URBIZ
ActiveSummary
The computed 12-month bankruptcy probability of URBIZ is 4.3% (elevated). The 2025 annual accounts show negative equity (€-90k) and a net result of €-33k. Equity is shrinking by ~87.8% per year across the filed fiscal years. Its solvency ranks better than 6% of 7029 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+50
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.15 in 2024; short-term debt: 197.3% and cash: 1.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-99.8%
Return on assets
-37%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-90k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
19 d early
2022
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-90k▼ 59.1%
2024 · €-56k
2022: €-3k
2023: €-15k
2024: €-56k
2022 → 2025
Total assets
€90k▼ 41.9%
2024 · €154k
2022: €452
2023: €74k
2024: €154k
2022 → 2025
Net result
€-33k▲ 20.4%
2024 · €-42k
2022: €-3k
2023: €-12k
2024: €-42k
2022 → 2025
Working capital
€-160k▲ 9.3%
2024 · €-176k
2022: €-3k
2023: €-88k
2024: €-176k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-3k-€-15k▼ 423%€-56k▼ 288%€-90k▼ 59.1%
Operating result€-3k-€-12k▼ 319%€-42k▼ 259%€-33k▲ 20.4%
Net result€-3k-€-12k▼ 322%€-42k▼ 256%€-33k▲ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €42k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€72k ▼ 41.9%
Current assets
€17k ▼ 41.8%
Key figures and ratios
EBITDA
€19k▲
2024 · €-11k
Cash flow
€19k▲
2024 · €-11k
Solvency
-99.8%▼
2024 · -36.4%
Current ratio
0.10▼
2024 · 0.15
Debt to equity
-2.00▲
2024 · -3.74
ROA
-37.0%▼
2024 · -27.0%
Interest coverage
341.48▲
2024 · -197.73
Debt
€179k▼
2024 · €211k
Debt ≤ 1 year
€177k▼
2024 · €206k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€90k▼
Fixed assets21/28€124k€72k▼
Intangible fixed assets21€122k€70k▼
Financial fixed assets28€3k€3k=
Current assets29/58€30k€17k▼
Amounts receivable within one year40/41€22k€16k▼
Trade receivables40€152€9k▲
Other amounts receivable41€22k€7k▼
Cash at bank and in hand54/58€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€154k€90k▼
Equity10/15€-56k€-90k▼
Contributions10/11€5€5=
Profit (loss) carried forward14€-56k€-90k▼
Amounts payable17/49€211k€179k▼
Amounts payable within one year42/48€206k€177k▼
Trade debts44€176k€175k▼
Suppliers440/4€176k€175k▼
Taxes, remuneration and social security45-€311
Taxes450/3-€311
Other amounts payable47/48€30k€2k▼
Accrued charges and deferred income492/3€5k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€52k▲
Gross operating margin9900€-11k€19k▲
Operating profit (loss)9901€-42k€-33k▲
Financial charges65/66B€58€56▼
Recurring financial charges65€58€56▼
Profit (loss) for the period before taxes9903€-42k€-33k▲
Profit (loss) for the period9904€-42k€-33k▲
Profit (loss) for the period to be appropriated9905€-42k€-33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-90k▼
Profit (loss) brought forward from the previous period14P€-15k€-56k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middelburgstraat 661170 Watermaal-BosvoordeGround area
607 m²
Building footprint
114 m²
Volume, LiDAR
1,534 m³
Parcel 21652E0621/00T000, Brussels · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
URBIZ
since 20222.366.346.276
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0621/00T000 | Brussels | 607 m² | 1 · 114 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:contact@urbiz.be