Amounts payable within one year42/48€30k€37k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€5k€948▼
Suppliers440/4€5k€948▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Other amounts payable47/48€11k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€918€421▼
Gross operating margin9900€23k€35k▲
Operating profit (loss)9901€21k€33k▲
Financial income75/76B€25-
Recurring financial income75€25-
Financial charges65/66B€583€983▲
Recurring financial charges65€583€983▲
Profit (loss) for the period before taxes9903€20k€32k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€15k€24k▲
Profit (loss) for the period to be appropriated9905€15k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€24k▲
Profit (loss) brought forward from the previous period14P€-6k-
Profit to be distributed694/7€9k€24k▲
Return on contributions (dividend)694€9k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €24k ▲66.4%
Operating result €33k, net result €24k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 389 days late
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Marcellis 244020 LiègeGround area
449 m²
Building footprint
154 m²
Volume, LiDAR
2,549 m³
Parcel 62817C0019/00K004, Wallonia · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VALAUMA
since 20212.315.839.762
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0019/00K004 | Wallonia | 449 m² | 1 · 154 m² | 22.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0731.736.029
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MDC-LAW
BE 0732.933.879
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Advocatenkantoor Veerle Simeons
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 2,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:m.toller@avocat.be
E-mail:m.toller@gblf.be
Phone:+32491325054
Phone:0491325054