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BABYLOU

Active
Private limited companyfounded 20233 yrs activeSteenbergstraat 33, 3600 Genk, BelgiumKBO/BCE: BE 0797.452.242
Summary

The computed 12-month bankruptcy probability of BABYLOU is 4.3% (elevated). The 2025 annual accounts show negative equity (-€8,960) and a net result of -€5,661. Its solvency ranks better than 16% of 18626 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability1▲+1
Solvency3▼-18
Growth58
Track record94
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 0.96 in 2023; short-term debt: 121.9% and cash: 0.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-21.9%
Return on assets
-13.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2325
2023 to 2025 · latest year -€8,960
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
21 d early
2023
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 January 2023, BABYLOU was incorporated as a Private limited company.1 Total assets went from EUR 36,060 in 2023 to EUR 40,913 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€8,960▼ 520%
2023 · -€1,446
Total assets
€40,913▲ 13.5%
2023 · €36,060
Net result
-€5,661▲ 12.2%
2023 · -€6,446
Working capital
-€10,880▼ 652%
2023 · -€1,446
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Available amounts per fiscal year
Line20232025
Operating result-€6,428--€5,274-
Net result-€6,446below the sector's middle half--€5,661below the sector's middle half-
Equity-€1,446below the sector's middle half--€8,960below the sector's middle half-
Total assets€36,060below the sector's middle half-€40,913below the sector's middle half-
Debt€37,506-€49,873-
Working capital-€1,446within the sector's middle half--€10,880below the sector's middle half-
Solvency-4.0%below the sector's middle half--21.9%below the sector's middle half-
Current ratio0.96within the sector's middle half-0.78below the sector's middle half-
Return on assets (ROA)-17.9%below the sector's middle half--13.8%below the sector's middle half-
Staff (FTE)1.6-
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€6,428-€6,428Net result 2023: -€6,446-€6,446Operating result 2025: -€5,274-€5,274Net result 2025: -€5,661-€5,66120232025-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€6,428-€6,430Net result 2023: -€6,446-€6,450Operating result 2025: -€5,274-€5,270Net result 2025: -€5,661-€5,66020232025
The operating result is -€5,274 in 2025, compared with -€6,428 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Assets €40,913
Fixed assets €1,920
Current assets €38,993
Key figures and ratios
2025 value · change against 2023
EBITDA
-€4,314
Cash flow
-€4,701
Quick ratio
0.05▼
2023 · 0.11
Debt to equity
-5.57▲
2023 · -25.94
Interest coverage
-9.66
Debt ≤ 1 year
€49,873▲
2023 · €37,506
Staff costs
€21,612
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 40 lines
Balance sheet Code20232025
Assets
Total assets20/58€36,060€40,913▲
Fixed assets21/28-€1,920
Tangible fixed assets22/27-€1,920
Furniture and vehicles24-€1,920
Current assets29/58€36,060€38,993▲
Stocks and contracts in progress3€32,022€36,579▲
Stocks30/36€32,022€36,579▲
Amounts receivable within one year40/41€3,574€2,136▼
Trade receivables40€2,987€1,928▼
Other amounts receivable41€587€208▼
Cash at bank and in hand54/58€194€278▲
Deferred charges and accrued income490/1€270-
Equity and liabilities
Total equity and liabilities10/49€36,060€40,913▲
Equity10/15-€1,446-€8,960▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€6,446-€13,960▼
Amounts payable17/49€37,506€49,873▲
Amounts payable within one year42/48€37,506€49,873▲
Financial debts43-€300
Credit institutions430/8-€300
Trade debts44€1,447€4,748▲
Suppliers440/4€1,447€4,748▲
Taxes, remuneration and social security45-€10,370
Taxes450/3-€4,952
Remuneration and social security454/9-€5,418
Other amounts payable47/48€36,059€34,455▼
Income statement Code20232025
Remuneration, social security and pensions62-€21,612
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€960
Other operating charges640/8€35€1,283▲
Gross operating margin9900-€6,393€18,581▲
Operating profit (loss)9901-€6,428-€5,274▲
Financial income75/76B€12€60▲
Recurring financial income75€12€60▲
Financial charges65/66B€30€447▲
Recurring financial charges65€30€447▲
Profit (loss) for the period before taxes9903-€6,446-€5,661▲
Profit (loss) for the period9904-€6,446-€5,661▲
Profit (loss) for the period to be appropriated9905-€6,446-€5,661▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,446-€13,960▼
Profit (loss) brought forward from the previous period14P--€8,299

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232025Change
Remuneration, social security and pensions62-€21,612-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€960-
Other operating charges640/8€35€1,283-
Gross operating margin9900-€6,393€18,581-
Operating profit (loss)9901-€6,428-€5,274-
Financial income75/76B€12€60-
Recurring financial income75€12€60-
Financial charges65/66B€30€447-
Recurring financial charges65€30€447-
Profit (loss) for the period before taxes9903-€6,446-€5,661-
Profit (loss) for the period9904-€6,446-€5,661-
Profit (loss) for the period to be appropriated9905-€6,446-€5,661-
Line20232025Change
Assets
Total assets20/58€36,060€40,913-
Fixed assets21/28-€1,920-
Tangible fixed assets22/27-€1,920-
Furniture and vehicles24-€1,920-
Current assets29/58€36,060€38,993-
Stocks and contracts in progress3€32,022€36,579-
Stocks30/36€32,022€36,579-
Amounts receivable within one year40/41€3,574€2,136-
Trade receivables40€2,987€1,928-
Other amounts receivable41€587€208-
Cash at bank and in hand54/58€194€278-
Deferred charges and accrued income490/1€270--
Equity and liabilities
Total equity and liabilities10/49€36,060€40,913-
Equity10/15-€1,446-€8,960-
Contributions10/11€5,000€5,000-
Profit (loss) carried forward14-€6,446-€13,960-
Amounts payable17/49€37,506€49,873-
Amounts payable within one year42/48€37,506€49,873-
Financial debts43-€300-
Credit institutions430/8-€300-
Trade debts44€1,447€4,748-
Suppliers440/4€1,447€4,748-
Taxes, remuneration and social security45-€10,370-
Taxes450/3-€4,952-
Remuneration and social security454/9-€5,418-
Other amounts payable47/48€36,059€34,455-
Line20232025Change
Profit (loss) for the period9904-€6,446-€5,661-
+ Depreciation and write-downs630-€960-
Operating cash flow (approximation)-€6,446-€4,701-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 2 establishment units since 2023
seat establishment All 2 establishment units on the map
Ground area
675 m²
Building footprint
197 m²
Volume, LiDAR
1,806 m³
2 parcels, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
Candyland
Steenbergstraat 33, 3600 GenkRetail trade
since 20232.340.764.408
CANDYLAND
Stalenstraat 129, 3600 GenkRetail sale of chocolate and confectionery
since 20242.364.964.720
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71308A0893/00W002 Flanders 490 m² 1 · 103 m² 14.8 m · 4 fl.
71304D1041/00G000 Flanders 185 m² 1 · 94 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Genk2.364.964.720
1 permission
Detailhandel LM>3 maand · since 12-10-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47554Retail trade
47242Retail sale of chocolate and confectionery
47713Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797452242
Registered 20-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.