TOUCHEE
ActiveSummary
TOUCHEE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,232 and a net result of €13,232. Its solvency ranks better than 64% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 18-09-2024 Normal situation
- Registered office
- 11 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Retail trade NACE 47554and 4 others
- Establishment unit
- 2.364.206.239 3000 Leuven, since 18-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2024
Board and ownership
Board
- NYSTEN, SanderDirector · since 18-09-2024
- Stifter, LindeDirector · since 18-09-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
Annual accounts 2025
- Gross margin
- €22,001
- Turnover
- ≈ €230,000
- estimated
- Profit
- €13,232
- Equity
- €18,232
- Total assets
- €37,414
Filed on 31-07-2026, on time
Score breakdownraises riskFounded in 2024Size: total assets €37,414lowers riskLiquidity: current ratio 1.84, cash €13,255Equity €18,232 (48.7% of total assets)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 78% of micro companies in retail trade (NACE 47)
Financial strength
Strong
Solvency
74
equity 48.7% of total assets
Liquidity
68
short-term debt 51.3% · cash 35.4%
Profitability
100
return on assets 35.4%
Bankruptcy probability within 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.8%
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▲ +0.3 percentage points vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.6%▲ +0.3 percentage points vs 02-2026
04-2026: 2.9%▲ +0.3 percentage points vs 03-2026highest value
05-2026: 2.9%● unchanged vs 04-2026highest value
06-2026: 2.8%▼ -0.1 percentage points vs 05-2026
07-2026: 2.8%● unchanged vs 06-2026
08-2026: 0.8%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84, above the usual 1.5. Short-term debt is 51.3% and cash 35.4% of total assets. However, 51.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 75% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-07-2026 at the NBB
Turnover
≈ €230,000
Estimated: probably between €120,000 and €560,000
Total assets
€37,414
Net result
€13,232
Working capital
€16,054
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €37,414
Fixed assets
€2,178
Current assets
€35,236
Equity and liabilities €37,414
Equity
€18,232
Debt
€19,182
Debt's share of the balance-sheet total is 51.3%.
Key figures and ratios
EBITDA
€21,035
Cash flow
€14,411
Current ratio
1.84
Quick ratio
1.28
Debt to equity
1.05
ROE
72.6%
ROA
35.4%
Interest coverage
27.49
Debt ≤ 1 year
€19,182
Income taxes
€5,871
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,358 |
| Financial fixed assets | €0 |
| Depreciation and write-downs of the year | €1,179 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as TOUCHEE: retail trade (NACE 47554). They are comparable in size and age: total assets between €40,900 and €141,000, founded between 2022 and 2026.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| TOUCHEE Leuven | 2024 | €37,414 | €18,232 | €22,001 | €13,232 | 2025 |
| BABYLOU Genk | 2023 | €40,913 | -€8,960 | €18,581 | -€5,661 | 2025 |
| SmartlySolved Leuven | 2025 | €84,880 | €15,487 | €21,118 | €14,487 | 2025 |
| 'T SPEELSCHIP Beringen | 2026 | €76,461 | €43,110 | €43,185 | €33,110 | 2026 |
| Bebe d'amore Kortrijk | 2023 | €140,540 | €48,504 | €32,700 | €6,011 | 2025 |
| ABOU HAFSA Dilbeek | 2022 | €80,841 | €26,222 | €72,201 | €4,788 | 2024 |
| Tibou & Tiloulou Nivelles | 2025 | €106,281 | €2,872 | €7,139 | -€3,128 | 2025 |
They were chosen from the 105 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as TOUCHEE has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
95.9%
was still going
That fits the bankruptcy probability of TOUCHEE itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TOUCHEE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,179 |
| Other operating charges640/8 | €966 |
| Gross operating margin9900 | €22,001 |
| Operating profit (loss)9901 | €19,855 |
| Financial income75/76B | €13 |
| Recurring financial income75 | €13 |
| Financial charges65/66B | €765 |
| Recurring financial charges65 | €765 |
| Profit (loss) for the period before taxes9903 | €19,103 |
| Income taxes67/77 | €5,871 |
| Profit (loss) for the period9904 | €13,232 |
| Profit (loss) for the period to be appropriated9905 | €13,232 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €37,414 | |
| Fixed assets21/28 | €2,178 | |
| Tangible fixed assets22/27 | €2,178 | |
| Plant, machinery and equipment23 | €989 | |
| Furniture and vehicles24 | €1,189 | |
| Current assets29/58 | €35,236 | |
| Stocks and contracts in progress3 | €10,655 | |
| Stocks30/36 | €10,655 | |
| Amounts receivable within one year40/41 | €2,841 | |
| Trade receivables40 | €2,768 | |
| Other amounts receivable41 | €72 | |
| Current investments50/53 | €7,576 | |
| Cash at bank and in hand54/58 | €13,255 | |
| Deferred charges and accrued income490/1 | €910 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €37,414 | |
| Equity10/15 | €18,232 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €13,232 | |
| Amounts payable17/49 | €19,182 | |
| Amounts payable within one year42/48 | €19,182 | |
| Trade debts44 | €3,128 | |
| Suppliers440/4 | €3,128 | |
| Taxes, remuneration and social security45 | €12,052 | |
| Taxes450/3 | €12,052 | |
| Other amounts payable47/48 | €4,002 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €13,232 |
| + Depreciation and write-downs630 | €1,179 |
| Operating cash flow (approximation) | €14,411 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00375984 | NBB |
Board & ownership
Directors
Directors
2 directors, no change since 2024
NYSTEN, Sander
Current
Director (not named in the articles) · since 18-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Stifter, Linde
Current
Director (not named in the articles) · since 18-09-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 23-09-2024Owners and capital
Shareholders
At incorporation
act of 23-09-2024 ↗
- Stifter, Linde 50 shares (50%) · €2,500 in cash
- NYSTEN, Sander 50 shares (50%) · €2,500 in cash
Capital transactions
Capital over time
- 23-09-2024 Incorporation · €5,000 · 100 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| NYSTEN, Sander |
|
| Stifter, Linde |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Het bestuursorgaan bepaalt of zij alleen dan wel gezamenlijk optreden, dagelijks bestuur”
Capital, shares and profit
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor de helft ten laste van overdrager en voor de andere helft ten laste van koper(s) naar evenredigheid, elke…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Bestuurder(s)/bestuursorgaan beslissen zelfstandig over opvragingen van stortingen, gelijke behandeling van aandeelhouders”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Hernieuwbare termijn van drie jaar, één of meerdere”
Articles of association, deed of 23-09-2024 (in Dutch)
Network & group
TOUCHEE shares no director with another company.
Companies at the same address
10 other companies- CENTAM Registered office · since 2026 1034583489
- Langenaeker, Marius (sole trader) Establishment · since 2025 1020841658
- Biggs, Emma (sole trader) Establishment · since 2024 1015912672
- Finamcon Registered office · since 2024 1016380648
- Advocatenkantoor Niels Vos Registered office · since 2020 0756667603
- Ministeries van de Vlaamse Gemeenschap Establishment · since 2017 0316380841
- MARSHAL ELECTRIC Establishment · since 2010 0886572179
- ROOM 6 Establishment · since 2006 0882662683
- COBREW Establishment · since 2004 0428975372
- ATL Theater Registered office · since 1999 0469240666
Connections & network
2 current directorsThe network starts from the directors of TOUCHEE. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2026
31-07
micro format · on the deadline day
2024
23-09
Gazette deed
IncorporationStarting capital €5,000 · Appointments: NYSTEN, Sander (director) and Stifter, Linde (director) · Founder · Declaration13 points ▸
Gazette deed
Incorporation
Starting capital €5,000 · Appointments: NYSTEN, Sander (director) and Stifter, Linde (director) · Founder · Declaration13 points ▸
- Founder, Stifter, Linde (stifter)
- Founder, NYSTEN, Sander (stifter)
- Declaration, “identity verification and capacity, notaris bevestigt de juistheid van de identiteit van de comparanten aan de hand van opzoekingen in het rijksregister; compar…” (deed in Dutch)
- Incorporation, 18-09-2024
- Founding capital, €5,000
- Bank account, “KBC Bank NV”, 5000 (deed in Dutch)
- Capital
- Registered office clause, “3000 Leuven, Vaartkom 31/0803” (deed in Dutch)
- Board rule, 2
- Director appointment, NYSTEN, Sander (director (not named in the articles))
- Director appointment, Stifter, Linde (director (not named in the articles))
- Other provision, “notaris” (deed in Dutch)
- The act holds 1 more point.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordName
TOUCHEE in Dutch
Enterprise number
1013.761.846
Legal form
Private limited company
Status
Active, normale toestand
Founded
18-09-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-09-2024 (in Dutch)Registered office and establishments
Registered office
Vaartkom 31, 3000 Leuven, Belgium
Establishment unit
TOUCHEE, Vaartkom 31, 3000 Leuven since 18-09-2024 · unit number 2.364.206.239
Activities
NACEBEL 202547554
Retail trade main activity
13990
Manufacture of textiles
31001
Manufacture of furniture
47120
Other non-specialised retail sale
85599
Other education
Codes under NACEBEL 2008
47788
Retail trade main activity
13990
Manufacture of textiles
31010
Manufacture of furniture
47910
Retail trade
85599
Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 23-09-2024 (in Dutch)
“Vervaardiging van andere textielproducten; Vervaardiging van kleding; Gespecialiseerde designers; Ondersteunende activiteiten voor…”
55 activities
- Vervaardiging van andere textielproducten
- Vervaardiging van kleding
- Gespecialiseerde designers
- Ondersteunende activiteiten voor uitvoerende kunsten
- Scheppende kunsten
- Activiteiten van fotografen
- Productie van films en video- en televisieprogramma's, maken van geluidsopnamen en uitgeverijen van muziekopnamen
- Vertalers en tolken
- Detailhandel in textiel in gespecialiseerde winkels
- Detailhandel via postorderbedrijven of via internet
- Detailhandel in babyartikelen (algemeen assortiment)
- Detailhandel in kleding in gespecialiseerde winkels
- Houtindustrie en vervaardiging van artikelen van hout en van kurk, exclusief meubelen; vervaardiging van artikelen van riet en van vlechtwerk
- Vervaardiging van producten van metaal, exclusief machines en apparaten
- Vervaardiging van elektrische apparatuur
- Vervaardiging van kantoor- en winkelmeubelen
- Vervaardiging van keukenmeubelen
- Vervaardiging van andere meubelen
- Vervaardiging van koffers, tassen en dergelijke en van zadel- en tuigmakerswerk
- Vervaardiging van muziekinstrumenten
- Vervaardiging van spellen en speelgoed
- Reparatie van producten van metaal, machines en apparaten
- Reparatie van computers en consumentenartikelen
- Verschaffen van accommodatie
- Opslag
- Systematische studies en creatieve inspanningen in diverse soorten speur- en ontwikkelingswerk op het gebied van sociale en geesteswetensch. (economie, psychologie, sociologie, rechtswetensch., enz.)
- Overige rechtskundige dienstverlening
- Hoger onderwijs
- Overig onderwijs
- Overige vormen van onderwijs
- Onderwijsondersteunende activiteiten
- Activiteiten van vroedvrouwen
- Het voeren van management in de ruimste zin
- Alle vormen van consultancy en adviesverlening, voor zover deze niet voorbehouden zijn aan de gereglementeerde beroepen, tenzij de vennootschap zelf voldoet aan de wettelijke vereisten terzake
- Overige dienstverlenende activiteiten op het gebied van informatie
- Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering; Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard
- Het uitoefenen van de functie van bestuurder, gedelegeerd bestuurder, zaakvoerder, directeur of andere leidende en uitvoerende functies, al dan niet bezoldigd in alle vormen, ook buitenlandse, van vennootschappen, verenigingen of samenwerkingsverbanden zowel in België als in het buitenland
- Het kopen, verkopen, leasen, in licentie nemen of geven van intellectuele eigendom en vergelijkbare producten
- Het uitvoeren van opdrachten zoals organisatiestudies, expertises op eender welk vlak binnen het maatschappelijke doel
- Ontwikkeling, beheer en exploitatie van diverse ondernemingsmodellen (zoals concessie-, franchise-, samenwerking- en gemengde huurovereenkomsten)
- Het verlenen van diensten van adviezen van technische, commerciële of administratieve aard, in de meest ruime zin, met respect voor de wettelijke beperkingen terzake
- Het optreden als tussenpersoon in een opdracht
- Het (mede-)beheren en adviseren van merken op het vlak van imago en handelsmerken
- Overige zakelijke dienstverlening
- De activiteiten van een holdingvennootschap: het verwerven, beheren en vervreemden van deelnemingen en participaties in alle bestaande of nog op te richten vennootschappen, ook deze met een verschillend maatschappelijk doel, alsook alle Investerings- en financiële verrichtingen, behalve deze voorbehouden aan deposito- en spaarbanken
- Managementactiviteiten van holdings; het tussenkomen in het dagelijkse bestuur, het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het maatschappelijk kapitaal en andere managementactiviteiten
- Overige zakelijke dienstverlening
- Het op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen; de verhuur van de onroerende goederen kan zowel gemeubeld als ongemeubeld zijn en zowel op korte termijn als voor lange termijn
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen
- Het ontwikkelen, kopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële duurzame activa
- Hoofdactiviteiten
- Holdingactiviteiten
- Beheer van roerende en onroerende goederen
Invoicing and payment
VAT number
BE 1013.761.846
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 17:00
deed of 23-09-2024 (in Dutch)Adjournment ruleBy law the board may postpone a meeting once, by three weeks.
“Doet geen afbreuk aan de andere genomen besluiten tenzij de algemene vergadering er anders over beslist, bestuursorgaan tijdens de zitting”
deed of 23-09-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
3,169 m²
Building footprint
2,453 m²
Building volume
68,204 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24062A0074/00M000 | Flanders | 3,169 m² | 1 · 2,452 m² | 38.6 m · 9 |