MDC-LAW
ActiveMDC-LAW has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €34k. Equity is shrinking by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 0.81 in 2024), and 96.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.8%
Return on assets
43.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
101 d early
2024
44 d early
2023
32 d early
2022
32 d early
2021
9 d early
2020
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k=
2024 · €3k
2020: €8k
2021: €23k
2022: €28k
2023: €3k
2024: €3k
2020 → 2025
Total assets
€79k▲ 63.3%
2024 · €48k
2020: €10k
2021: €28k
2022: €31k
2023: €34k
2024: €48k
2020 → 2025
Net result
€34k▲ 13.8%
2024 · €30k
2020: €5k
2021: €16k
2022: €8k
2023: €12k
2024: €30k
2020 → 2025
Working capital
€-5k▲ 36.7%
2024 · €-9k
2020: €8k
2021: €21k
2022: €26k
2023: €-12k
2024: €-9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€28k▲ 22.2%€3k▼ 89.2%€3k=€3k=
Operating result€21k-€12k▼ 41.9%€17k▲ 39.2%€43k▲ 150%€45k▲ 5.7%
Net result€16k-€8k▼ 48.7%€12k▲ 47.2%€30k▲ 149%€34k▲ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€8k▼ 27.2%
Current assets
€71k▲ 91.6%
Equity and liabilities €79k
Equity
€3k=
Debt
€76k▲ 67.5%
The debt ratio rises from 93.8% to 96.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€48k▲
2024 · €46k
Cash flow
€37k▲
2024 · €33k
Solvency
3.8%▼
2024 · 6.2%
Current ratio
0.93▲
2024 · 0.81
Quick ratio
0.93▲
2024 · 0.81
Debt / equity
25.40▲
2024 · 15.17
ROA
43.2%▼
2024 · 62.0%
Interest coverage
37.89▲
2024 · 35.92
Debt
€76k▲
2024 · €45k
Debt ≤ 1 year
€76k▲
2024 · €45k
Income taxes
€10k▼
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €79k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€79k▲
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€37k€71k▲
Amounts receivable within one year40/41€12k€21k▲
Trade receivables40€12k€21k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€24k€49k▲
Deferred charges and accrued income490/1€828€794▼
Equity and liabilities
Total equity and liabilities10/49€48k€79k▲
Equity10/15€3k€3k=
Contributions10/11€3k€3k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€45k€76k▲
Amounts payable within one year42/48€45k€76k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€34k€62k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€582€585▲
Gross operating margin9900€46k€49k▲
Operating profit (loss)9901€43k€45k▲
Financial income75/76B€65€96▲
Recurring financial income75€65€96▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€41k€44k▲
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€30k€34k▲
Profit (loss) for the period to be appropriated9905€30k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€34k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€30k€34k▲
Return on contributions (dividend)694€30k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €34k ▲13.8%
Operating result €45k, net result €34k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 942260 WesterloGround area
4,996 m²
Building footprint
268 m²
Volume, LiDAR
1,356 m³
Parcel 13039C0019/00Z000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MDC-LAW
since 20192.292.883.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039C0019/00Z000 | Flanders | 4,996 m² | 1 · 268 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Advocatenkantoor Veerle Simeons
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 2,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2019
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.