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TOON PEETERS

Active
Private limited companyfounded 20206 yrs activeMastenlaan 19, 2950 Kapellen, BelgiumKBO/BCE: BE 0747.610.969

TOON PEETERS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €574k and a net result of €303k. Equity is growing by ~88.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity ample (current ratio 3.07 against 1.84 in 2024; short-term debt: 32.3% and cash: 36.1% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.2%
Return on assets
34.9%
Age of the figures
17 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 09-03-2026, 99 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
99 d late
2024
13 d early
2023
4 d late
2022
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
30-04-2026 close20-09-2026 today30-11-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€574k▲ 112%
2024 · €271k
2022: €122k 2023: €59k 2024: €271k
2022 → 2025
Total assets
€867k▲ 44.5%
2024 · €600k
2022: €178k 2023: €321k 2024: €600k
2022 → 2025
Net result
€303k▲ 42.9%
2024 · €212k
2022: €107k 2023: €-63k 2024: €212k
2022 → 2025
Working capital
€578k▲ 118%
2024 · €266k
2022: €91k 2023: €39k 2024: €266k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€122k-€59k▼ 51.4%€271k▲ 356%€574k▲ 112%
Operating result€142k-€-61k€269k€371k▲ 38.1%
Net result€107k-€-63k€212k€303k▲ 42.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2022: €142k€142kNet result 2022: €107k€107kOperating result 2023: €-61k€-61kNet result 2023: €-63k€-63kOperating result 2024: €269k€269kNet result 2024: €212k€212kOperating result 2025: €371k€371kNet result 2025: €303k€303k2022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €867k
Fixed assets €9k▼ 45.6%
Current assets €858k▲ 47.2%
Equity and liabilities €867k
Equity €574k▲ 112%
Debt €293k▼ 10.8%
The debt ratio falls from 54.8% to 33.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€375k
2024 · €278k
Cash flow
€307k
2024 · €221k
Solvency
66.2%
2024 · 45.2%
Current ratio
3.07
2024 · 1.84
Quick ratio
3.07
2024 · 1.84
Debt / equity
0.51
2024 · 1.21
ROE
52.7%
2024 · 78.1%
ROA
34.9%
2024 · 35.3%
Interest coverage
22.32
2024 · 20.13
Debt
€293k
2024 · €329k
Debt ≤ 1 year
€280k
2024 · €317k
Income taxes
€73k
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€600k€867k
Fixed assets21/28€17k€9k
Tangible fixed assets22/27€17k€9k
Plant, machinery and equipment23-€5k
Furniture and vehicles24€17k€4k
Current assets29/58€583k€858k
Amounts receivable within one year40/41€386k€484k
Trade receivables40-€356
Other amounts receivable41€386k€483k
Current investments50/53-€50k
Cash at bank and in hand54/58€190k€313k
Deferred charges and accrued income490/1€7k€11k
Equity and liabilities
Total equity and liabilities10/49€600k€867k
Equity10/15€271k€574k
Contributions10/11€15k€15k=
Capital10€15k-
Issued capital100€15k-
Reserves13€256k€559k
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Reserves not available under the articles1311-€2k
Distributable reserves133€255k€558k
Profit (loss) carried forward14€0-
Amounts payable17/49€329k€293k
Amounts payable within one year42/48€317k€280k
Taxes, remuneration and social security45€51k€26
Taxes450/3€51k€26
Other amounts payable47/48€267k€280k
Accrued charges and deferred income492/3€11k€13k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k
Other operating charges640/8€395€368
Gross operating margin9900€278k€376k
Operating profit (loss)9901€269k€371k
Financial income75/76B€7k€21k
Recurring financial income75€7k€21k
Financial charges65/66B€14k€17k
Recurring financial charges65€14k€17k
Profit (loss) for the period before taxes9903€262k€375k
Income taxes67/77€51k€73k
Profit (loss) for the period9904€212k€303k
Profit (loss) for the period to be appropriated9905€212k€303k
Appropriation of the result
Profit (loss) to be appropriated9906€149k€303k
Profit (loss) brought forward from the previous period14P€-63k-
Transfer to equity691/2€149k€303k
To other reserves6921€149k€303k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-11-2026
2026
09-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 99 days late
2025
30-04
Financial Highest result since 2022net €303k ▲42.9%
Operating result €371k, net result €303k, both a record.
30-04
Financial Equity above €500kEq €574k ▲112%
2 profitable years in a row build equity to €574k.
2024
17-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-04
Financial Back to profitnet €212k
Net result €212k after one loss-making year.
30-04
Financial Equity above €200kEq €271k ▲356%
Equity rises from €59k to €271k.
2023
04-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
30-04
Financial Weakest financial yearnet €-63k ▼159%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
2022
29-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mastenlaan 192950 Kapellen
Ground area
6,227 m²
Building footprint
162 m²
Volume, LiDAR
929 m³
Parcel 11023K0005/00V002, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOON PEETERS
Mastenlaan 19, 2950 KapellenFinancial service activities, except insurance and pension funding
since 20202.303.176.908
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023K0005/00V002 Flanders 6,227 m² 1 · 162 m² 6.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 33,505 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-05-2020
Fiscal year end30-04
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
70100Activities of head offices
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.