Céline Bimbenet
ActiveCéline Bimbenet has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €56k. Equity is shrinking by ~22.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 6% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency13▼-12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.0 against 1.18 in 2023), and 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.7%
Return on assets
67.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 15369 sector peers (2024).
NBB · sector comparisonPosition among 15369 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
36 d early
2022
48 d early
2021
61 d early
2020
65 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k▼ 71.1%
2023 · €10k
2019: €2k
2020: €19k
2021: €42k
2022: €13k
2023: €10k
2019 → 2024
Total assets
€82k▲ 23.3%
2023 · €67k
2019: €23k
2020: €47k
2021: €75k
2022: €81k
2023: €67k
2019 → 2024
Net result
€56k▲ 26.0%
2023 · €44k
2019: €-1k
2020: €17k
2021: €23k
2022: €30k
2023: €44k
2019 → 2024
Working capital
€53▼ 99.5%
2023 · €10k
2019: €-12k
2020: €9k
2021: €35k
2022: €10k
2023: €10k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€42k▲ 127%€13k▼ 67.9%€10k▼ 23.0%€3k▼ 71.1%
Operating result€22k-€30k▲ 38.6%€39k▲ 28.2%€55k▲ 40.1%€70k▲ 28.2%
Net result€17k-€23k▲ 41.4%€30k▲ 29.0%€44k▲ 45.5%€56k▲ 26.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 28% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€3k▲ 528%
Current assets
€79k▲ 19.3%
Equity and liabilities €82k
Equity
€3k▼ 71.1%
Debt
€79k▲ 40.7%
The debt ratio rises from 84.4% to 96.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€71k▲
2023 · €57k
Cash flow
€56k▲
2023 · €47k
Solvency
3.7%▼
2023 · 15.6%
Current ratio
1.00▼
2023 · 1.18
Quick ratio
1.00▼
2023 · 1.18
Debt / equity
26.38▲
2023 · 5.42
ROA
67.6%▲
2023 · 66.1%
Interest coverage
2365.32▲
2023 · 368.76
Debt
€79k▲
2023 · €56k
Debt ≤ 1 year
€79k▲
2023 · €56k
Income taxes
€15k▲
2023 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €82k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€67k€82k▲
Fixed assets21/28€519€3k▲
Tangible fixed assets22/27€519€3k▲
Furniture and vehicles24€95€3k▲
Other tangible fixed assets26€424€367▼
Current assets29/58€66k€79k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€2k-
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€59k€74k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€67k€82k▲
Equity10/15€10k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7k-
Amounts payable17/49€56k€79k▲
Amounts payable within one year42/48€56k€79k▲
Trade debts44€477€105▼
Suppliers440/4€477€105▼
Taxes, remuneration and social security45€532€4k▲
Taxes450/3€532€4k▲
Other amounts payable47/48€55k€75k▲
Accrued charges and deferred income492/3€325€313▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€742▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€59k€72k▲
Operating profit (loss)9901€55k€70k▲
Financial income75/76B-€202
Recurring financial income75-€202
Financial charges65/66B€156€30▼
Recurring financial charges65€156€30▼
Profit (loss) for the period before taxes9903€55k€70k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€44k€56k▲
Profit (loss) for the period to be appropriated9905€44k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€63k▲
Profit (loss) brought forward from the previous period14P€10k€7k▼
Profit to be distributed694/7€47k€63k▲
Return on contributions (dividend)694€41k€63k▲
Directors or managers695€6k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €56k ▲26%
Operating result €70k, net result €56k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.44 to 1.30.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veltwijcklaan 3072180 AntwerpenGround area
87 m²
Building footprint
87 m²
Volume, LiDAR
652 m³
Parcel 11364F0181/00D002, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Céline Bimbenet
since 20192.291.907.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0181/00D002 | Flanders | 87 m² | 1 · 87 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,466 EUR awarded · 1,466 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,305 EUR | 1,305 EUR |
| 2022 | 1 | 161 EUR | 161 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,019 companies in sector 69101 we hold annual accounts for 9,028. 2,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2019
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.