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SmartlySolved

Active
Private limited companyfounded 2025active for 1 yearLijsterlaan 3, 3010 Leuven, BelgiumKBO/BCE: BE 1020.296.577
Summary

SmartlySolved has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,487 and a net result of €14,487. Its solvency ranks better than 37% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Retail trade
NACE 47554
1 site
Size
€84,880total assets 2025
Equity
€15,487
Profit
€14,487
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
2025 accounts 18 days early
Why 65raises riskFounded in 2025Size: total assets €84,880Equity €15,487 (18.2% of total assets)lowers riskLiquidity: current ratio 0.59, cash €23,903Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 52% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency 43
equity 18.2% of total assets
Liquidity 40
short-term debt 81.7% · cash 28.2%
Profitability 90
return on assets 17.1%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 03-2026: 1.8% 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.2%▲ +0.3 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.2%▼ -1.1 percentage points vs 07-2026lowest value 09-2026: 1.2%● unchanged vs 08-2026lowest value 10-2026: 1.4%▲ +0.2 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.59, below 1; short-term debt: 81.7% and cash: 28.2% of total assets), and 81.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 34% on solvency, 38% on liquidity and 85% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.59, cash €23,903
NBB · annual accounts
raises risk · Size: total assets €84,880
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €15,487 (18.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VAN EESBEEK Nele (director)…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €84,880 View
  • Active since 2025founded 21-02-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€84,880
Profit
€14,487
Solvency
18.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47554
Founded
21-02-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Fourth Friday of June at 18:00
Purpose
“Detailhandel in babyartikelen zowel fysiek als online; Kleinhandel in allerlei producten…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about SmartlySolved

What is the company number of SmartlySolved?
1020.296.577. In Belgium the VAT number is the company number with BE in front: BE 1020.296.577.
Where is SmartlySolved based?
The registered office is at Lijsterlaan 3, 3010 Leuven.Company details
What does SmartlySolved do?
According to the KBO register, the main activity is retail trade (NACE 47554).
What is the legal form of SmartlySolved?
Private limited company (BV).
When was SmartlySolved founded?
On 21-02-2025.
Is SmartlySolved still active?
Yes, SmartlySolved is an active enterprise in the KBO register.
What is the turnover of SmartlySolved?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SmartlySolved profitable?
In financial year 2025, SmartlySolved made a profit of €14,487.
Where can I find the annual accounts of SmartlySolved?
SmartlySolved filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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