ARCAVALO
ActiveARCAVALO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €25k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-4
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 10.95 against 2.7 in 2024; short-term debt: 9% and cash: 1.7% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
18 d late
2023
13 d early
2022
30 d late
2021
17 d late
2020
31 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 30.3%
2024 · €83k
2018: €-2k
2019: €26k
2020: €37k
2021: €43k
2022: €41k
2023: €83k
2024: €83k
2018 → 2025
Total assets
€118k▼ 9.2%
2024 · €130k
2018: €58k
2019: €66k
2020: €64k
2021: €75k
2022: €86k
2023: €134k
2024: €130k
2018 → 2025
Net result
€25k▼ 20.6%
2024 · €31k
2018: €13k
2019: €28k
2020: €26k
2021: €21k
2022: €28k
2023: €61k
2024: €31k
2018 → 2025
Working capital
€106k▲ 30.9%
2024 · €81k
2018: €-936
2019: €24k
2020: €35k
2021: €41k
2022: €41k
2023: €80k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€41k▼ 4.3%€83k▲ 100%€83k=€108k▲ 30.3%
Operating result€31k-€39k▲ 24.6%€84k▲ 114%€37k▼ 55.4%€32k▼ 14.5%
Net result€21k-€28k▲ 33.7%€61k▲ 118%€31k▼ 48.7%€25k▼ 20.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€2k▲ 3.0%
Current assets
€116k▼ 9.3%
Equity and liabilities €118k
Equity
€108k▲ 30.3%
Debt
€11k▼ 77.7%
The debt ratio falls from 36.5% to 9.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €38k
Cash flow
€26k▼
2024 · €32k
Solvency
91.0%▲
2024 · 63.5%
Current ratio
10.95▲
2024 · 2.70
Quick ratio
10.95▲
2024 · 2.70
Debt / equity
0.10▼
2024 · 0.58
ROE
23.2%▼
2024 · 38.1%
ROA
21.1%▼
2024 · 24.2%
Interest coverage
17.12▲
2024 · 17.01
Debt
€11k▼
2024 · €47k
Debt ≤ 1 year
€11k▼
2024 · €47k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€118k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€25€25=
Current assets29/58€128k€116k▼
Amounts receivable within one year40/41€120k€108k▼
Trade receivables40€19k€17k▼
Other amounts receivable41€102k€91k▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€130k€118k▼
Equity10/15€83k€108k▲
Contributions10/11€10k€10k=
Reserves13€60k€85k▲
Distributable reserves133€60k€85k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€47k€11k▼
Amounts payable within one year42/48€47k€11k▼
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€31k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€977€1k▲
Other operating charges640/8€497€471▼
Gross operating margin9900€39k€34k▼
Operating profit (loss)9901€37k€32k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€41k€36k▼
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€31k€25k▼
Profit (loss) for the period to be appropriated9905€31k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€38k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7€31k-
Return on contributions (dividend)694€31k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 10.95
Current ratio from 2.70 to 10.95; short-term debt falls from €47k to €11k.
31-12
Financial
Equity above €100kEq €108k ▲30.3%
8 profitable years in a row build equity to €108k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €61k ▲118%
Operating result €84k, net result €61k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klokjeslaan 451170 Watermaal-BosvoordeGround area
166 m²
Building footprint
75 m²
Volume, LiDAR
823 m³
Parcel 21652E0019/00Z018, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARCAVALO
since 20072.158.615.234
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0019/00Z018 | Brussels | 166 m² | 1 · 75 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2006
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
71330
72100
72300
72600
74142
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.