Willem
ActiveWillem has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €334k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▼-25
Growth52=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 5.42 in 2024), but 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
35.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
45 d early
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€636k
EBIT margin
72.4%
Net result
€334k▲ 7.6%
2024 · €310k
2022: €350k
2023: €387k
2024: €310k
2022 → 2025
Working capital
€360k▼ 65.2%
2024 · €1.04M
2022: €319k
2023: €716k
2024: €1.04M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€636k-
Equity€355k-€742k▲ 109%€1.05M▲ 41.8%€368k▼ 65.0%
Operating result€461k-€500k▲ 8.6%€398k▼ 20.5%€414k▲ 4.0%
Net result€350k-€387k▲ 10.5%€310k▼ 19.8%€334k▲ 7.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €933k
Fixed assets
€8k▼ 50.2%
Current assets
€925k▼ 27.2%
Equity and liabilities €933k
Equity
€368k▼ 65.0%
Debt
€565k▲ 141%
The debt ratio rises from 18.2% to 60.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€424k▲
2024 · €407k
Cash flow
€344k▲
2024 · €320k
Solvency
39.5%▼
2024 · 81.8%
Current ratio
1.64▼
2024 · 5.42
Quick ratio
1.64▼
2024 · 5.42
Debt / equity
1.53▲
2024 · 0.22
ROE
90.6%▲
2024 · 29.5%
ROA
35.8%▲
2024 · 24.1%
Interest coverage
242.10▲
2024 · 169.90
Debt
€565k▲
2024 · €234k
Debt ≤ 1 year
€565k▲
2024 · €234k
Income taxes
€106k▲
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€933k▼
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€16k€7k▼
Current assets29/58€1.27M€925k▼
Amounts receivable within one year40/41€206k€247k▲
Trade receivables40€204k€247k▲
Other amounts receivable41€2k-
Current investments50/53€953k€343k▼
Cash at bank and in hand54/58€102k€328k▲
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.29M€933k▼
Equity10/15€1.05M€368k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€1.05M€363k▼
Amounts payable17/49€234k€565k▲
Amounts payable within one year42/48€234k€565k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€231k€184k▼
Taxes450/3€231k€184k▼
Other amounts payable47/48-€378k
Income statement
Code20242025
Non-recurring operating income76A€61€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€930€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€408k€429k▲
Operating profit (loss)9901€398k€414k▲
Financial income75/76B€14k€28k▲
Recurring financial income75€14k€28k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€409k€440k▲
Income taxes67/77€98k€106k▲
Profit (loss) for the period9904€310k€334k▲
Profit (loss) for the period to be appropriated9905€310k€334k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.05M€1.38M▲
Profit (loss) brought forward from the previous period14P€737k€1.05M▲
Profit to be distributed694/7-€1.02M
Return on contributions (dividend)694-€1.02M
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 23/10/2025
- Registered-office move, Koolkaai 11 bus 3, 2000 Antwerpen
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €310k ▼19.8%
Net result drops to €310k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.05M ▲41.8%
3 profitable years in a row build equity to €1.05M.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €387k ▲10.5%
Operating result €500k, net result €387k, both a record.
31-12
Financial
Equity above €500kEq €742k ▲109%
2 profitable years in a row build equity to €742k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolkaai 112000 AntwerpenGround area
1,031 m²
Building footprint
481 m²
Volume, LiDAR
3,651 m³
2 parcels, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Willem
since 20212.315.371.291
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13002C0310/00T002 | Flanders | 737 m² | 1 · 187 m² | 8.8 m · 2 fl. |
| 11002A1978/00E000 | Flanders | 294 m² | 1 · 294 m² | 17.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 36,770 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.